Liability of Supplementary Cardholder. Each Supplementary Cardholder shall be liable for his own debts and liabilities (including all Fees and Charges) under his Supplementary Card and be bound by the terms and conditions of this Agreement but shall not be liable for the Principal Cardholder’s debts and liabilities or the debts and liabilities of any other Supplementary Cardholder(s). A Supplementary Cardholder accepts that his debts and liabilities shall not in any event be affected, reduced or discharged by any dispute between the Principal Cardholder and the Supplementary Cardholder(s).
4.1 The Card and the Virtual Card
(a) I shall use my Card (including my Virtual Card, where applicable) until the expiry, suspension, cancellation or termination of the Card, subject to the terms and conditions of this Agreement in force at the time of use, including any amendments or additions from time to time.
(b) For my physical Card, I shall sign and activate it in the manner directed by UAF immediately upon receipt of such Card from UAF. For my Virtual Card, I shall activate it in the manner directed by UAF immediately upon receipt of the Virtual Card Account Number from UAF. And by doing so, I shall be deemed to accept and agree to be bound by the relevant terms and conditions, as amended or further supplemented by UAF from time to time. I shall be responsible for any failure or delay in activating my Card. I acknowledge that every Card is a property of UAF, which is not transferable and must be unconditionally surrendered on request by UAF upon expiry, termination or cancellation of the Card.
(c) Even if I have not received my physical Card, after UAF opens my Card Account, I can:
(i) use my Virtual Card on the App for online transactions; and
(ii) add my Virtual Card to a Digital Wallet and carry out transactions at any Terminal (where available).
(d) When I receive my physical Card from UAF, I can:
(i) use my physical Card to withdraw cash from any Terminal (where available) in Hong Kong dollar; and
(ii) use my physical Card anywhere that Mastercard is accepted.
(e) Subject to Clause 19, the Card may only be used:
(i) within their respective credit limit(s) determined by UAF in its absolute discretion and notified by UAF to me from time to time;
(ii) in the case of a physical Card, between the valid date (if any) and the expiry date embossed on the face of the Card or as notified by UAF to the Cardholder from time to time; and
(iii) in the case of a Virtual Card, for such period as designated by UAF...
Liability of Supplementary Cardholder. Each Supplementary Cardholder shall be liable for his/her own debts and liabilities under his/her supplementary Card and be bound by the terms and conditions of this Agreement but shall not be liable for the Principal Cardholder’s debts and liabilities or the debts and liabilities of any other Supplementary Cardholder(s). A Supplementary Cardholder accepts that his or her debts and liabilities shall not in any event be affected, reduced or discharged by any dispute between the Principal Cardholder and the Supplementary Cardholder.
