Permanent Total Disablement. Permanent Total Disablement shall mean the inability to work in gainful employment, as described under Item 7 of the applicable Cover Level, and which in all probability will continue as such for the rest of the Insured Person’s life.
Permanent Total Disablement. We will not pay the Benefit under Item 7 - Permanent Total Disablement if the Insured Person is under 16 or over 65 years of age at the date of the Bodily Injury.
Permanent Total Disablement a. As a result of an Accident 100%
b. Permanent Total Disablement as a direct 100% result of exposure to the elements of nature as a direct result of an Accident
Permanent Total Disablement. As Follows
Permanent Total Disablement. If during the Policy Year, the Insured Person sustains Injury which directly results in Permanent Total Disablement within twelve
Permanent Total Disablement. The company shall pay the benefit equal to 100% of Sum Insured, specified in the policy schedule, if an insured Person suffers Permanent Total Disablement of the nature specified below, solely and directly due to an Accident during Period of Insurance while the Insured Person is travelling as a passenger on a Common Carrier, provided that the Permanent Total Disablement occurs within 365 days from the date of the Accident:
a) Total and irrecoverable loss of sight of both eyes or
b) Physical separation or loss of use of both hands or feet or c) Physical separation or loss of use of one hand and one foot or d) loss of sight of one eye and Physical separation or loss of use of hand or foot
Permanent Total Disablement a) If the Primary Insured Member and/or his/her Spouse as specified in the Certificate of Insurance suffers an Injury during the Cover Period, which directly results in any of the following Insured Events within twelve calendar months of the occurrence of the Injury, the company will pay the amount specified against this Benefit in the Certificate of Insurance:
Permanent Total Disablement. A permanent, total and irrecoverable disablement which totally prevents an Insured Person from working in their usual occupation which in all probability will continue for the remainder of their natural life as determined by a Medical Consultant.
Permanent Total Disablement. (PTD)
(i) Disease, Injury, death or disablement directly or indirectly due to war, whether declared or not, or any warlike activities, including use of military force by any sovereign nation to achieve economic, geographic, nationalistic, political, racial, religious or other end's invasion, act of foreign enemy hostilities or civil commotion or rebellion, military, naval or air service or breach of law, hunting, steeple chasing, revolution, insurrection, mutiny.
(ii) Any Injury present prior to the commencement of Policy Period, whether or not if the same has been treated, or for which Medical Advice, diagnosis, care or treatment has been sought before the commencement of this Policy. Any Illness, complication or ailment arising out of or connected to such Injury.
(iii) Payment of compensation in respect of death, disablement (whether of a permanent nature or of a temporary nature), Injury, disease, Illness, Hospitalisation of Insured Person
(a) from intentional self-injury, suicide or attempted suicide;
(b) whilst under the influence of intoxicating liquor or drugs;
(c) whilst engaging in aviation or ballooning, or whilst mounting into, or dismounting from or traveling in any balloon or aircraft other than as a passenger (fare-paying or otherwise) in any Scheduled Airlines in the world, or engaging in any kind of adventure sports for personal gratification. [Standard type of aircraft means any aircraft duly licensed to carry passengers (for hire or otherwise) by appropriate authority irrespective of whether such an aircraft is privately owned or chartered or operated by a Scheduled Airline or whether such an aircraft has a single engine or multiengine;]
(d) directly or indirectly caused by venereal disease or insanity or mental, nervous or emotional disorder;
(e) arising or resulting from the Insured Person committing any breach of law
(iv) Payment of compensation in respect of death, disablement (whether of a permanent nature or of a temporary nature), of Insured Person from participation in winter sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used), riding or driving in races or rallies using a motorized vehicle or bicycle, caving or pot-holing, hunting or equestrian activities, skin diving or other underwater activity, rafting or canoeing involving white water rapids, yachting or boating outside coastal waters (2 miles), participation in any Professional Sports, any ...
Permanent Total Disablement. (PTD)
i) Loss of sight of both eyes, or Physical Separation/ Loss of Use of two entire hands or two entire feet, or one entire hand and one entire foot, or of such Loss of sight of one eye and such Physical Separation/ Loss of Use of one entire hand or one entire foot.
ii) Physical Separation/ Loss of Use of two hands or two feet, or of one hand and one foot, or of Loss of sight of one eye and Loss of Use of one hand or one foot.
iii) If such Injury shall as a direct consequence thereof, permanently, and totally, disable the Insured Person from engaging in any employment or occupation of any description whatsoever. We will only accept one claim under this Benefit in the lifetime of the Insured Person. On the acceptance of a claim under this Benefit, all cover under this Benefit in respect of the Insured Person shall immediately and automatically cease but insurance cover under any other applicable Benefits under this Policy whether in the present Period of Insurance or any subsequent Period of Insurance shall continue subject to the availability of the Sum Insured and the terms, conditions and exclusions of the Policy. This benefit is applicable on an individual basis irrespective of type of policy (Individual/ Floater).
