Additional peace of mind. The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. You may be able to claim compensation from the FSCS if we can’t meet our obligations. The amount of compensation available will depend on the type of business and the circumstances of the claim. We can provide more specific information on request, but as a guide: Investments - eligible claims for most types of investment business are covered for up to a maximum of £50,000. Insurance - in the majority of cases, eligible claims about the advising and arranging of protection products are covered for 90% of the claim, without any upper limit. Further information is available from the FSCS at xxx.xxxx.xxx.xx. Benefits We May Receive Under the rules of our regulator, the FCA, as a firm providing independent advice we are unable to accept or retain payments or benefits from other firms (e.g. product providers) as this would conflict with our independent status. From time to time we may attend training events funded and /or delivered by product providers, fund managers and investment platforms. These events are designed to enhance our knowledge and en- xxxxx the quality of service we provide to our clients. As such this doesn’t affect our obligation to act in your best interests. Please ask us if you want further details.
Additional peace of mind. The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. • You may be able to claim compensation from the FSCS if we can’t meet our obligations. The amount of compensation available will depend on the type of business and the circumstances of the claim. We can provide more specific information on request, but as a guide: - Mortgages – advising and arranging is covered up to a maximum limit of £85,000. - Insurance - in the majority of cases, eligible claims about the advising and arranging of protection products are covered for 90% of the claim, without any upper limit. • Further information is available from the FSCS at xxx.xxxx.xxx.xx. Benefits we may receive • Under the rules of our regulator, the FCA, as a firm providing independent advice, we are unable to accept or retain payments or benefits from other firms (e.g. product providers) as this would conflict with our independent status. • From time to time we may attend training events funded and /or delivered by product providers. These events are designed to enhance our knowledge and enhance the quality of service we provide to our clients. As such this doesn’t affect our obligation to act in your best interests. Please ask us if you want further details. Financial crime • We are obliged to put in place controls to prevent our business from being used for money laundering and other forms of financial crime. • We’ll verify your identity before undertaking any business with you. To do this we may use electronic identity verification systems and we may conduct these checks from time to time throughout our relationship, not just at the beginning. The check may leave a ‘footprint’ on your credit file but it will not affect your credit rating. Best execution Where we send mortgage applications on your behalf to third parties (e.g. for initial assessment), we’ll take all reasonable steps to ensure that we obtain the best possible result for you. This is referred to as ‘best execution’. We have a best execution policy. If you want to see a copy of it please ask us. Conflict of interests Although we’ll always try to act in your best interests there may be situations where we or one of our other clients has some form of interest in the business being transacted for you. If this happens or we become aware that our interests or those of on...
Additional peace of mind. The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. You may be able to claim compensation from the FSCS if we can’t meet our obligations. The amount of compensation available will depend on the type of business and the circumstances of the claim. We can provide more specific information on request, but as a guide: - Mortgages - advising and arranging is covered up to a maximum limit of £50,000. - Insurance – in the majority of cases, eligible claims about the advising and arranging of protection products are covered for 90% of the claim, without any upper limit. - Further information is available from the FSCS at xxx.xxxx.xxx.xx.
Additional peace of mind. The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. • You may be able to claim compensation from the FSCS if we can’t meet our obligations. The amount of compensation available will depend on the type of business and the circumstances of the claim. We can provide more specific information on request, but as a guide: o Investments - eligible claims for most types of investment business are covered for 100% of a claim up to a maximum of £85,000 per person per firm. o Deposit compensation limit is £85,000. o Insurance - in the majority of cases, eligible claims about the advising and arranging of protection products are covered for 90% or 100% of the claim, without any upper limit. o Mortgages - advising and arranging is covered up to a maximum limit of £50,000. • Further information is available from the FSCS at xxx.xxxx.xxx.xx.
Additional peace of mind. The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. You may be able to claim compensation from the FSCS if we cannot meet our liabilities in full. This depends on the type of business and the circumstances of the claim. Investments - eligible claims (per eligible person, per firm) for most types of investment business are covered up to a maximum of £85,000. Pure protection and private medical insurance contracts are covered for 90% of the claim without any upper limit. Further information about compensation arrangements is available from the Financial Services Compensation Scheme.
Additional peace of mind. The Financial Services Compensation Scheme (FSCS) is the UK’s statutory compensation fund for customers of authorised financial services firms who are unable to pay claims against them, usually because they have gone out of business. You may be entitled to compensation from the scheme if we cannot meet our obligations. The amount of compensation available will depend on the type of business and the circumstances of the claim. We can provide more specific information or request, as a guide: Investments – eligible claims for most types of business are covered for up to a maximum of £85,000.
