COMPREHENSIVE MEDICAL INSURANCE PLAN. During the term of this Agreement, the provisions of the Comprehensive Medical Plan will be guaranteed by the Company. If an employee is temporarily laid off or on an authorized leave of absence, the employee's insurance will be continued until the end of the third policy month following the policy month in which the layoff or leave starts. The maximum allowance payable pursuant to the terms and conditions of the Comprehensive Medical Plan shall be $1,000,000. Beginning February 1, 1996, the monthly employee contribution will be $9.00 for employee only coverage, $18.00 for employee plus one dependent, and $25.00 for employee plus two or more dependents. The deductible for in-network will be $300.00 per individual per calendar year with a maximum of two per family per calendar year. The deductible for out-of- network will be $500.00 per individual per calendar year with a maximum of two per family per calendar year. The out-of pocket maximum (inclusive of deductible) for in-network will be $500.00 for an individual or $1,000.00 for the employee and all eligible covered dependents per calendar year. The out-of- pocket maximum (inclusive of deductible) for out-of-network will be $1,000.00 for an individual or $2,000.00 for the employee and all eligible covered dependents per calendar year. The co-payment percentage that will be paid by the insurance (subject to deductibles and limited to eligible expenses) will be 85% for in-network hospitals and other services, 65% for out-of-network hospitals, and 60% for other services out-of-network. Deductibles and out-of-pocket maximums for active employees and retirees under this Plan will therefore be those established by future negotiations. Active eligible employees retiring after February 1, 1996, will be covered by The Carbide/Graphite Group Comprehensive Medical Plan. Employees retiring September 1, 1993, or later will pay premiums equal to active employees. After age 65, the contribution will be one-half of active rate.
