Common use of EXCLUSIONS Clause in Contracts

EXCLUSIONS. The Insurance is not valid for: a) urgent hospital services which are expression or direct consequence of pathological situations arising prior to the stipulation of the policy, as well as any previous or recurrent illnesses; b) mental illnesses and mental disorders in general, including neurotic behavior; c) Treatment and operation for the elimination or correction of physical defects and pre- existing malformations on the date of stipulation of the policy; d) dental and periodontal treatment; e) the consequences of wars, insurrections, earthquakes or volcanic eruptions; f) accidents resulting from malicious offenses committed by the Insured Party (including accidents caused by gross negligence); g) accidents, illnesses and intoxication resulting from alcohol abuse, or suffered under the influence of hallucinogens, psychotropic drugs and narcotics, as well as diseases related to the non-therapeutic use of psychotropic drugs or narcotics, alcohol abuse and/or psychotropic substances; h) accidents resulting from preforming air sports in general or of any professionally preformed sport; i) accidents deriving from participation in non-regulated racing or motor racing races, motorcycles and motorboats, and related tests and training sessions; j) surgical interventions aimed at correcting the deviation of the septum and the nasal pyramid, except for those which become necessary following an accident that took place while the policy was in force, duly and exclusively documented by a first aid certificate and x-ray examination attesting to the fracture of the nasal bones. Furthermore, in the case of a visa issued for a sports competition, the Insured Party is excluded from the guarantee against accidents which occur during sports competitions organized by National Federations or by the Italian National Olympic Committee.

EXCLUSIONS. The Insurance is not valid for: a) urgent hospital services which are expression or direct consequence of pathological situations arising prior to the stipulation of the policy, as well as any previous or recurrent illnesses; b) mental illnesses and mental disorders in general, including neurotic behavior; c) Treatment and operation for the elimination or correction of physical defects and pre- existing malformations on the date of stipulation of the policy; d) dental and periodontal treatment; e) the consequences of wars, insurrections, earthquakes or volcanic eruptions; f) accidents resulting from malicious offenses committed by the Insured Party (including accidents caused by gross negligence); g) accidents, illnesses and intoxication resulting from alcohol abuse, or suffered under the influence of hallucinogens, psychotropic drugs and narcotics, as well as diseases related to the non-therapeutic use of psychotropic drugs or narcotics, alcohol abuse and/or psychotropic substances; h) accidents resulting from preforming air sports in general or of any professionally preformed sport; i) accidents deriving from participation in non-regulated racing or motor racing races, motorcycles and motorboats, and related tests and training sessions; j) surgical interventions aimed at correcting the deviation of the septum and the nasal pyramid, except for those which become necessary following an accident that took place while the policy was in force, duly and exclusively documented by a first aid certificate and x-ray examination attesting to the fracture of the nasal bones. Furthermore, in the case of a visa issued for a sports competition, the Insured Party is excluded from the guarantee against accidents which occur during sports competitions organized by National Federations or by the Italian National Olympic Committee.