Accidental Total Permanent Disability definition

Accidental Total Permanent Disability means disability of the rider life insured as a result of bodily injury caused by an accident (a sudden unforeseen and involuntary event caused by external and visible means) and such injury shall within 180 days of its occurrence solely, directly and independently of any other cause, result in the rider life assureds disability which must be permanent and total, subject to the conditions and exclusions specified in Annexure K, which forms part of this Policy.
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Accidental Total Permanent Disability means disability to the Life Insured if he meets with an Accident, and is being subject to one of the following impairments: (i) Total and irrecoverable loss of entire sight in both eyes or (ii) Amputation at or above the wrists or (iii) Amputation at or above the wrist and one foot at or above the ankle. “Loss of sight” above means total, permanent and irreversible loss of all vision in both eyes as a result of accident (as applicable). The diagnosis must be clinically confirmed by an appropriate consultant. The blindness must not be correctable by aides or surgical procedures. The ATPD benefit is subject to the exclusion as given in Annexure K, which forms part of this Policy Document.
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Accidental Total Permanent Disability means when the Life Assured is totally, continuously and permanently disabled and meets either of the two definitions below:
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Examples of Accidental Total Permanent Disability in a sentence

  • Your future premiums are waived upon Accidental Total Permanent Disability (ATPD).

  • The coverage is terminated once Accidental Death or Accidental Total Permanent Disability Benefits is paid.

  • No benefit shall be paid for Accidental Death if payment of a benefit for Accidental Total Permanent Disability has been made.

  • No benefit shall be paid for Accidental Total Permanent Disability if payment of a benefit for Accidental Death has been made.

  • The Accidental Total Permanent Disability rider sum assured is paid in such an event over 10 equal annual installments.

  • The Unit Linked Critical Illness (Core) rider charges, Accidental Death rider charges, the Accidental Total Permanent Disability rider charges and Future Generali Unit Linked Premium Waiver Benefit Rider charges are guaranteed only for the first 5 policy years.

  • The Unit Linked Critical Illness (Core) rider charges, Accidental Death rider charges and the Accidental Total Permanent Disability rider charges are guaranteed only for the first 5 policy years.

  • Sickness and Infection: Accidental Total Permanent Disability caused or contributed to by any sickness or infection, except infection caused by an external visiblewoundaccidentallysustained.2. Drug Abuse: Life assured under the influence of Alcoholorsolventabuseoruseofdrugsexceptunder thedirectionofaregisteredmedicalpractitioner3.

  • Hospital Cash is Rs. 1000.Maximum Sum AssuredDeath & Accidental Total Permanent Disability is Rs. 20,000.

  • This rider benefit ceases after the claim for Accidental Total Permanent Disability rider is accepted by the Company.


More Definitions of Accidental Total Permanent Disability

Accidental Total Permanent Disability means, disability of the life assured as a result of bodily injury caused by an accident (a sudden unforeseen and involuntary event caused by external and visible means) and such injury shall within 180 days of its occurrence solely, directly and independently of any other cause, result in the life assured/policyholder disability which must be permanent and either total. The list of the covered disability conditions are provided in Section 5(g) below.
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Accidental Total Permanent Disability means disability of a Member as a result of bodily injury caused by an accident and is being subject to one of the following impairments within 180 days of the date of Accident:.
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Accidental Total Permanent Disability means the occurrence of a disability of the life of the Life Assured solely and directly due to an Accident as per the definitions and subject to the exclusions given in Annexure K attached herewith. Please refer to Section 4 below for details.
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Related to Accidental Total Permanent Disability

  • Permanent Disability means the Executive’s inability to perform the essential functions of the Executive’s position, with or without reasonable accommodation, for a period of at least 120 consecutive days because of a physical or mental impairment.

  • Recurrent Disability means a Disability caused by an Injury or Sickness that is the same as, or related to, the cause of a prior Disability for which Monthly Benefits were payable. A Recurrent Disability will be treated as follows.

  • Permanent Disablement means a disability falling under one of the items of disablement listed in the scale of compensation in this Policy under Section 1, which was caused by an Accident, as long as the disability lasts for twelve (12) consecutive months from the date of the Accident and at the expiry of that period our appointed Registered Medical Practitioner confirms that the disability is not going to improve after twelve (12) months.

  • Permanent total disability means incapacity because of accidental injury or occupational disease to earn any wages in any employment for which the employee may become physically suited and reasonably fitted by education, training or experience, including vocational rehabilitation; loss of both hands, or both feet, or both legs, or both eyes, or any two thereof, shall constitute permanent total disability;

  • mental disability means one or more mental disorders, as defined in the most recent edition of the American Psychiatric Association's "Diagnostic and Statistical Manual of Mental Disorders", or a record of or regarding a person as having one or more such disorders;

  • Total Disability means a “permanent and total disability” within the meaning of Section 22(e)(3) of the Code and such other disabilities, infirmities, afflictions or conditions as the Committee by rule may include.

  • Child with a disability means a child who, by reason of any of the following, needs special education and related services:

  • Disability Date means the date on which a Participant is deemed disabled under the employee benefit plans of the Corporation applicable to the Participant.

  • Permanent partial disability means a permanent disability

  • Gravely disabled means a condition in which a person, as a

  • Disability means total and permanent disability as defined in Section 22(e)(3) of the Code.

  • Permanent and Total Disability means any medically determinable physical or mental impairment rendering an individual unable to engage in any substantial gainful activity, which disability can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.

  • Total and Permanent Disability means that the Optionee is unable to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted, or can be expected to last, for a continuous period of not less than one year.

  • Seriously disabled means a person with severe physical or sensory disabilities.

  • Partial Disability or "Partially Disabled" means you, as a result of Injury or Sickness, are able to: