Common use of Health Insurance Plan Clause in Contracts

Health Insurance Plan. 1. The Group Health Insurance Plan shall be as provided by the Employer to eligible Employees in the same manner and to the same extent as provided to tenure-track and tenured faculty. Employees may be charged a share of the cost of group health insurance premiums not to exceed the maximum indicated below for the plan and coverage level elected: The Group Health Insurance Plan (medical and prescription drug) contains a 4-tier structure of coverage consisting of: i. One adult; ii. One adult plus any number of children; iii. One adult plus one spouse or other qualified adult (OQA; for definition see Appendix A); and iv. One adult plus one spouse or OQA plus any number of children. 2. The University contribution for health insurance will be based on the two (2) lowest-cost comprehensive plans and by weighting the premiums based on enrollment. The base premiums will be calculated on actual cost experience. The highest percentage University contribution will be made for Employees, the second highest percentage University contribution for child dependents of Employees, and the third highest percentage University contribution for adult dependents of Employees. Eligible Employees with appointments of 75% or greater will receive University contributions under the salary bands and formula: Band 1: $47,300.00 and below (1st quartile) 93% 66% 75% Band 2: $47,300.01- $64,900 (2nd quartile) Between 93% Between 57-66% Between 70-75% Band 3: $64,900.01 and above (3rd & 4th quartile) 90% 57% 70% NOTE: The dollar amounts for each band shown in the table above are for calendar year 2018, and are based on quartiles. The breakpoints from one band to the next may be automatically adjusted each year as salaries change. For the exact amount of the salary bands please go to xxxxx://xx.xxxxx.xxx/benefits-wellness/health-well- being/health-plans/rates-paying-health-coverage. 3. University contribution for eligible Employees with appointments of 50% to 74.9% will be 80% of the University contribution percentage applied to Employees with appointments of 80% or more (80% times 93% of the University contribution). All eligible Employees with an appointment of 50% to 74.9% will receive contributions equal to 80% of Band 1 contributions. The Employer may decrease the University contribution percentage applied to eligible Employees with appointments of 50 to 74.9% from 80% to no less than 75% over the life of the Agreement. Any such reductions are at the sole discretion of the Employer. If the Employer wishes to decrease the contribution percentage to less than 75%, any decrease below 75% would be subject to impact negotiations upon written request of the Union. The request for impact negotiations will in no way limit or delay the Employer’s right to decrease the contribution percentage to 75%. 4. The Employee will be responsible for any additional premium cost above the base Employer contribution rate toward the Employee’s plan of choice. 5. The co-pay increases for office visits, emergency room visits and prescription drugs shall be as provided by the Employer in the same manner and to the same extent as provided to tenure track and tenured faculty.

Health Insurance Plan. 1. The Group Health Insurance Plan shall be as provided by the Employer to eligible Employees in the same manner and to the same extent as provided to tenure-track and tenured faculty. Employees may be charged a share of the cost of group health insurance premiums not to exceed the maximum indicated below for the plan and coverage level elected: The Group Health Insurance Plan (medical and prescription drug) contains a 4-tier structure of coverage consisting of: i. One adult; ii. One adult plus any number of children; iii. One adult plus one spouse or other qualified adult (OQA; for definition see Appendix A); and iv. One adult plus one spouse or OQA plus any number of children. 2. The University contribution for health insurance will be based on the two (2) lowest-cost comprehensive plans and by weighting the premiums based on enrollment. The base premiums will be calculated on actual cost experience. The highest percentage University contribution will be made for Employees, the second highest percentage University contribution for child dependents of Employees, and the third highest percentage University contribution for adult dependents of Employees. Eligible Employees with appointments of 75% or greater will receive University contributions under the University’s salary bands and formula: Band 1: $47,300.00 and below (1st quartile) 93% 66% 75% Band 2: $47,300.01- $64,900 (2nd quartile) Between 93% Between 57-66% Between 70-75% Band 3: $64,900.01 and above (3rd & 4th quartile) 90% 57% 70% NOTE: The dollar amounts for each band shown in the table above are for calendar year 2018, and are based on quartiles. The breakpoints from one band to the next may be automatically adjusted each year as salaries change. For the exact amount of the salary bands please go to xxxxx://xx.xxxxx.xxx/benefits-wellness/health-well- being/health-plans/rates-paying-health-coveragecoverage . 3. University contribution for eligible Employees with appointments of 50% to 74.9% will be 80% of the University contribution percentage applied to Employees with appointments of 80% or more (80% times 93% of the University contribution). All eligible Employees with an appointment of 50% to 74.9% will receive contributions equal to 80% of Band 1 contributions. The Employer may decrease the University contribution percentage applied to eligible Employees with appointments of 50 to 74.9% from 80% to no less than 75% over the life of the Agreement. Any such reductions are at the sole discretion of the Employer. If the Employer wishes to decrease the contribution percentage to less than 75%, any decrease below 75% would be subject to impact negotiations upon written request of the Union. The request for impact negotiations will in no way limit or delay the Employer’s right to decrease the contribution percentage to 75%. 4. The Employee will be responsible for any additional premium cost above the base Employer contribution rate toward the Employee’s plan of choice. 5. The co-pay increases for office visits, emergency room visits and prescription drugs shall be as provided by the Employer in the same manner and to the same extent as provided to tenure track and tenured faculty.

