ONLINE BANKING USER MANAGEMENT FEATURE. If you would like to provide account access to someone other than an account owner, you may do so by using our “User Management” feature within Online Banking. With this feature, you can add or remove Online Banking access for authorized individuals (“Authorized Users”), modify their access level, or view transactions performed by these Authorized Users. When you set up an Authorized User, you define which accounts they can view and whether or not they are permitted to conduct transactions on those accounts. You must think carefully before you allow anyone to become an Authorized User. If you establish access for an Authorized User, please be advised that:
A. The Authorized User has access to the accounts you assign via their own unique User ID and Password until you change or revoke access from within the Online Banking “Preferences” screen. This access may include access through Online Banking or other access methods which use the Online Banking Security Credentials. Authorized Users do not have access to Mobile Banking.
B. Any account owner can use Online Banking to establish Authorized Users. Authorized Users do not have the ability to establish other Authorized Users nor view or monitor other Authorized Users. You are solely responsible for obtaining permission from other account owners (if any) in order to provide this access.
ONLINE BANKING USER MANAGEMENT FEATURE. If you would like to provide account access to someone other than an account owner, you may do so by using our “User Management” feature within Online Banking. With this feature, you can add or remove Online Banking access for authorized individuals (“Authorized Users”), modify their access level, or view transactions performed by these Authorized Users. When you set up an Authorized User, you define which accounts they can view and whether or not they are permitted to conduct transactions on those accounts. You must think carefully before you allow anyone to become an Authorized User. If you establish access for an Authorized User, please be advised that:
A. The Authorized User has access to the accounts you assign via their own unique User ID and Password until you change or revoke access from within the Online Banking “Preferences” screen. This access may include access through Online Banking or other access methods which use the Online Banking Security Credentials. Authorized Users do not have access to Mobile Banking.
B. Any account owner can use Online Banking to establish Authorized Users. Authorized Users do not have the ability to establish other Authorized Users nor view or monitor other Authorized Users. You are solely responsible for obtaining permission from other account owners (if any) in order to provide this access.
C. If you provide the Authorized User access to view your accounts (i.e. you select “Read (With information Reporting) Access” for a given account when enrolling the Authorized User), the Authorized User will have the same access to information about the Account as you have; however, they will not be able to view Tax Forms or Credit Center information.
D. If you provide the Authorized User with the ability to perform transactions (i.e. you select “Create Transactions Access” for a given account when enrolling the Authorized User), the Authorized User can perform any transaction within Online Banking that you can perform as an account owner with the exception of performing External Transfers, performing Zelle and Other Payment Services transactions, enrolling or changing document delivery options, adding new Bill Pay payees, enrolling in Overdraft Services or enrolling in the Credit Center. If you select the “Quick Payment” option, the Authorized User is able to make Bill Payments to your existing payee list. There is no ability for you to allow some transactions while disallowing others. Authorized Users who are granted transac...
