Overdraft Transfer Service. We offer an optional overdraft protection plan that we refer to as our “Overdraft Transfer Service” where funds from a linked savings account are used for overdraft protection. We will look first to this service for overdraft protection before applying our discretionary Courtesy Pay Overdraft Service when your account is overdrawn. The Overdraft Transfer Service may save you money on the total fees you pay us for overdraft protection.
Overdraft Transfer Service. You may request Overdraft Transfer Service if you maintain a Credit Union checking account and a Credit Union issued Visa card. Overdraft Transfer cash advances will be made in $50 increments up to your credit limit less any outstanding balance. If the available amount is less than $50, all funds available will be transferred if these funds are sufficient to cover the item(s) in the checking account. You understand that the regular increment amount is subject to change by the Credit Union without notice. If your Visa credit card Account is 30 or more days past due, or over the approved credit limit, Overdraft Transfer Service will not be available until the Account is current. Rates and methods of computation are the same as other cash advances.
Overdraft Transfer Service. We offer an overdraft protection plan that we refer to as our “Overdraft Transfer Service” where funds from a designated linked account are used for overdraft protection. We will look first to this service for overdraft protection before applying our discretionary Overdraft Privilege Overdraft Service when your account is overdrawn. The Overdraft Transfer Service may save you money on the total fees you pay us for overdraft protection. With this service, you authorize us to make transfers of available funds automatically from your designated linked account, plus the overdraft transfer fees, to cover overdrafts in your Share Draft Account. The Overdraft Transfer Service is automatically added to your eligible Share Draft Accounts at account opening. To request changes to or to terminate the Overdraft Transfer Service: (1) call us at 000-000-0000 or 000-000-0000; (2) visit any branch and speak with a Representative; or (3) mail a request to 0000 X. Xxxxxx Street, P.O. Box 515, Alpena, MI 49707. Overdrafts paid pursuant to the Overdraft Transfer Service are subject to a per-item Overdraft Transfer Fee as set forth in the Fee Schedule. If you terminate the Overdraft Transfer Service and are not eligible for Overdraft Privilege, and there are insufficient available funds in your Share Draft Account to pay an item, your item will not be paid unless it was a previously authorized everyday debit card transaction. The item will be returned, and an NSF fee will be charged, each time an item is presented for payment and returned unpaid due to an insufficient available balance. It is important to remember that we have no control over how many times an intended payee may present the same item for payment. Multiple presentments of the same item will result in multiple fees. Transfers will appear on your periodic statements for each applicable account.
Overdraft Transfer Service. Underthe Overdraft Transfer Service, yougive us theauthority to link your primaryaccountwith one or moresecondaryaccount(s) for use in funding the primary account for overdraft protection. If your Available Balance at the end of the business day is negative $25.01 or more in your primary account, the Overdraft Transfer Service will automatically transfer enough funds from the secondary account’s Available Balance to your primary account to cover the negative Available Balance plus the Transfer Charge. Please see the Schedule of Fees for your consumer or non-consumer account to obtain the Transfer Charge amount.
Overdraft Transfer Service. With this service, you authorize us to make transfers of available funds automatically from your designated “linked” account to cover overdrafts in your checking account. You can designate your choice of “linked” account(s) below. Transfers from your designated linked account are made in the exact amount of the overdraft. You must request to enroll in this service. Each transfer is subject to an Overdraft Transfer Fee, as set forth in your Schedule of Fees and Charges. If you decline to utilize any of the optional overdraft protection plans and you are not eligible for our Courtesy Pay Program, and there are insufficient funds in your checking account to pay an item, your items will not be paid, they will be returned, and an NSF Fee will be charged for each item returned. Transfers will appear on your periodic statements for each applicable account.
Overdraft Transfer Service. With this service, you authorize us to make transfers of available funds automatically from your linked account(s) to cover overdrafts in your checking account. Transfers from your linked account(s) are made in the exact amount of the overdraft. Transfers will be made from your applicable account(s) in the following order:
Overdraft Transfer Service. We offer an optional overdraft protection plan that we refer to as our “Overdraft Transfer Service” where funds from a linked savings account are used for overdraft protection. We will look first to this service for overdraft protection before applying our discretionary Courtesy Pay Overdraft Service when your account is overdrawn. The Overdraft Transfer Service may save you money on the total fees you pay us for overdraft protection. With this service, you authorize us to make transfers of available funds automatically from your regular savings account, plus the overdraft transfer fees, to cover overdrafts in your checking account. Each transfer counts as one of the six (6) limited transactions you are allowed each month from your regular savings. The Overdraft Transfer Service is an optional feature that can be added to your eligible checking accounts upon your request. To request or terminate the Overdraft Transfer Service: (1) use the video branch on our mobile app or website; (2) call us at 000-000-0000; (3) text us at 000-000-0000;
Overdraft Transfer Service. “Overdraft Transfer Service” is a mandatory feature of your checking account whereby funds from your savings account are used for overdraft protection. We will look first to this service for overdraft protection before applying our discretionary Courtesy Pay when your account is overdrawn. The Overdraft Transfer Service may save you money on the total fees you pay us for overdraft protection.
Overdraft Transfer Service. You may request Overdraft Transfer Service if you maintain a Credit Union checking account and a Credit Union issued Visa credit card. Overdraft Transfer cash advances will be made in $50 increments up to your credit limit less any outstanding balance. If the available amount is less than
Overdraft Transfer Service. You may request Overdraft Transfer Service if you maintain a Credit Union checking account and a Credit Union issued Visa card. Overdraft Transfer cash advances will be made in $50 increments up to your credit limit less any outstanding balance. If the available amount is less than $50, all funds available will be transferred if these funds are sufficient to cover the item(s) in the checking account. You understand that the regular increment amount is subject to change by the Credit Union without notice. If your Visa credit card Account is 30 or more days past due, or over the approved credit limit, Overdraft Transfer Service will not be available until the Account is current. Rates and methods of computation are the same as other cash advances. Balance Transfers and Cash Advances: All rates and offers are subject to change. The interest rates applicable to purchases or cash advances and for prior promotional/intro balances remain unchanged. Balance transfers are treated as cash advances so interest accrues from the date the transfer is posted to your account. Balance transfers of other LGFCU loans are not eligible for promotions. LGFCU may stop offering promotional/intro rates for new balance transfers at any time and without prior notice. You agree to allow 30 days to process your request, pay the amount(s) authorized, and transfer the balances to your LGFCU credit card Account. You may transfer up to your available credit, not to exceed your credit limit authorized by LGFCU. Please continue to make minimum payments on your other credit card(s) until the balance(s) have been transferred. Any overpayments must be refunded by the other institution. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). LGFCU is not responsible for any remaining balance or additional charges with regard to such accounts, or for any charges resulting in any delay in the payment and transfer of balances. LGFCU reserves the right to refuse multiple transfers from the same credit card. At expiration of the promotional/intro rate period, the “APR for purchases,” currently 9.75%, will apply to any remaining balance.
