TRAVEL INSURANCE BENEFITS.
(a) benefits will be payable only for Medical Expenses resulting from a Sickness or an Injury that occurs while on Your Trip (of a duration of one hundred eighty (180) days or less for Sickness) and requires treatment in person by a Physician;
(b) only Medical Expenses incurred by You during Your Trip will be reimbursed. Medical Expenses incurred after You return from Your Trip are not covered. If You suffer one or more Injury or Sickness while on the same Trip, the maximum amount payable for all Injuries or Sicknesses will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits.
1. medical services (including charges for anesthetics, x-ray examinations or treatments, and laboratory tests) and supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as Medically Necessary for treatment;
2. Hospital or ambulatory medical-surgical center services, including expenses for a cruise ship cabin or hotel room, not already included in the cost of Your Trip, if recommended by Your attending Physician and approved by Us or Our designated Travel Assistance Services Provider as a substitute for a hospital room for recovery from Your Injury or Sickness;
TRAVEL INSURANCE BENEFITS. ACCIDENT & SICKNESS MEDICAL AND DENTAL EXPENSE BENEFIT
(a) benefits will be payable only for Medical Expenses resulting from a Sickness that first manifests itself or an Injury that occurs while on Your Trip (of a duration of one hundred eighty (180) days or less for Sickness) and requires treatment in person by a Physician;
(b) only Medical Expenses incurred by You during Your Trip will be reimbursed. Medical Expenses incurred after You return from Your Trip are not covered. If You suffer one or more Injury or Sickness while on the same Trip, the maximum amount payable for all Injuries or Sicknesses will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits.
1. medical services (including charges for anesthetics, x-ray examinations or treatments, and laboratory tests) and supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as Medically Necessary for treatment;
2. Hospital or ambulatory medical-surgical center services, including expenses for a cruise ship cabin or hotel room, not already included in the cost of Your Trip, if recommended by Your attending Physician and approved by Us or Our designated Travel Assistance Services Provider as a substitute for a hospital room for recovery from Your Injury or Sickness;
TRAVEL INSURANCE BENEFITS. ACCIDENT & SICKNESS MEDICAL AND DENTAL EXPENSE BENEFIT
TRAVEL INSURANCE BENEFITS. ACCIDENT & SICKNESS MEDICAL EXPENSE BENEFIT
TRAVEL INSURANCE BENEFITS.
(a) benefits will be payable only for Medical Expenses resulting from a Sickness or an Injury that occurs while on Your Trip (of a duration of one hundred eighty (180) days or less for Sickness) and requires treatment in person by a Physician;
(b) only Medical Expenses incurred by You during Your Trip will be reimbursed. Medical Expenses incurred after You return from Your Trip are not covered. If You suffer one or more Injury or Sickness while on the same Trip, the maximum amount payable for all Injuries or Sicknesses will not exceed the Maximum Benefit Amount shown in the Schedule of Benefits. Medical Expenses means expenses incurred only for the following:
1. medical services (including charges for anesthetics, x-ray examinations or treatments, and laboratory tests) and supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as Medically Necessary for treatment;
2. Hospital or ambulatory medical-surgical center services, including expenses for a cruise ship cabin or hotel room, not already included in the cost of Your Trip, if recommended by Your attending Physician and approved by Us or Our designated Travel Assistance Services Provider as a substitute for a hospital room for recovery from Your Injury or Sickness;
3. emergency dental treatment incurred during Your Trip due to an Accidental Injury to sound natural teeth. Dental expenses incurred after Your Trip is completed are not covered;
TRAVEL INSURANCE BENEFITS. EMERGENCY ACCIDENT & SICKNESS MEDICAL AND DENTAL EXPENSE BENEFIT
a. benefits will be payable only for Medical Expenses resulting from a Sickness that first manifests itself or an Injury that occurs while on Your Trip and requires treatment in person by a Physician;
b. Sickness must first commence or manifest itself and Injury must first occur while on Your Trip;
TRAVEL INSURANCE BENEFITS. 1. $100,000 24-Hour Accidental Death and Dismemberment Insurance Policy equal to or better than present coverage; provided, however, that the amount of coverage a Staff Employee is eligible for under the current policy is subject to the Age Discrimination in Employment Act schedule as follows: Age 69 or younger 100.0% 70-74 82.5% 75-79 57.5% 80-84 37.5% 85 and older 20.0% 2. Aforementioned AD&D Policy contains a provision for payment in the event of permanent and total disability as follows: If as the result of such injury:
a. The Insured Person shall be wholly and continuously prevented from performing any and every duty pertaining to his occupation for a period of 52 consecutive weeks, and such period commences within 30 days after the date of accident causing such injury; and
b. The Insured Person shall, at the expiration of such 52-week period, be permanently disabled, as defined herein.
TRAVEL INSURANCE BENEFITS. 1. $100,000 24-Hour Accidental Death and Dismemberment Insur- ance Policy equal to or better than present coverage; provided, however, that the amount of coverage a Staff Employee is eligible for under the current policy is subject to the Age Discrimination in Employment Act schedule as follows: Age 69 or younger 100.0% 2. Aforementioned AD&D Policy contains a provision for payment in the event of permanent and total disability as follows: If as the result of such injury:
a. The Insured Person shall be wholly and continuously pre- vented from performing any and every duty pertaining to his occupation for a period of 52 consecutive weeks, and such period commences within 30 days after the date of accident causing such injury; and
b. The Insured Person shall, at the expiration of such 52-week period, be permanently disabled, as defined herein.
