Sponsor Protection. The Insurer shall pay the institute (named in the insurance policy) in which the insured student is studying, towards Sponsor Protection upto the amount as specified in the Policy Schedule, as per the terms and conditions and the exclusions below. Terms & Conditions
a) In the event of accidental injury to the Insured’s First Named Sponsor as stated in the Enrolment Form resulting in Death due to the accidental injury, the Insurer shall reimburse the Insured the Tuition Fee incurred for the remaining period of this education up to the maximum limit stated in the Policy Schedule. In the event of a claim, only the figures shown on official invoice(s) from the educational institution and voucher(s) of payment of the said Tuition fees, shall be used for calculating any reimbursement paid by the Insurer
b) The claim would be payable by the Insurer upon submission of an official death certificate and a statement from a physician (which physician should not be a relative or spouse of the Insured or the Sponsor) stating cause of death, as proof of death, of the Sponsor, by the Insured.
c) Simultaneous claims under ‘study interruption’ and ‘sponsor protection’ is not permitted.
Sponsor Protection. We will reimburse the Insured Person for the balance tuition fees incurred for the remaining period of regular classroom study for the educational course for which the Insured Person is enrolled, in the event of death or permanent disability of the Sponsor, up to the Sum Insured or a fixed amount as specified in the Policy Schedule / Certificate of Insurance. This Benefit will be payable provided that:
a. The Educational Institutionraised a demand for such fees;
b. We shall only be liable to the pay the actual unpaid fees for the remaining period of the course or the Coverage Period, whichever is earlier;
c. The Insured Person continues to be enrolled and attend the course at the Educational Institutionas per the rules of the Educational Institution;
d. We shall have the rights to recover the fees paid under this benefit, if the Insured Person discontinuous his/her studies. For the purpose of this Benefit: An Insured Person cannot claim under both the Study interruption Benefit and Sponsor Protection Benefit for the same event.
Sponsor Protection. In the event of death, due to an Injury arising from an Accident, of the education sponsor of an Insured Person, who is a student pursuing an educational course as a full time student in an educational institution in the Country of Visit during the Period of Insurance, the Company shall reimburse the remaining unpaid tuition fee of such Insured Person, up to the limit of Sum Insured as specified against this Benefit in the Policy Certificate This Benefit shall be payable subject to the following: apartment/vehicle, unless forcible and violent entry was used to gain access to it.
4. Any exclusion mentioned in the “General Exclusions” Section of this Policy.
Sponsor Protection. PT. PM-International Indonesia adheres to the principle of maintaining and protecting the line of sponsors, business partners who have ended their business relationships or who has been deleted from the record, as an inactive business partner (12 months without personal volume) can only be re-registered as a business partner when concerned submit new applications as well
a. Sponsored by previous sponsors and previous uplines, or
b. If since termination or deletion at least 12 months have passed.
Sponsor Protection. The Insurer shall pay towards Sponsor Protection upto the amount as specified in the Policy Schedule, as per the terms and conditions and the exclusions below. Terms & Conditions
a) In the event of injury to the Insured's Sponsor as stated in the Enrolment Form resulting in Death in any form, the Insurer shall reimburse the Insured the Tuition Fee incurred for the remaining period of this education up to the maximum limit stated in the Policy Schedule. In the event of a claim, only the figures shown on official invoice(s) from the educational institution and voucher(s) of payment of the said Tuition fees, shall be used for calculating any reimbursement paid by the Insurer
b) The claim would be payable by the Insurer upon submission of an official death certificate and a statement from a physician (which physician should not be a relative or spouse of the Insured or the Sponsor) stating cause of death, as proof of death, of the Sponsor, by the Insured.
c) Simultaneous claims under ‘study interruption’ and ‘sponsor protection’ is not permitted.
Sponsor Protection. We shall indemnify the Insured Person for the balance fees for regular classroom study for the educational course in the event of the death of the Sponsor directly arising out of and consequent upon an Injury sustained during the Period of Insurance, provided that:
a. Our cumulative liability under this Benefit shall be limited to the actual unpaid fees for the remaining period of the course or the Period of Insurance, whichever is earlier.
b. We shall be liable to pay for such fees only after the demand for such fees is raised by the educational institute.
c. We shall be liable to pay such fees under this Benefit only if the Insured Person continues to be enrolled and attend that course at the educational institute as per the rules of such institute.
d. If the Insured Person discontinues his studies for any reason, we shall have the right to recover such fees paid by it from the Insured Person. For the purpose of this Benefit,
