Personal accident - Exclusions Sample Clauses

Personal accident - Exclusions. In addition to the general exclusions set forth in Clause 6 of Chapter III, losses or damages are also excluded: a) Acts or omissions by the Insured Person, influenced by the consumption of alcohol or alcoholic drink, which determines a blood- alcohol rate higher than that set out in the Law and/ or the use of narcotics without medical prescription, or when incapable of controlling his/ her acts; b) The practice of criminal acts, gross negligence and any intentional acts by the Insured Person, such as, suicide or attempted suicide, including ▇▇▇▇ acts, bets and challenges; c) The practice of criminal acts, gross negligence and any intentional acts by the Policyholder, or the Beneficiary, aimed at the Insured Person, as far as the latter’s benefit is concerned; d) Intentional acts or interventions practiced by the Insured Person against him/ herself; e) Any type of hernias f) The implant or repair of prosthesis and/ or orthosis; g) Accidents or events that solely produce psychological effects h) Any type of diseases, which shall only be guaranteed when proved, by unequivocal and indisputable medical diagnosis, as a direct consequence of a covered accident; i) Treatment in SPAs or beaches and, in general, air or rest cures if they are not subject to medical prescription.