Routine patient care costs means Covered Medical Expenses which are typically provided absent a clinical trial and not otherwise excluded under the Policy. Routine patient care costs do not include:
Inpatient care means treatment for which the insured person has to stay in a hospital for more than 24 hours for a covered event.
Patients means both Public Patients and the Private Patients (referred by private doctors/private hospitals);
Hospice patient s family" means a hospice patient's immediate family members, including a spouse, brother, sister, child, or parent, and any other relative or individual who has significant personal ties to the patient and who is designated as a member of the patient's family by mutual agreement of the patient, the relative or individual, and the patient's interdisciplinary team.
Intensive Care Unit means that part or unit of a Hospital established for and devoted to providing intensive medical and nursing care for Inpatients.