INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. IMC HOME EQUITY LOAN TRUST 1998-7 DESCRIPTION OF HOME EQUITY LOANS - NON-CONFORMING POOL SUMMARY (continued) -------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Combined LTV 15.01 to 20.00% 1 299,743 0.43 30.01 to 35.00 1 244,699 0.35 35.01 to 40.00 2 619,437 0.88 40.01 to 45.00 3 456,565 0.65 45.01 to 50.00 1 64,825 0.09 50.01 to 55.00 5 1,261,917 1.79 55.01 to 60.00 3 504,462 0.72 60.01 to 65.00 14 2,294,062 3.26 65.01 to 70.00 31 5,812,235 8.25 70.01 to 75.00 47 11,807,697 16.76 75.01 to 80.00 109 23,954,855 33.99 80.01 to 85.00 68 11,381,260 16.15 85.01 to 90.00 46 9,422,700 13.37 90.01 to 95.00 10 860,486 1.22 95.01 to 100.00 30 1,487,614 2.11 ----- ------------ ------- 371 $ 70,472,556 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Current Coupon 6.001 - 7.000% 6 1,724,788 2.45 7.001 - 8.000 7 1,975,323 2.8 8.001 - 9.000 38 10,730,848 15.23 9.001 - 10.000 69 16,871,354 23.94 10.001 - 11.000 113 21,573,377 30.61 11.001 - 12.000 61 8,888,527 12.61 12.001 - 13.000 53 5,442,983 7.72 13.001 - 14.000 23 3,228,201 4.58 14.001 - 15.000 1 37,155 0.05 ----- ------------ ------- 371 $ 70,472,556 100.00% -------------------------------------------------------------------------------------------------------
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. IMC HOME EQUITY LOAN TRUST 1998-7 DESCRIPTION OF HOME EQUITY LOANS - CONFORMING POOL SUMMARY (continued) ---------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Months Since Origination 0 to 1 1,970 124,974,766 23.98 2 to 12 5,328 341,586,767 65.54 13 to 24 38 2,792,630 0.54 25 or more 2 98,166 0.02 ----- ------------ ------- 7,921 $521,182,587 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Remaining Term Up to 120 242 6,541,335 1.26 121 to 180 3,241 183,707,687 35.25 181 to 240 685 35,252,961 6.76 241 to 300 186 12,147,180 2.33 301 to 360 2,984 231,803,168 44.48 ----- ------------ ------- 7,921 $521,182,587 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Occupancy Owner Occupied 6,820 442,944,592 84.99 Investor Owned 498 25,451,984 4.88 Vacation/Second Home 20 1,055,754 0.2 ----- ------------ ------- 7,921 $521,182,587 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- Lien Type First Lien 6,325 440,515,575 84.52 Second Lien 1,013 28,936,755 5.55 ----- ------------ ------- 7,921 $521,182,587 100.00% ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ ...
