Common use of COMPLIANCE COMMITTEE Clause in Contracts

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two (2) shall not be employees, former employees, or controlling shareholders of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writing, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen (15) days of receiving such report.

COMPLIANCE COMMITTEE. (1) Within thirty ten (3010) days of the date of this Agreementdays, the Board shall appoint a Compliance Committee of at least three (3) directors, who may also be members of which at least two (2) the Consent Cease and Desist Order Committee currently in existence, and none of whom shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person). Upon appointment, the names of the members of the Compliance Committee andCommittee, and in the event of a change of the membership, the name of any new member member, shall be immediately submitted in writing to the Assistant Deputy ComptrollerComptroller for supervisory nonobjection. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty (30) days of the date appointment of this Agreement the Compliance Committee and thereafter within thirty (30) 30 days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarter thereafter, the Compliance Committee shall submit a written progress report to the Board Board, setting forth in detail: (a) actions taken since the prior report (if any) to comply with each Article of this Agreement; (b) the results of those actions; and (c) a description of the actions needed and the anticipated time frame to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy Within ten (10) days of the receipt of the Compliance Committee's report’s initial report and within ten (10) days of the receipt of the Compliance Committee’s report thereafter, the Board shall submit progress reports to the Assistant Deputy Comptroller. These reports shall include the Compliance Committee’s report to the Board for the applicable quarter with any additional written comments by the Board. (5) The Board shall ensure that the Bank has sufficient processes, personnel, and control systems to the Assistant Deputy Comptroller within fifteen (15) days effectively implement and adhere to all provisions of receiving such reportthis Agreement, and that Bank personnel have sufficient training and authority to execute their duties and responsibilities under this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty ten (3010) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) actions taken since the prior report (if any) to comply with each Article of this Agreement; (b) the results and status of those actions; and (c) a description of the actions action needed and the anticipated time frame to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report. These reports shall: (a) Include the Compliance Committee’s report to the Board for the applicable quarter, with any additional comments by the Board; and (b) Describe any actions initiated by the Board or the Bank to comply with each Article of this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty five (305) days of the date of this Agreementdays, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthlymonthly and maintain detailed minutes of all meetings. (3) Within thirty forty-five (3045) days of the date of this Agreement days, and thereafter within thirty (30) days of at the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions needed to achieve full compliance with each Article of this Agreement, identification including the names of Bank personnel the parties responsible for implementing the corrective actions, completing those actions and the timeframes specific timeframe for completing the corrective actionscompletion of each action; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's first report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report, and shall forward all subsequent Compliance Committee reports, with any additional comments by the Board, to the Assistant Deputy Comptroller within twenty (20) days of each quarter end.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, members of which at least two (2) a majority shall be directors who are not be employees, former employees, employees or controlling shareholders officers of the Bank or any of its affiliates subsidiaries or affiliates. The Board shall submit in writing to the Assistant Deputy Comptroller (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, ADC”) the names of the members of the Compliance Committee and, in within ten (10) days of their appointment. In the event of a change of the membership, the Board shall submit in writing to the ADC within ten (10) days the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptrolleror resigning committee member. The Compliance Committee shall be responsible for monitoring monitor and coordinating oversee the Bank's adherence to ’s compliance with the provisions of this Agreement. (2) . The Compliance Committee shall meet at least monthlyquarterly and maintain minutes of its meetings. (32) Within thirty (30) days of after the first quarter end following the date of this Agreement Agreement, and thereafter within thirty (30) days of after the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writing, the Compliance Committee shall submit a written progress report to the Board a written evaluation of the Bank’s performance to the Agreement setting forth in detail: (a) a description of the corrective actions needed to achieve full compliance with each Article Article, paragraph, and subparagraph of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) the specific corrective actions taken undertaken to comply with each Article Article, paragraph, and subparagraph of this Agreement; and (c) the results and status of those actionsthe corrective actions for each Article, paragraph, and subparagraph of this Agreement. (3) Within forty-five (45) days after the first quarter end following the date of this Agreement, and thereafter within forty-five (45) days after the end of each quarter, the Board shall review the written evaluation and determine the corrective actions the Board will require management to take to address any identified shortcomings. The Board’s review of the evaluation and discussion of any required corrective actions to address any identified shortcomings shall be documented in the Board’s meeting minutes. (4) The Within sixty (60) days after the first quarter end following the date of this Agreement, and thereafter within sixty (60) days after the end of each quarter, the Board shall forward submit to the ADC a copy of the Compliance Committee's reportevaluation, with as well as a detailed description of the corrective actions the Board will require management to take to address any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen (15) days of receiving such reportidentified shortcomings.

