EXCLUSIONS. 4.1 Unless otherwise agreed in writing, the plan of the system, the installation of equipment supplied, special testing, manuals and trading courses, assistance with start-up and all services and costs not mentioned in the Supplier’s written confirmation of acceptance of the order shall not be included in the supply.
4.2 Likewise the costs of packing, taxes, stamp duties, customs expenses, duties and any other extra expenses shall not be included in the prices unless otherwise stated in the Supplier’s written confirmation of acceptance of order.
EXCLUSIONS. The services are not owed if the Insured fails to comply with the Organiser’s instructions, or: • the Insured voluntarily discharges him/herself against the opinion of the establishment where he/she is hospitalised; • the Insured, or someone on his/her behalf, voluntarily refuses medical transport/repatriation. In this case, the Organiser will automatically suspend its assistance, and the Company will reimburse any further expenses incurred if considered appropriate and, in any case, up to the amount corresponding to the cost of the refused transport/repatriation.
EXCLUSIONS. All indemnities, services, consequences and/or events directly or indirectly arising from the following are excluded from the insurance:
a) Reasons or causes which have already occurred at the time the policy was taken out or which could reasonably have been foreseen, medical examinations which are objectively foreseeable and/or scheduled
b) causes and events not adequately documented;
c) unlawful conduct or malicious behaviour, whether effected or attempted by the Insured; suicide or attempted suicide;
d) mental illnesses, states of anxiety, stress and depression, mental disorders in general and neuroses, and also Acquired Immune Deficiency Syndrome (AIDS); irrational fears or phobias(e.g. an act of war, popular uprising, act of terrorism and aeroplane crashes);
e) pre-existing illnesses, i.e chronic ongoing or congenital or genetic disorders or conditions, of which the Insured is aware at the time the policy is stipulated;
f) intoxications, illnesses and accidents consequent on and arising from the abuse of alcohol and drugs, as well as the non-therapeutic use of hallucinogens and narcotics;
g) Travel undertaken against medical advice and/or for the purpose of undergoing medical, surgical, aesthetic or rehabilitative treatment. Elimination or correction of physical defects or malformations that existed before the policy was taken out. Purchase of dental prostheses, orthopaedic or therapeutic devices
h) conditions on pregnancy beyond the 26th week of gestation, and the post-natal period. Threatened miscarriage in the event of negligence or wilful misconduct by the Insured;
i) Illness and accidents arising from acts of daring or sports activities (purely by way of example those included in Group C and Group D below). Sports activities included in Group A and Group B below are covered only if carried out at amateurial level, inside the indicated safety rules and prescriptions, and with the use of all prescribed safety equipment.
EXCLUSIONS. The Insurance is not valid for:
a) urgent hospital services which are expression or direct consequence of pathological situations arising prior to the stipulation of the policy, as well as any previous or recurrent illnesses;
b) mental illnesses and mental disorders in general, including neurotic behavior;
c) Treatment and operation for the elimination or correction of physical defects and pre- existing malformations on the date of stipulation of the policy;
d) dental and periodontal treatment;
e) the consequences of wars, insurrections, earthquakes or volcanic eruptions;
f) accidents resulting from malicious offenses committed by the Insured Party (including accidents caused by gross negligence);
g) accidents, illnesses and intoxication resulting from alcohol abuse, or suffered under the influence of hallucinogens, psychotropic drugs and narcotics, as well as diseases related to the non-therapeutic use of psychotropic drugs or narcotics, alcohol abuse and/or psychotropic substances;
h) accidents resulting from preforming air sports in general or of any professionally preformed sport;
i) accidents deriving from participation in non-regulated racing or motor racing races, motorcycles and motorboats, and related tests and training sessions;
j) surgical interventions aimed at correcting the deviation of the septum and the nasal pyramid, except for those which become necessary following an accident that took place while the policy was in force, duly and exclusively documented by a first aid certificate and x-ray examination attesting to the fracture of the nasal bones. Furthermore, in the case of a visa issued for a sports competition, the Insured Party is excluded from the guarantee against accidents which occur during sports competitions organized by National Federations or by the Italian National Olympic Committee.
EXCLUSIONS. This insurance does not cover:
1.1. any loss or damage or liability directly or indirectly occasioned by, happening through or in consequence of war, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, or confiscation or nationalisation or requisition or destruction of or damage to property by or under the order of any government or public or local authority.
(a) loss or destruction of or damage to any property whatsoever, or any loss or expenses whatsoever resulting or arising therefrom
(b) any legal liability of whatsoever nature directly or indirectly caused by or contributed to by or arising from:
(i) ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel,
(ii) the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
EXCLUSIONS. 4.1 Unless otherwise agreed in writing, the following are not included in the delivery: the system design, installation of equipment supplied, specific tests, manuals and training courses, start-up assistance and all services and charges not mentioned in the Supplier’s written acceptance of the order.
EXCLUSIONS. Accidents caused by the abuse of alcohol or psychotropic drugs or the non-therapeutic use of drugs and hallucinogens are excluded from the insurance.
EXCLUSIONS. The Insurance is not valid for:
a) urgent hospital services which are expression or direct consequence of pathological situations arising prior to the stipulation of the policy, as well as any previous or recurrent illnesses;
b) mental illnesses and mental disorders in general, including neurotic behavior;
EXCLUSIONS. This insurance does not cover:
1.1 any loss directly or indirectly occasioned by the following events: war, invasion, acts of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, confiscation, nationalisation, requisition, destruction of or damage to property by or under the order of any Government or Public or Local Authority.
(a) damage to any property whatsoever as well as any loss or expense resulting or arising therefrom and any consequential loss,
(b) any legal liability of whatsoever nature, directly or indirectly caused by or contributed to by or arising from:
(i) ionising radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel,
(ii) the radioactive, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component thereof.
EXCLUSIONS. 1. no benefit is payable under this Policy in the case of bodily injury illness or classified illness directly or indirectly resulting from:
(a) War whether declared or not between any or two more of the following countries namely Great Britain, France, China, The Union of Soviet Socia- list Republics and the United States of America or
(b) War whether declared or not (not being civil war but including any enforcement action by or on behalf of the United Nations) in which any of the said countries or any armed forces thereof are engaged.
(c) Intentional act or intentional omission inducing self-injury or suicide or attempted suicide assault provoked by the Insured duelling or (except in bona fide self-defence) fighting.
(d) Intentional exposure of the Insured to exceptional danger (except in an attempt to save human life or to prevent loss of or substantial damage to aircraft equipment or other property of substantial value).
(e) Any criminal act of the Insured for which the Insured shall have been liable la imprisonment.
2. No benefit is payable under this Policy.
(a) In the case of illness (whether a classified illness or not) which is a ve- nereal disease or
(b) In the case of bodily injury resulting directly or indirectly from venereal disease or
(c) In the case of a sequel of venereal disease.
3. No benefit is payable under this Policy in the case of bodily injury directly or indirectly sustained while the Insured is in a state of permanent or temporary insanity.
4. No benefit is payable under this Policy in respect of the loss of the licence and/or, the Certificate as a result of stipulations imposed by the Licence Issu- ing Authority relating to the requirement for age of eligibility to hold such a Licence or Certificate.