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. [GRAPHIC OMITTED] 6 --------------------------------------------------------------- IMC HOME EQUITY LOAN TRUST 1998-3 --------------------------------------------------------------- BOND SENSITIVITY TO PREPAYMENTS CLASS A-1 (to call) ------------------------------------------------------------------------------------------------------------ % of Prepayment Assumption 0% 50% 75% 100% 125% 150% ------------------------------------------------------------------------------------------------------------ Average Life (years) 0.81 0.45 0.38 0.33 0.30 0.27 First Principal Payment 07/98 07/98 07/98 07/98 07/98 07/98 Last Principal Payment 06/99 03/99 01/99 12/98 11/98 11/98 Principal Window (years) 1.00 0.75 0.58 0.50 0.42 0.42 CLASS A-2 (to call) ------------------------------------------------------------------------------------------------------------ % of Prepayment Assumption 0% 50% 75% 100% 125% 150% ------------------------------------------------------------------------------------------------------------ Average Life (years) 9.99 1.65 1.23 1.00 0.86 0.76 Yield @ par 6.39% 6.21% 6.14% 6.08% 6.02% 5.97% Modified Duration 7.08 1.52 1.15 0.94 0.82 0.73 First Principal Payment 11/02 03/99 01/99 12/98 11/98 11/98 Last Principal Payment 06/12 01/01 04/00 12/99 09/99 07/99 Principal Window (years) 9.67 1.92 1.33 1.08 0.92 0.75 CLASS A-3 (to call) ------------------------------------------------------------------------------------------------------------ % of Prepayment Assumption 0% 50% 75% 100% 125% 150% ------------------------------------------------------------------------------------------------------------ Average Life (years) 14.70 3.71 2.58 2.00 1.64 1.40 Yield @ par 6.31% 6.24% 6.20% 6.16% 6.13% 6.09% Modified Duration 9.37 3.22 2.32 1.83 1.52 1.31 First Principal Payment 06/12 01/01 04/00 12/99 09/99 07/99 Last Principal Payment 05/13 05/03 10/01 12/00 07/00 03/00 Principal Window (years) 1.00 2.42 1.58 1.08 0.92 0.75 CLASS A-4 (to call) ------------------------------------------------------------------------------------------------------------ % of Prepayment Assumption 0% 50% 75% 100% 125% 150% ------------------------------------------------------------------------------------------------------------ Average Life (years) 15.68 5.89 3.99 3.00 2.42 2.02 Yield @ par 6.39% 6.35% 6.33% 6.30% 6.27% 6.24% Modified Duration 9.68 4.78 3.43 2.66 2.18 1.85 First Principal Payment 05/13 05/03 10/01 12/00 07/00 03/00 Last Principal Payment 06/16 05/05 02/03 12/01...
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. PaineWebber -------------------------------------------------------------------------------- IMC HOME EQUITY LOAN OWNER TRUST 1998-7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (11/16/98) -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE COLLATERAL IN THE PROSPECTUS SUPPLEMENT. -------------------------------------------------------------------------------- NON-CONFORMING POOL SUMMARY - GROUP II ------------------------------------------------------------------------------- Number of Loans: 372 Current Balance: $70,528,616 Average Balance: $189,593 Minimum Balance: $11,196 Maximum Balance: $501,861 Wtd Average Coupon: 10.33% Original Term (months): 280 Seasoning (months): 4 Combined Loan-To-Value: 78.10% Amortization Type: Fixed - 318 loans $55,313,507 ARM - 54 loans $15,215,109 ARM Summary Information: Wtd Avg Initial Periodic Rate Cap: 2.51% Wtd Avg Subsequent Periodic Rate Cap: 1.11% Wtd Avg Life Cap: 16.59% Wtd Avg Margin: 6.84% Wtd Avg Months to Roll: 18 -------------------------------------------------------------------------------
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 9 PaineWebber -------------------------------------------------------------------------------- FREMONT HOME LOAN TRUST 1999-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/99) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Rate Reset (continued) 2003/05 1 80,078 0.03 2003/06 1 63,489 0.02 2003/12 1 139,031 0.04 2004/05 1 179,772 0.06 2004/06 18 1,643,857 0.53 2004/07 151 15,415,449 4.92 2004/08 123 12,512,423 4.00 2004/09 31 2,725,330 0.87 ------ ----------- ------ 3,106 $313,004,978 100.00% -------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Life Cap Fixed 310 26,069,987 8.33 13.001% - 14.000% 10 1,102,533 0.35 14.001% - 15.000% 95 12,279,465 3.92 15.001% - 16.000% 520 62,747,178 20.05 16.001% - 17.000% 977 104,031,061 33.24 17.001% - 18.000% 742 69,420,613 22.18 18.001% - 19.000% 346 29,297,363 9.36 19.001% - 20.000% 93 7,062,777 2.26 20.001% - 21.000% 13 994,001 0.32 ------ ----------- ------ 3,106 $313,004,978 100.00% --------------------------------------------------------------------------------
