PERILS EXCLUDED. 1.1. This Policy does not cover any loss of or damage to property and or interest insured directly or indirectly caused by or as a consequence of :
1.1.1. theft and or loss during and after the occurrence of an insured peril;
1.1.2. willful act of the Insured, his representatives or other party by the order of the Insured;
1.1.3. willful act of other party acknowledged by the Insured, unless it can be proved that it occurs beyond the control of the Insured;
1.1.4. willful wrongdoing or negligence by the Insured or his representatives;
1.1.5. kebakaran hutan, semak, alang-alang atau gambut;
1.1.6. segala macam bahan peledak;
1.1.7. reaksi nuklir termasuk tetapi tidak terbatas pada radiasi nuklir, ionisasi, fusi, fisi atau pencemaran radio-aktif, tanpa memandang apakah itu terjadi di dalam atau di luar bangunan dimana disimpan harta benda dan atau kepentingan yang dipertanggungkan;
1.1.8. gempa bumi, letusan gunung berapi atau tsunami;
1.1.9. segala macam bentuk gangguan usaha.
1.2. Polis ini tidak menjamin kerugian atau kerusakan pada harta benda dan atau kepentingan yang dipertanggungkan yang secara langsung atau tidak langsung disebabkan oleh, timbul dari, atau akibat dari risiko-risiko dan atau biaya berikut, kecuali jika secara tegas dijamin dengan perluasan jaminan khusus untuk itu :
PERILS EXCLUDED. 1.1. This Policy does not cover any loss of or damage to property and or interest insured directly or indirectly caused by or as a consequence of :
1.1.1. theft and or loss during and after the occurrence of an insured peril;
1.1.2. willful act of the Insured, his representatives or other party by the order of the Insured;
1.1.3. willful act of other party acknowledged by the Insured, unless it can be proved that it occurs beyond the control of the Insured;
1.1.4. willful wrongdoing or negligence by the Insured or his representatives;
1.1.5. forest, xxxx, wild grass and peat fires;
1.1.6. any kind of explosives;
1.1.7. nuclear reaction, including but not limited to nuclear radiation, ionization, fusion, fission or pollution by radioactivity, regardless of whether such processes occur inside or outside the buildings where the property and or interest insured is contained;
1.1.8. earthquake, volcanic eruption and tsunami;
1.1.9. business interruption of any kind.
1.2. This Policy does not cover any loss of or damage to property and or interest kepentingan yang dipertanggungkan yang secara langsung atau tidak langsung disebabkan oleh, timbul dari, atau akibat dari risiko-risiko dan atau biaya berikut, kecuali jika secara tegas dijamin dengan perluasan jaminan khusus untuk itu :
PERILS EXCLUDED. 1.1. This Policy does not cover any loss of or damage to property and or interest insured directly or indirectly caused by or as a consequence of :
1.1.1. theft and or loss during and after the occurrence of an insured peril;
1.1.2. willful act of the Insured, his representatives or other party by the order of the Insured; 1.1.3. willful act of other party acknowledged by the Insured, unless it can be proved that it occurs beyond the control of the Insured; 1.1.4. willful wrongdoing or negligence by the Insured or his representatives; 1.1.5. forest, xxxx, wild grass and peat fires; 1.1.6. any kind of explosives; 1.1.7. nuclear reaction, including but not limited to nuclear radiation, ionization, fusion, fission or pollution by radioactivity, regardless of whether such dalam atau di luar bangunan dimana disimpan harta benda dan atau kepentingan yang dipertanggungkan;
PERILS EXCLUDED. 1.1. This Policy does not cover any loss of or damage to property and or interest insured directly or indirectly caused by or as a consequence of :
1.1.1. theft and or loss during and after the occurrence of an insured peril;
1.1.2. willful act of the Insured, his representatives or other party by the order of the Insured; 1.1.3. willful act of other party acknowledged by the Insured, unless it can be proved that it occurs beyond the control of the Insured; 1.1.4. willful wrongdoing or negligence by the Insured or his representatives;
PERILS EXCLUDED. 1.1. This Policy does not cover any loss of or damage to property and or interest insured directly or indirectly caused by or as a consequence of :
1.1.1. theft and or loss during and after the occurrence of an insured peril;
1.1.2. willful act of the Insured, his representatives or other party by the order of the Insured;
1.1.3. willful act of other party acknowledged by the Insured, unless it can be proved that it occurs beyond the control of the Insured;
1.1.4. willful wrongdoing or negligence by the Insured or his representatives;
1.1.5. forest, xxxx, wild grass and peat fires;
1.1.6. any kind of explosives;
1.1.7. nuclear reaction, including but not limited to nuclear radiation, ionization, fusion, fission or pollution by radioactivity, regardless of whether such processes occur inside or outside the buildings where the property and or interest insured is contained;
1.1.8. earthquake, volcanic eruption and tsunami;
1.1.9. business interruption of any kind.
1.2. This Policy does not cover any loss of or damage to property and or interest insured directly or indirectly caused by, arising from or as a consequence langsung disebabkan oleh, timbul dari, atau akibat dari risiko-risiko dan atau biaya berikut, kecuali jika secara tegas dijamin dengan perluasan jaminan khusus untuk itu :
1.2.1 Kerusuhan, Pemogokan, Penghalangan Bekerja, Perbuatan Jahat, Huru-hara, Pembangkitan Rakyat, Pengambil-alihan Kekuasaan, Revolusi, Pemberontakan, Kekuatan Militer, Invasi, Perang Saudara, Perang dan Permusuhan, Makar, Terorisme, Sabotase atau Penjarahan; Dalam suatu tuntutan, gugatan atau perkara lainnya, di mana Penanggung menyatakan bahwa suatu kerugian secara langsung atau tidak langsung disebabkan oleh satu atau lebih risiko-risiko yang dikecualikan di atas, maka merupakan kewajiban Tertanggung untuk membuktikan sebaliknya;
1.2.2 tertabrak kendaraan, asap industri, tanah longsor, banjir, genangan air, angin topan atau badai;
1.2.3 biaya pembersihan puing-puing.