COMPLIANCE COMMITTEE. (1) Within thirty five (305) days of the date of this Agreement, the Board shall appoint a and maintain an active Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employeesan employee, former employeesemployee, or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “"affiliate” " is defined in 12 U.S.C. § 371c(b)(1371c (b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy ComptrollerDirector for Special Supervision ("Director"). The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty forty-five (3045) days of the date of this Agreement and thereafter within thirty (30) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingevery quarter thereafter, the Compliance Committee shall submit continue to ensure the submission of a written progress report to the Board setting forth in detail: (a) a description of the actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller Director within fifteen ten (1510) days of receiving such report. (5) All reports or plans which the Bank or Board has agreed to submit to the Director pursuant to this Agreement shall be forwarded, by overnight mail or via email, to the following: Director for Special Supervision with a copy to: Comptroller of the Currency Comptroller of the Currency ▇▇▇ ▇ ▇▇▇▇▇▇, ▇.▇. ▇▇▇▇▇ ▇▇▇ ▇▇▇▇ East Office Mail Stop 7-4 ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇ (6) The Board shall ensure that the Bank has sufficient processes, personnel, and control systems to effectively implement and adhere to all provisions of this Agreement, and that Bank personnel have sufficient training and authority to execute their duties and responsibilities under this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, members of which at least two (2) a majority shall be directors who are not be employees, former employees, employees or controlling shareholders officers of the Bank or any of its affiliates subsidiaries or affiliates. The Board shall submit in writing to the Assistant Deputy Comptroller (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, ADC”) the names of the members of the Compliance Committee and, in within ten (10) days of their appointment. In the event of a change of the membership, the Board shall submit in writing to the ADC within ten (10) days the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptrolleror resigning committee member. The Compliance Committee shall be responsible for monitoring monitor and coordinating oversee the Bank's adherence to ’s compliance with the provisions of this Agreement. (2) . The Compliance Committee shall meet at least monthlyquarterly and maintain minutes of its meetings. (32) Within thirty (30) days of after the first quarter end following the date of this Agreement Agreement, and thereafter within thirty (30) days of after the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writing, the Compliance Committee shall submit to the Board a written progress report to the Board setting forth in detail: (a) a description of the corrective actions needed to achieve full compliance with each Article Article, paragraph, and subparagraph of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) the specific corrective actions taken undertaken to comply with each Article Article, paragraph, and subparagraph of this Agreement; and (c) the results and status of those actionsthe corrective actions for each Article, paragraph, and subparagraph of this Agreement. (3) Within forty-five (45) days after the first quarter end following the date of this Agreement, and thereafter within forty-five (45) days after the end of each quarter, the Board shall review the written evaluation and determine the corrective actions the Board will require management to take to address any identified shortcomings. The Board’s review of the evaluation and discuss of any required corrective actions to address any identified shortcomings shall be documented in the Board’s meeting minutes. (4) The Within sixty (60) days after the first quarter end following the date of this Agreement, and thereafter within sixty (60) days after the end of each quarter, the Board shall forward submit to the ADC a copy of the Compliance Committee's reportevaluation, with as well as a detailed description of the corrective actions the Board will require management to take to address any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen (15) days of receiving such reportidentified shortcomings.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days The Compliance Committee appointed by the Board pursuant to the Agreement by and between BNB Bank, National Association, Fort ▇▇▇, New Jersey and the Comptroller of the date of this AgreementCurrency, the Board dated December 18, 2009 (“Formal Agreement dated December 18, 2009”), shall appoint a Compliance Committee continue to consist of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in In the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Agreement. (2) The Compliance Committee shall continue to meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days the Compliance Committee last submitted a written progress report to the Board under the terms of the end of each calendar quarterFormal Agreement dated December 18, or within such other time period as required by the Assistant Deputy Comptroller in writing2009, the Compliance Committee shall submit a written progress report to the Board and thereafter submit such report to the Board every thirty (30) days setting forth in detail: (a) a description of the actions needed to achieve and thereafter maintain full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and; (c) the results and status of those actions; and (d) a description of the process by which the information required by subparagraphs (3)(a) through (c) of this Article was independently verified. (4) The Board shall continue to forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen (15) days of receiving such report.