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. PAINEWEBBER
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. [GRAPHIC OMITTED] 5 --------------------------------------------------------------- IMC HOME EQUITY LOAN TRUST 1998-3 --------------------------------------------------------------- DESCRIPTION OF SECURITIES (Continued)
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. PaineWebber -------------------------------------------------------------------------------- IMC HOME EQUITY LOAN OWNER TRUST 1998-7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS - CONFORMING POOL SUMMARY - GROUP I ------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% ------------------------------------------------------------------------------------------------------- State Florida 842 52,991,191 10.16 Illinois 516 39,951,581 7.66 Michigan 600 36,449,630 6.99 New York 520 36,449,093 6.99 Ohio 562 32,946,623 6.32 North Carolina 502 30,241,543 5.80 New Jersey 258 23,746,591 4.55 Pennsylvania 380 22,847,644 4.38 Tennessee 365 21,584,817 4.14 Indiana 426 21,248,708 4.08 Georgia 320 19,279,997 3.70 California 160 15,909,565 3.05 South Carolina 219 12,346,825 2.37 Virginia 191 12,107,252 2.32 Maryland 175 11,742,969 2.25 Massachusetts 134 10,634,363 2.04 Colorado 117 10,200,195 1.96 Connecticut 109 9,743,892 1.87 Arizona 118 9,410,769 1.80 New Mexico 101 7,269,801 1.39 Wisconsin 112 6,770,685 1.30 Utah 72 6,426,055 1.23 Texas 95 6,378,318 1.22 Minnesota 81 6,210,986 1.19 Missouri 112 5,849,562 1.12 Kentucky 107 5,370,221 1.03 Nevada 58 5,008,695 0.96 Washington 52 4,775,618 0.92 Rhode Island 61 4,672,212 0.90 Mississippi 96 4,465,975 0.86 Oregon 52 4,195,349 0.80 Louisiana 74 3,577,791 0.69 Arkansas 52 3,089,099 0.59 Hawaii 17 2,988,114 0.57 Idaho 36 2,428,578 0.47 West Virginia 35 1,665,472 0.32 Kansas 31 1,638,757 0.31 Nebraska 31 1,627,949 0.31 Delaware 21 1,291,479 0.25 ------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THIS PAGE MUST BE ACCOMPANIED BY A DISCLAIMER. IF YOU DID NOT RECEIVE SUCH A DISCLAIMER, PLEASE CONTACT YOUR PAINEWEBBER INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. -------------------------------------------------------------------------------- PaineWebber -------------------------------------------------------------------------------- IMC HOME EQUITY LOAN OWNER TRUST 1998-7 -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS - CONFORMING POOL SUMMARY - GROUP I (continued) ------------------------------------------------------------------------------------------------------- Aggregat...
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. 5 PaineWebber -------------------------------------------------------------------------------- FREMONT HOME LOAN TRUST 1999-3 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- THE INFORMATION CONTAINED HEREIN WILL BE SUPERSEDED BY THE DESCRIPTION OF THE MORTGAGE LOANS CONTAINED IN THE PROSPECTUS SUPPLEMENT -------------------------------------------------------------------------------- DESCRIPTION OF HOME EQUITY LOANS AS OF THE STATISTICAL CALCULATION DATE (8/25/99) POOL 1 INFORMATION (CONTINUED) -------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Property Type Single Family 2,701 274,593,742 87.73 Two Family 193 19,066,782 6.09 Three Family 24 2,955,149 0.94 Four Family 24 2,882,542 0.92 Condo 124 10,337,678 3.30 Manufactured 40 3,169,087 1.01 ------ ----------- ------ 3,106 $313,004,978 100.00% -------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Aggregate Field Description Count Balance$ Pool% --------------- ----------- ----- -------- ----- Loan Age 0 1,154 111,915,866 35.76 1 931 96,841,389 30.94 2 202 21,086,756 6.74 3 121 13,068,856 4.18 4 74 7,950,985 2.54 5 83 8,040,619 2.57 6 75 7,580,247 2.42 7 68 6,739,200 2.15 8 or more 398 39,781,059 12.71 ------ ----------- ------ 3,106 $313,004,978 100.00% --------------------------------------------------------------------------------------------------------
INCORPORATED FINANCIAL ADVISOR IMMEDIATELY. PaineWebber
