IN WISCONSIN. We will pay a penalty of 10% of the Agreement purchase price per month on a refund that is not paid or credited within forty-five (45) days after return of the Agreement to Us. This Agreement is subject to limited regulation by the Office of the Commissioner of Insurance of the State of Wisconsin.
IN WISCONSIN. Your obligation to pay unpaid balances under this Agreement continues whether You terminate the Agreement or the Credit Union terminates the Agreement, except to the extent that Your liability is limited by Section 422.
IN WISCONSIN. If you are applying either individually or jointly with someone other than your spouse, please contact us immediately at: 0-000-000-0000 and provide us with the name and address of your spouse. We are required by law to inform your spouse that you have opened an account with us. Also, please note that no provision of a marital property agreement (including a Statutory Individual Property Agreement pursuant to Sec. 766.587, Wis. Stat.), unilateral statement classifying income from separate property under Sec. 766.59, or court decree under Sec. 766.70 adversely affects the creditor unless the creditor is furnished with a copy of the document prior to the credit transaction or has actual knowledge of its adverse provisions at the time the obligation is incurred.
IN WISCONSIN. In Section 3 “What Is Not Covered”, exclusion (O) is removed. The following statement is added to Section 4.E “Arbitration”: No mandatory arbitration is allowed. Both parties must agree to participate. If one party disagrees to participate, the arbitration provision becomes null and void. The laws of the state of Wisconsin govern all matters arising out of or relating to this Agreement and all transactions contemplated by this Agreement, including, without limitation, the validity, interpretation, construction, performance and enforcement of this Agreement. Section 4.F “Cancellation” is amended as follows: An Agreement may be cancelled by a Provider only for nonpayment of the Provider fee, material misrepresentation by the Agreement holder to the Provider or administrator, or substantial breach of duties by the Agreement holder relating to the Covered Product or its use. You may, within twenty (20) calendar days of the delivery of this Agreement, reject and return this Agreement for a full refund if no claim has been
IN WISCONSIN. Section (I.) General Provisions # 1.a), is replaced with the following: You may cancel the Agreement by calling Us at 0- 000-000-0000. Cancellation becomes effective at the end of the current month of coverage. Section (I.) General Provisions # 1.c), is replaced with the following: In the event of cancellation within the first thirty (30) days of the receipt of this Agreement, You will be refunded the full Agreement price. Section (I.) General Provisions # 1.d), is replaced with the following: We reserve the right to cancel this Agreement upon thirty (30) days written notice mailed to Your last known address. This Agreement may be cancelled by Us for nonpayment of the Agreement price, material misrepresentation by You to Us, or substantial breach of duties by You relating to the covered products or their use. The notice of cancellation will include the reason and the effective date of cancellation. If this Agreement is cancelled by Us for a reason other than nonpayment of the Agreement price or if You should cancel this Agreement anytime during the applicable term of this Agreement or after a claim has been made, We shall refund to You one hundred percent (100%) of the unearned pro-rata Agreement price, less any claims paid. In the event of a total loss of property, You can cancel this Agreement and receive a pro-rata refund, less any claims paid. If We fail to credit a refund within forty-five (45) days after return of the Agreement, a ten percent (10%) penalty per month applies to any refund not paid or credited. Section (I.) General Provisions of this Agreement, is amended to include: If We choose to non-renew, We will give sixty (60) days’ notice to You. We can only change the rate upon renewal. We will give sixty (60) days’ notice for any rate increase of 25% or more. The following statements have been added:
IN WISCONSIN. The following statement is added to section 4.F “Cancellation” of this Agreement: If You do not receive a full refund within forty-five
IN WISCONSIN. In Section 3 "WHAT IS NOT COVERED", exclusion (M) is removed. The following statement is added to Section 4.D "Subrogation": The Agreement holder will be made whole before We retain any amount we may recover. The following statement is added to Section 4.E "Dispute Resolution - Arbitration": Mandatory arbitration is not permitted. Both parties must agree to participate. If one party disagrees to participate, this arbitration provision becomes null and void. The following statement is deleted from Section 4.E "Dispute Resolution - Arbitration": You give up your right to resolve any dispute arising from this Agreement by a judge and/or a jury. You also agree not to participate as a class representative or class member in any class action litigation, any class arbitration or any consolidation of individual arbitrations. The following statement is added to Section 4.F "Cancellation": Claims paid or the cost of repairs performed shall not be deducted from the amount to be refunded upon cancellation of this Agreement. The following statement is added to Section 4.G "Entire Agreement": This Agreement is subject to limited regulation by the Office of the Commissioner of Insurance. Proof of loss should be furnished by You to the Administrator as soon as reasonably possible and within one (1) year after the time required by this Agreement. Failure to furnish such notice or proof within the time required by this Agreement does not invalidate or reduce a claim. See also (22) below.
IN WISCONSIN. If you cancel the Contract within the first thirty (30) days of the Contract Term and no claims have been made, you will receive a 100% refund. If a claim has been made against your Contract, or if the Contract has been in effect more than thirty (30) days, We will calculate a pro rata refund based upon the greater of the time in force or the miles driven compared to the total time or mileage of your Contract Term, less a $50 cancellation fee.
IN WISCONSIN. In Section 3 “WHAT IS NOT COVERED”, exclusion (K) is removed. The following statement is added to Section 6.D “Dispute Resolution - Arbitration”: Arbitration must be agreed to by all parties involved. The following statement is added to Section 6.E “Cancellation”: Claims paid or the cost of repairs performed shall not be deducted from the amount to be refunded upon cancellation of this Agreement. The following statement is added to Section 6.F “Entire Agreement”: This Agreement is subject to limited regulation by the Office of the Commissioner of Insurance. Proof of loss should be furnished by You to the Administrator as soon as reasonably possible and within one (1) year after the time required by this Agreement. Failure to furnish such notice or proof within the time required by this Agreement does not invalidate or reduce a claim. See also
IN WISCONSIN. In Section 3 “What Is Not Covered”, exclusion (O) is removed. The following statement is added to Section 4.E “Arbitration”: No mandatory arbitration is allowed. Both parties must agree to participate. If one party disagrees to participate, the arbitration provision becomes null and void. The laws of the state of Wisconsin govern all matters arising out of or relating to this Agreement and all transactions contemplated by this Agreement, including, without limitation, the validity, interpretation, construction, performance and enforcement of this Agreement. Section 4.F “Cancellation” is amended as follows: An Agreement may be cancelled by a Provider only for nonpayment of the Provider fee,
