Total Disability Benefit. If you become totally disabled before your normal retirement date, your life benefits continue as follows: • your Basic Life Insurance plan will be kept in force without cost to you • your Optional, Dependent and Optional Spousal Life Insurance plans may be kept in force without cost to you if the premiums are waived by the insurance carrier based on acceptable proof of disability. If the premiums are not waived by the carrier, the plans may be continued at full cost to you.
Total Disability Benefit. If an employee becomes totally disabled before their sixty-fifth (65th) birthday, the life insurance at the time of their disability will be kept in force as long as he/she continues to be totally disabled but in no event beyond the lesser of his/her sixty-fifth (65th) birthday or the date that the employee becomes entitled to a pension excluding the total and permanent disability pension provision. Proof of total disability will be required from time to time.
Total Disability Benefit. Should you become totally disabled for more than six (6) months prior to age sixty-five (65) and are unable to perform any occupation for remuneration, the amount of our optional life insurance will continue without payment of premium until age sixty-five (65) or recovery, as long as this policy remains in force. Conversion Privilege Your optional life insurance may be converted on your 65th birthday. Prior to your 65`h birthday, optional life insurance may be converted only if your basic life insurance is converted.
Total Disability Benefit. If you are Totally Disabled due to Sickness or Injury we will pay the Total Disability Benefit which is the sum of the Monthly Benefit and any Super Continuance Monthly Benefit. The Total Disability Benefit is payable to you but that part of the benefit which comprises any Super Continuance Monthly Benefit will be paid to a superannuation plan in accordance with condition 4.3 of this Policy. When does the benefit start? We will only start paying the Total Disability Benefit if Total Disability as a result of the same Sickness or Injury continues after the Waiting Period. The Total Disability Benefit starts to accrue from the first day after the Waiting Period has ended. How long will we pay the benefit? The Total Disability Benefit will end when the first of the following events occur: How long will we pay the benefit? The Partial Disability Benefit will end when the first of the following events occur: ■ you are no longer Partially Disabled; ■ you come to the end of the Benefit Period; ■ the Policy Expiry Date is reached; or ■ your death. When will we pay the benefit? We will pay the Partial Disability Benefit in the month immedi- ately following the month during which you became entitled to it. What benefit will be paid? The Partial Disability Benefit will be a proportion of the total of the Monthly Benefit and any Super Continuance Monthly Benefit arrived at according to the following formula: ■ you are no longer Totally Disabled;
Total Disability Benefit. Subject to the conditions and limitations imposed by this Agreement, if the Executive becomes totally disabled while in the employ of the Corporation, the Corporation shall pay the Executive his Accrued Benefit commencing as of his Normal Retirement Date. Notwithstanding the foregoing, if a majority of the Board determines that payments should commence earlier to prevent undue hardship to the Executive, the Corporation may commence payment of the Executive's Accrued Benefit at an earlier date, in which event the amount of the annual payments shall be discounted in accordance with the Applicable Interest Rate in effect for the month before such payments commence. The decision of a majority of the Board as to whether the Executive is "totally disabled" or whether early payments are necessary to prevent undue hardship to the Executive shall be conclusive for the purposes of this Agreement.
Total Disability Benefit. Subject to the conditions and exceptions stated below, after we have approved a claim, we will pay premiums into the contract on each monthly date while the Insured is totally disabled. The amounts of these payments are shown under the Schedule of Disability Benefits in this rider. This is subject to all the provisions of this rider and the rest of this contract. We treat each payment made by us as described under Premium Payment. Payments made by us will be used to increase the accumulated premiums described in Death Benefit Guarantee.
