Normal Social Security Retirement Age. RECURRENT DISABILITY—Six (6) months after elimination period and 15 days during elimination period. DEFINITION OF TOTAL DISABILITY—24 month own occupation. PARTIAL DISABILITY—20% loss of earnings during own occupation and after own occupation period. SALARY DEFINITION—Base earning plus longevity pay. MENTAL AND NERVOUS—24 month limitation. SUBSTANCE ABUSE—24 month limitation. SUBJECTIVE ILLNESS—No limit. PRE-EXISTING CONDITION LIMITATION—If someone sought OTHER BENEFITS—Daycare/Eldercare benefit and enhanced rehab benefit. May also quote additional benefits such as a catastrophic benefit that pays an additional percentage if claimant is ADL impaired
Normal Social Security Retirement Age. RECURRENT DISABILITY—Six (6) months after elimination period and 15 days during elimination period.
Normal Social Security Retirement Age. RECURRENT DISABILITY—Six (6) months after elimination peri- od and 15 days during elimination period. DEFINITION OF TOTAL DISABILITY—24 month own occupation. PARTIAL DISABILITY—20% loss of earnings during own occupation and after own occupation period. SALARY DEFINITION—Base earning plus longevity pay. MENTAL AND NERVOUS—24 month limitation. SUBSTANCE ABUSE—24 month limitation. SUBJECTIVE ILLNESS—No limit. PRE-EXISTING CONDITION LIMITATION—If someone sought OTHER BENEFITS—Daycare/Eldercare benefit and enhanced rehab benefit. May also quote additional benefits such as a cata- strophic benefit that pays an additional percentage if claimant is ADL impaired. Exam w/Dilation as Necessary $0 Copay $50 Retinal Imaging Benefit Up to $39 N/A Exam Options: Frames: Standard Plastic Lenses Lens Options: Contact Lenses Laser Vision Correction APPENDIX K—LETTER OF UNDERSTANDING
Normal Social Security Retirement Age. RECURRENT DISABILITY—Six (6) months after elimination period and 15 days during elimination period. DEFINITION OF TOTAL DISABILITY—24 month own occupation. PARTIAL DISABILITY—20% loss of earnings during own occupation and after own occupation period. SALARY DEFINITION—Base earning plus longevity pay. MENTAL AND NERVOUS—24 month limitation. SUBSTANCE ABUSE—24 month limitation. SUBJECTIVE ILLNESS—No limit. PRE-EXISTING CONDITION LIMITATION—If someone sought