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this AgreementEffective immediately, the Board shall appoint a continue to maintain an active Compliance Committee of at least three (3) directors, of which at least two (2) shall not be employees, former employees, or controlling shareholders of the Bank TSP or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in In the event of a change of in the Compliance Committee membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy ComptrollerDirector. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's TSP’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthlymonthly and prepare a report as described in paragraph three (3) below. (3) Within thirty sixty (3060) days of the date of this Agreement Agreement, and thereafter within thirty sixty (3060) days of after the end of each calendar quarterquarter thereafter, or within such other time period as required by the Assistant Deputy Comptroller Regulators require in writing, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (cb) a description of the results remaining actions needed to achieve full compliance with each Article of this Agreement, TSP personnel responsible for implementing the corrective actions, and status of those actionsthe timeframes for completion. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller Director within fifteen twenty (1520) days of receiving such report. (5) The TSP shall periodically communicate to its client depository institutions information accurately detailing the actions taken by the TSP to comply with the terms of this Agreement. Such communication shall be in writing and take place as frequently as necessary, to keep the client depository institutions adequately informed of the TSP’s progress and its applicability to and impact upon the services they provide, but in no event less frequently than the quarterly progress reports to the Regulators.

COMPLIANCE COMMITTEE. (1) Within thirty five (305) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, or controlling shareholders employees of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. . (2) The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee Agreement and shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement By no later than December 31, 2010, and thereafter within thirty (30) days of by the end of each every calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingmonth thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward provide a copy summary report of the Compliance Committee's report, progress reached in attaining compliance with any additional written comments by the Board, each Article of this Agreement to the Assistant Deputy Comptroller within fifteen thirty (1530) days of the end of each calendar quarter. (5) All reports or plans which the Bank or Board has agreed to submit to the Assistant Deputy Comptroller pursuant to this Agreement shall be forwarded to the: Assistant Deputy Comptroller Omaha Field ▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇ (6) The Board shall ensure that the Bank has processes, personnel, and control systems to ensure implementation of and adherence to the policies, procedures, and programs required by this Agreement. (1) Effective immediately, the Bank shall only declare dividends when: (a) the Bank maintains adequate capital as required by the Comptroller and sufficient to be well capitalized under 12 C.F.R. Part 6; (b) the Bank is in compliance with the Bank’s Capital Plan as described below; (d) the Bank has received a prior written determination of no supervisory objection from the Assistant Deputy Comptroller. (2) Within ninety (90) days of this Agreement, the Board shall develop, implement, and thereafter ensure Bank adherence to a written Capital Plan for the Bank covering at least the next three years (hereafter the “Bank’s Capital Plan”), complete with specific time frames that incorporate the requirements of this Article. A copy of the Bank’s Capital Plan shall be forwarded to the Assistant Deputy Comptroller for a prior written determination of no supervisory objection. (3) The Bank’s Capital Plan shall establish objectives and projections for the Bank’s overall risk profile, earnings performance, growth expectations, balance sheet mix, off-balance sheet activities, liability structure, capital adequacy, product line development and market segments that the Bank intends to promote or develop, together with specific strategies to achieve those objectives, that are specific, measurable, verifiable, and, at a minimum, address or include: (a) minimum capital requirements based upon a detailed analysis of the Bank’s assets, liabilities, earnings, fixed assets, criticized asset levels, concentrations of credit, growth objectives, internal control weaknesses, level of operational risk, and dividend expectations; (b) a dividend policy that only permits the declaration of a dividend in accordance with Paragraph (1) of this Article; (c) a financial forecast to include projections for major balance sheet and income statement accounts and desired financial ratios over the next three years that shall address or include consideration of the requirements of this Article; (d) identification and assessment of the primary source(s) of capital including an evaluation of availability, from which the Bank will strengthen its capital structure and maintain capital in excess of that required by the Comptroller and set forth in the Bank’s Capital Plan; (e) a contingency capital funding plan in accordance with paragraph (4) of this Article that forecasts capital needs and capital sources under various potential capital stress scenarios, including: (i) a description of each potential capital stress scenario; (ii) the projected effect of each potential capital