Health/Medical Cover/Insurance. It is the responsibility of the Student to ensure that he/she possesses adequate and valid medical insurance. All Laurea students are covered only by a statutory accident insurance policy. The Group Insurance Policy covers any student accidents during theory lectures, gym class and during school trips. It also covers accidents that happen when a student takes part in common events under the curriculum and the directly related to-and-from school trips. The insurance policies do not cover just material damage. The university is not liable for missing items. It is worth considering a household insurance policy. In cases that fall under the group insurance policy, the student must first pay all treatment and other costs themselves and apply for compensation from the insurance company after the fact by issuing a claim. Free-time accidents or illnesses are not covered under this insurance policy.
Health/Medical Cover/Insurance. It is the responsibility of the Student to ensure that he/she possesses adequate and valid medical insurance. All Laurea students are covered only by a statutory accident insurance policy. The Group Insurance Policy covers any student accidents during theory lectures, gym class and during school trips. It also covers accidents that happen when a student takes part in common events under the curriculum and the directly related to-and-from school trips. The insurance policies do not cover just material damage. The university is not liable for missing items. It is worth considering a household insurance policy. In cases that fall under the group insurance policy, the student must first pay all treatment and other costs themselves and apply for compensation from the insurance company after the fact by issuing a claim. Free-time accidents or illnesses are not covered under this insurance policy. From 1 January 2021 onwards, all degree students in higher education will be entitled to use Finnish Student Health Service (FSHS), as long as they have registered as an attending (present) student for a particular term and paid the healthcare fee to KELA, the Social Insurance Institution of Finland. Students who have registered as attending and who are completing a bachelor's or master's level degree earned in a university of applied sciences are liable to pay the fee. Students pay the health care fee to Kela regardless to whether they use the services or not. The healthcare fee must be paid to KELA every term, i.e. twice a year. Please note that KELA will not send you an invoice, so you must pay the fee on your own initiative. The due dates will depend on the date of your registration as an attending student. More information on the health care fee is available on the KELA website: xxxxx://xxx.xxxx.xx/web/en/how-to-pay-the-student-healthcare-fee-in-higher-education Information on the Finnish Student Health Service, FSHS: xxxxx://xxx.xxxx.xx/en/fshs/finnish-student- health-service/