Health Insurance Plan. 1. The Group Health Insurance Plan shall be as provided by the Employer to eligible Employees in the same manner and to the same extent as provided to tenure-tenure track and tenured faculty. Employees may be charged a share of the cost of group health insurance premiums not to exceed the maximum indicated below for the plan and coverage level elected: The Group Health Insurance Plan (medical and prescription drug) as of 01/01/05 contains a 4-tier structure of coverage consisting of: i. One adult; ii. One adult plus any number of children; iii. One adult plus one spouse or other qualified adult (OQA; for definition see Appendix A); and iv. One adult plus one spouse or OQA plus any number of children. 2. The University contribution for health insurance will be based on the two (2) lowest-cost comprehensive plans and by weighting the premiums based on enrollment. The base premiums will be calculated on actual cost experience. The highest percentage University contribution will be made for Employees, the second highest percentage University contribution for child dependents of Employees, and the third highest percentage University contribution for adult dependents of Employees. Eligible Employees with appointments of 75% or greater will receive University contributions under the salary bands and formula: Band 1: $47,300.00 45,000 and below (1st quartile) 93% 66% 75% Band 2: $47,300.01- 45,001- $64,900 61,800 (2nd quartile) Between 90-93% Between 57-66% Between 70-75% Band 3: $64,900.01 61,801 and above (3rd & 4th quartile) 90% 57% 70% NOTE: The dollar amounts for each band shown in the table above are for calendar year 2018, and are based on quartiles. The breakpoints from one band to the next may be automatically adjusted each year as salaries change. For the exact amount of the salary bands please go to xxxxx://xx.xxxxx.xxx/benefits-wellness/health-well- being/health-plans/rates-paying-health-coverage. 3. University contribution for eligible Employees with appointments of 50% to 74.9% will be 80% of the University contribution percentage applied to Employees with appointments of 80% or more (80% times 93% of the University contribution). All eligible Employees with an appointment of 50% to 74.9% will receive contributions equal to 80% of Band 1 contributions. The Employer may decrease the University contribution percentage applied to eligible Employees with appointments of 50 to 74.9% from 80% to no less than 75% over the life of the Agreement. Any such reductions are at the sole discretion of the Employer. If the Employer wishes to decrease the contribution percentage to less than 75%, any decrease below 75% would be subject to impact negotiations upon written request of the Union. The request for impact negotiations will in no way limit or delay the Employer’s right to decrease the contribution percentage to 75%. 4. The Employee will be responsible for any additional premium cost above the base Employer contribution rate toward the Employee’s plan of choice. 5. The co-pay increases for office visits, emergency room visits and prescription drugs shall be as provided by the Employer in the same manner and to the same extent as provided to tenure track and tenured faculty.