stress scenario on the Bank’s capital adequacy and ability to maintain adequate capital as required by the OCC; and (iii) action plans on how management will address each potential capital stress scenario. (f) systems to monitor the Bank’s progress in meeting the plan’s goals and objectives; and (g) an annual review with appropriate revisions and adjustments to the plan. (4) The Capital Plan shall establish a contingency capital funding process and plan that identifies alternative capital sources should the primary source(s) not be available. At a minimum, the contingency capital funding process and plan shall address or identify: (a) the amount needed to maintain capital adequacy; (b) the timing of needed capital; (c) contingent sources and form of capital ranked by preference; (d) financial analysis of the holding company’s ability and willingness to inject needed capital, and; (e) financial analysis of the principal shareholders’ ability and willingness to inject needed capital. (5) Upon receiving such reporta written determination of no supervisory objection from the Assistant Deputy Comptroller, the Board shall immediately implement and thereafter ensure adherence to the Bank’s Capital Plan.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Formal Agreement, the Board shall appoint a Compliance Committee of at least three (3) 3 directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1371c (b) (1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Formal Agreement. (2) Within forty-five (45) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to a written action plan detailing the Board's assessment of what needs to be done to address the Articles in the Agreement, specifying how the Board will implement the plan, and setting forth a timetable for the implementation of the plan. (3) The Compliance Committee shall meet at least monthly. (34) Within thirty forty-five (3045) days of the date of this Formal Agreement and thereafter within thirty every ninety (3090) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingthereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Formal Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Formal Agreement; and (c) the results and status of those actions. (45) The Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report.

COMPLIANCE COMMITTEE. (1) Within thirty ten (3010) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days of the end of each every calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report. (5) All reports or plans which the Bank or Board has agreed to submit to the Assistant Deputy Comptroller pursuant to this Agreement shall be forwarded to the: Assistant Deputy Comptroller Wichita Field ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇ (6) The Board shall ensure that the Bank has processes, personnel, and control systems to ensure implementation of and adherence to the policies, procedures and programs required by this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty fifteen (3015) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, members of which at least two (2) a majority shall be directors who are not be employees, former employeesofficers, or controlling shareholders of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1))subsidiaries or affiliates, or a family member members of any such person. Upon appointment, The Board shall submit in writing to the Assistant Deputy Comptroller the names of the members of the Compliance Committee and, in within ten (10) days of their appointment. In the event of a change of the membership, the name of any new member Board shall be immediately submitted submit in writing to the Assistant Deputy ComptrollerComptroller within ten (10) days the name of any new or resigning committee member. The Compliance Committee shall be responsible for monitoring monitor and coordinating oversee the Bank's adherence to ’s compliance with the provisions of this Agreement. (2) . The Compliance Committee shall meet at least monthlyquarterly and maintain minutes of its meetings. (32) Within thirty (30) days of the date of this Agreement Agreement, and thereafter within thirty thirty (30) days of after the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writing, the Compliance Committee shall submit to the Board a written progress report to the Board setting forth in detail: (a) a description of the corrective actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) the specific corrective actions taken undertaken to comply with each Article of this Agreement; and (c) the results and status of those the corrective actions. (43) The Upon receiving each written progress report, the Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving the first Board meeting following the Board’s receipt of such report.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Formal Agreement, the Board shall appoint a Compliance Committee of at least three (3) 3 directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1371c (b) (1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Formal Agreement. (2) Within forty-five (45) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to a written action plan detailing the Board’s assessment of what needs to be done to address the Articles in the Agreement, specifying how the Board will implement the plan, and setting forth a timetable for the implementation of the plan. (3) The Compliance Committee shall meet at least monthly. (34) Within thirty forty-five (3045) days of the date of this Formal Agreement and thereafter within thirty every ninety (3090) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingthereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Formal Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Formal Agreement; and (c) the results and status of those actions. (45) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report.

