Home burglary insurance. If the Insured is the victim of a Burglary at the residence normally occupied by the Insured in India (located at the address mentioned in the Schedule) during the Period of Insurance, We shall indemnify the Insured for loss of or damage to the Insured’s property, except loss or damage to jewelry and Valuables provided that a FIR is filed with the local police as soon as the Burglary is discovered and a copy of that FIR is provided to Us as a Condition Precedent to Our liability under this Section. This Benefit shall be available if the Ruby I/II, Emerald I/II, Sapphire I/II, Diamond I/II Plans are in force for the Insured.
Home burglary insurance. If the Insured is the victim of a Burglary at the residence normally occupied by the Insured in India (located at the address mentioned in the Schedule) during the Period of Insurance, We shall indemnify the Insured for loss of or damage to the Insured’s property, except loss or damage to jewelry and Valuables provided that a FIR is filed with the local police as soon as the Burglary is discovered and a copy of that FIR is provided to Us as a Condition Precedent to Our liability under this Section. This Benefit shall be available if the Sapphire I/ II or Diamond I/II Plans are in force for the Insured.
Home burglary insurance. (Contents) In the event of an actual or attempted Burglary and/or Theft in the Insured Person's usual place of residence, situated at the address specified in the Policy Certificate, whilst on a Trip, which deprives the Insured Person of his/her personal possessions or property stored within such place of residence, the Company shall indemnify the Insured Person for the actual total loss incurred up to the limit of Sum Insured specified against this Benefit in the Policy Certificate. For the purpose of this Benefit, “Market Value” refers to the sum required to purchase new items of the same kind and quality as those lost in the Burglary or Theft covered under this Benefit, less an amount representing wear and tear, depreciation and usage at the time of such loss. This Benefit shall be payable subject to the following:
