TANGGUNG JAWAB HUKUM TERHADAP PIHAK KETIGA. Penanggung akan memberi ganti rugi kepada Tertanggung atas jumlah yang tidak melebihi nilai yang tertera dalam Ikhtisar Polis, yang mana Tertanggung secara hukum bertanggung jawabmembayar ganti rugi sebagai akibat: a. Cedera badan atau sakit akibat kecelakaan yang If, in the event of loss or damage, it is found that the sums insured are less than the amounts required to be insured, then the amount recoverable by the Insured under this Policy shall be reduced in such proportion as the sums insured bear to the amounts required to be insured. Every object and cost item is subject to this condition separately. Memo 2 - Basis of Loss Settlement: In the event of any loss or damage the basis of any settlement under this Policy shall be : a. in the case of damage which can be repaired - the cost of repairs necessary to restore the items to their condition immediately before the occurrence of the damage less salvage, or b. in the case of a total loss - the actual value of the items immediately before the occurrence of the loss less salvage, Provided that the costs claimed had to be borne by the Insured and they are included in the sums insured,subject to the provisions and conditions have been complied with. The Insurers will make payments only after receiving all the necessary original bills and documents that the repairs have been effected or replacement has taken place, as the case may be. All damage which can be repaired shall be repaired, but if the cost of repairing any damage equals or exceeds the value of the items immediately before the occurrence of the damage, the settlement shall be made on the basis provided for Memo 2 item b. above. The cost of any provisional repairs will be borne by the Insurers if such repairs constitute part of the final repairs and do not increase the total repair expenses. The cost of any alterations, additions and/or improvements shall not be recoverable under this Policy. Memo 3 -- Extension of Cover: Extra Charges for overtime, nightwork, work on public holidays, express freight are covered by this insurance only if previously and specially agreed upon in writing. SECTION 2 - THIRD PARTY LIABILITY The Insurers will indemnify the Insured up to but not exceeding the amounts specified in the Schedule against such sums which the Insured shall become legally liable to pay as damages consequent upon: a. accidental bodily injury to or illness of third
TANGGUNG JAWAB HUKUM TERHADAP PIHAK KETIGA. Penanggung akan memberi ganti rugi kepada Tertanggung atas jumlah yang tidak melebihi nilai yang tertera dalam Ikhtisar Polis, yang mana Tertanggung secara hukum bertanggung jawabmembayar ganti rugi sebagai akibat: