MOBILE AND TEXT BANKING. Mobile banking and text banking services are offered as a convenience and supplemental service to our online internet banking services. They are not intended to replace access to internet banking from your personal computer or other methods you use for managing your accounts and services with us. Mobile Banking Service allows you to access your CNB account information, use bill pay, and conduct other limited banking transactions with the Bank. You may use the Mobile Banking Services to transfer funds between your eligible CNB accounts (internal transfer), subject to certain limitations for savings and money market accounts discussed in the Limitations on Frequency of Withdrawals and Transfers section set out above. Mobile Check Deposit is a service available within City National Bank’s Mobile Banking Application through iPhone and Android. It allows you to deposit checks directly into your City National Bank account(s) by taking a picture of a check using your smartphone. Approval required. To utilize the Mobile Banking Services, you must be enrolled in CityNET online banking. Some Mobile Banking Services, such as text banking, require you to register your Mobile Device from a desktop computer. By registering for text banking services and entering your phone number you acknowledge that you agree to the terms of service for text banking services. CNB text banking works with numerous wireless service providers including Alltel, AT&T, Boost Mobile, Cincinnati Bell, Sprint PCS, T-Mobile, U.S. Cellular, Virgin Mobile USA, and Verizon Wireless. However, CNB text banking is not compatible with all handsets. When registering for text banking services you must confirm that you hold the account corresponding to the mobile phone number you have entered, or that you have the account holder’s permission to use this service. Your wireless carrier may assess you additional fees for data or text messaging services, and/or additional charges may apply for Internet usage depending on your wireless carrier. Please consult your wireless provider/ carrier for details on correlated rates and charges.
MOBILE AND TEXT BANKING a) Baylands Family Credit Union Mobile Banking refers generally to any service allowing an existing Baylands Family Credit Union member to access and view “Eligible Account(s)” from a cell phone or handheld device (collectively “mobile device”). Baylands Family Credit Union’s I- Mobile Banking service includes Text Banking and Wireless Application Protocol (WAP). Baylands Family Credit Union’s I-Mobile Banking Service allows you to view your account balances, review recent account activity and/or transfer funds between your “Eligible Accounts” from your mobile device, and receive alerts for which you have subscribed. Message frequency depends on account settings.
MOBILE AND TEXT BANKING. If we approve Mobile and Text Banking for your accounts, a separate personal identification number (PIN) will be assigned to you which is the same as your Online Banking PIN. You must use your personal identification number (PIN) along with your account number to access your accounts. At the present time, you may use Mobile Banking to: - Withdraw funds from your savings, checking, loan, money market, and club accounts. - Transfer funds from your savings, checking, loan, money market, and club accounts. - Obtain balance information for your savings, checking, loan, XXX, money market, club, and certificate accounts. - Access your Visa, Checking Line of Credit and Home Equity Line of Credit accounts. - Determine if a particular item has cleared. - Verify the last date and amount of your payroll deposit. - Make xxxx payments to preauthorized creditors. At the present time, you may use Text Banking to: - Obtain balance information for your savings, checking, loan, XXX, money market, club, and certificate accounts. - Get history information on the primary account (suffix) that you designate. Your accounts can be accessed under Mobile and Text Banking via mobile device or other approved access device(s). Mobile and Text Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Mobile and Text Banking transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.