COMPLIANCE COMMITTEE. (1) Within thirty fifteen (3015) calendar days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy ComptrollerComptroller within ten (10) calendar days of any such appointment or change. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty sixty (3060) calendar days of the date of this Agreement and thereafter within thirty (30) days of by the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and, (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) calendar days of receiving such report. (5) The Board shall ensure that the Bank has sufficient processes, personnel, resources, and control systems to effectively implement and adhere to all provisions of this Formal Agreement, and that Bank personnel have sufficient training and authority to execute their duties and responsibilities under this Formal Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employeesan 1 In order to facilitate the Office of the Comptroller of the Currency’s (OCC) enforcement and administration of former Office of Thrift Supervision (OTS) rules and to make appropriate changes to these rules to reflect OCC supervision of federal savings associations as of the transfer date, former employeesthe OCC republished, with nomenclature and other technical changes, the OTS regulations formerly found in Chapter V of Title 12 of the Code of Federal Regulations. The republished regulations are codified with the OCC’s regulations in Chapter I at parts 100 through 197 (“Republished Regulations”), effective on July 21, 2011. The Republished Regulations supersede the OTS regulations in Chapter V for purposes of OCC supervision and regulation of federal savings associations. OTS Integration Pursuant to the ▇▇▇▇-▇▇▇▇▇ ▇▇▇▇ Street Reform and Consumer Protection Act; Interim Final Rule, 76 Fed.Reg. 48,950 (Aug. 9, 2011). References in this document are to the Republished Regulations at 12 C.F.R. Chapter I. employee or controlling shareholders shareholder of the Bank Association or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's Association’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty sixty (3060) days of the date of this Agreement and thereafter within thirty ten (3010) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingfiscal quarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report.

COMPLIANCE COMMITTEE. (1) Within thirty five (305) days of the date of this Agreement, the Board shall appoint a and maintain an active Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employeesan employee, former employeesemployee, or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1371c (b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy ComptrollerDirector for Special Supervision (“Director”). The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty forty-five (3045) days of the date of this Agreement and thereafter within thirty (30) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingevery quarter thereafter, the Compliance Committee shall submit continue to ensure the submission of a written progress report to the Board setting forth in detail: (a) a description of the actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller Director within fifteen ten (1510) days of receiving such report. (5) All reports or plans which the Bank or Board has agreed to submit to the Director pursuant to this Agreement shall be forwarded, by overnight mail or via email, to the following: Director for Special Supervision with a copy to: Comptroller of the Currency Comptroller of the Currency ▇▇▇ ▇ ▇▇▇▇▇▇, ▇.▇. ▇▇▇▇▇ ▇▇▇ ▇▇▇▇ East Office Mail Stop 7-4 ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇ (6) The Board shall ensure that the Bank has sufficient processes, personnel, and control systems to effectively implement and adhere to all provisions of this Agreement, and that Bank personnel have sufficient training and authority to execute their duties and responsibilities under this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Agreement, the The Board shall appoint maintain a Compliance Committee of at least three (3) directorsmembers, of which at least two (2) a majority shall be directors who are not be employees, former employees, employees or controlling shareholders officers of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), subsidiaries or a family member of any such personaffiliates. Upon appointment, the names of the members of the Compliance Committee and, in In the event of a change of the membership, the Board shall submit in writing to the Examiner-in-Charge within ten (10) days the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptrolleror resigning committee member. The Compliance Committee shall be responsible for approving the action plan required under Article III of this Agreement, along with monitoring and coordinating overseeing the Bank's adherence to ’s compliance with the provisions of this Agreement. (2) . The Compliance Committee shall meet at least monthlyquarterly and maintain minutes of its meetings. (32) Within thirty forty-five (3045) days after the end of the date first full calendar quarter after the Bank receives a written determination of no supervisory objection to the action plan required under Article III of this Agreement Agreement, and thereafter within thirty forty-five (3045) days of after the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingBank shall prepare, and the Compliance Committee shall submit to the Board, a written progress report to the Board setting forth in detail: (a) a description of the specific corrective actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken undertaken to comply with each Article of this Agreement; (b) the results and status of the corrective actions; and (c) a description of the results outstanding corrective actions needed to achieve compliance with each Article of this Agreement and status the party or parties responsible for the completion of those outstanding corrective actions. (43) The Board shall forward a copy of the Compliance Committee's progress report, with any additional written comments by the Board, to the Assistant Deputy Comptroller Examiner-in-Charge within fifteen (15) days following the first Board meeting following the Board’s receipt of receiving such report.

COMPLIANCE COMMITTEE. ‌ (1) Within thirty (30) days of the date of this AgreementEffective immediately, the Board shall appoint a continue to maintain an active Compliance Committee of at least three (3) directors, of which at least two (2) shall not be employees, former employees, or controlling shareholders of the Bank TSP or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in In the event of a change of in the Compliance Committee membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy ComptrollerDirector. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's TSP’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthlymonthly and prepare a report as described in paragraph three (3) below. (3) Within thirty sixty (3060) days of the date of this Agreement Agreement, and thereafter within thirty sixty (3060) days of after the end of each calendar quarterquarter thereafter, or within such other time period as required by the Assistant Deputy Comptroller Regulators require in writing, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (cb) a description of the results remaining actions needed to achieve full compliance with each Article of this Agreement, TSP personnel responsible for implementing the corrective actions, and status of those actionsthe timeframes for completion. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller Director within fifteen twenty (1520) days of receiving such report. (5) The TSP shall periodically communicate to its client depository institutions information accurately detailing the actions taken by the TSP to comply with the terms of this Agreement. Such communication shall be in writing and take place as frequently as necessary, to keep the client depository institutions adequately informed of the TSP’s progress and its applicability to and impact upon the services they provide, but in no event less frequently than the quarterly progress reports to the Regulators.

COMPLIANCE COMMITTEE. (1) Within thirty fifteen (3015) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employeesan 2 Effective July 21, 2011, to facilitate the OCC's enforcement and administration of former employeesOTS rules and to make appropriate changes to those rules to reflect OCC supervision of federal savings associations as of the transfer date, or controlling shareholders the OCC republished and re-codified in 12 C.F.R. Chapter I all OTS regulations from 12 C.F.R. Chapter V that the OCC has the authority to promulgate and enforce, with appropriate nomenclature and other technical changes. 76 Fed. Reg. 48950 (August 9, 2011). employee of the Bank or any of its affiliates (as the term “"affiliate” " is defined in 12 U.S.C. § 371c(b)(137 lc(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarterly thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report. (5) The Board shall ensure that the Bank has processes, personnel, and control systems to ensure implementation of and adherence to the requirements of this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty ten (3010) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days of By no later than the end of each every calendar quarterquarter plus one month (e.g., or within such other time period as required by the Assistant Deputy Comptroller in writingApril 30th, July 31st, October 31st, and January 31st) the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen (15) days of receiving such reportreport (e.g. by May 15th, August 15th, November 15th, and February 15th). (5) All reports or plans which the Bank or Board has agreed to submit to the Assistant Deputy Comptroller pursuant to this Agreement shall be forwarded to the: Assistant Deputy Comptroller Wichita Field ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇ (6) The Board shall ensure that the Bank has processes, personnel, and control systems to ensure implementation of and adherence to the policies, procedures, and programs required by this Agreement.

COMPLIANCE COMMITTEE. (1) Within thirty (30) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employeesan 1 In order to facilitate the Office of the Comptroller of the Currency’s (OCC) enforcement and administration of former Office of Thrift Supervision (OTS) rules and to make appropriate changes to these rules to reflect OCC supervision of federal savings associations as of the transfer date, former employeesthe OCC republished, with nomenclature and other technical changes, the OTS regulations formerly found in Chapter V of Title 12 of the Code of Federal Regulations. The republished regulations are codified with the OCC’s regulations in Chapter I at parts 100 through 197 (“Republished Regulations”), effective on July 21, 2011. The Republished Regulations supersede the OTS regulations in Chapter V for purposes of OCC supervision and regulation of federal savings associations. OTS Integration Pursuant to the ▇▇▇▇-▇▇▇▇▇ ▇▇▇▇ Street Reform and Consumer Protection Act; Interim Final Rule, 76 Fed.Reg. 48,950 (Aug. 9, 2011). References in this document are to the Republished Regulations at 12 C.F.R. Chapter I. employee or controlling shareholders shareholder of the Bank Association or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § 371c(b)(1)), or a family member of any such person. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. The Compliance Committee shall be responsible for monitoring and coordinating the Bank's Association’s adherence to the provisions of this Agreement. (2) The Compliance Committee shall meet at least monthly. (3) Within thirty sixty (3060) days of the date of this Agreement and thereafter within thirty twenty (3020) days of the end of each calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingfiscal quarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward a copy of the Compliance Committee's ’s report, with any additional written comments by the Board, to the Assistant Deputy Comptroller within fifteen ten (1510) days of receiving such report.

COMPLIANCE COMMITTEE. (1) Within thirty ten (3010) days of the date of this Agreement, the Board shall appoint a Compliance Committee of at least three (3) directors, of which at least two no more than one (21) shall not be employees, former employees, an employee or controlling shareholders shareholder of the Bank or any of its affiliates (as the term “affiliate” is defined in 12 U.S.C. § USC 371c(b)(1)), or a family member of any such person. The Board shall remain responsible for the Bank’s adherence to the provisions of this Agreement, and the appointment of the Compliance Committee shall not relieve the Board of its compliance responsibilities. Upon appointment, the names of the members of the Compliance Committee and, in the event of a change of the membership, the name of any new member shall be immediately submitted in writing to the Assistant Deputy Comptroller. . (2) The Compliance Committee shall be responsible for monitoring and coordinating the Bank's ’s adherence to the provisions of this Agreement. (2) The Compliance Committee the Agreement and shall meet at least monthly. (3) Within thirty (30) days of the date of this Agreement and thereafter within thirty (30) days of the end of each every calendar quarter, or within such other time period as required by the Assistant Deputy Comptroller in writingquarter thereafter, the Compliance Committee shall submit a written progress report to the Board setting forth in detail: (a) a description of the actions action needed to achieve full compliance with each Article of this Agreement, identification of Bank personnel responsible for implementing the corrective actions, and the timeframes for completing the corrective actions; (b) actions taken to comply with each Article of this Agreement; and (c) the results and status of those actions. (4) The Board shall forward provide a copy summary report of the Compliance Committee's report, progress reached in attaining compliance with any additional written comments by each Article of the Board, Agreement to the Assistant Deputy Comptroller within fifteen thirty (1530) days of receiving such reportthe end of each calendar quarter. (5) All reports or plans which the Bank or Board has agreed to submit to the Assistant Deputy Comptroller pursuant to this Agreement shall be forwarded to the: Assistant Deputy Comptroller Comptroller of the Currency - Joplin Field ▇▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ (6) The Board shall ensure that the Bank has the processes, personnel, and control systems to ensure implementation of and adherence to the policies, programs and procedures developed pursuant to this Agreement.