Credit Union Service Center. Funds from a deposit to your Purdue Federal account made at a Credit Union Shared Services Center will be available to you no later than the second business day following the business day on which the funds were deposited. PRIVACY NOTICE REVISED MARCH 2015 FACTS WHAT DOES PURDUE FEDERAL CREDIT UNION (PURDUE FEDERAL) DO WITH YOUR PERSONAL INFORMATION? Why? Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the accounts or services you have with us. This information can include: nn Social Security number and income nn account balances and payment history nn credit history and credit scores How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Purdue Federal chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does Purdue Federal share? Can you limit this sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No For our marketing purposes— to offer our products and services to you Yes No For joint marketing with other financial companies Yes No For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share For our affiliates to market to you No We don’t share For nonaffiliates to market to you No We don’t share What we do How does Purdue Federal protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Purdue Federal collect my personal information? We collect your personal information, for example, when you: nn Open an account or deposit money nn Pay your bills or apply for a loan nn Use your credit or debit card nn Make deposits or withdr...
Credit Union Service Center. You may use a Credit Union Service Center to make deposits, withdrawals, transfers, and available balance inquiries. Transactions involving your share accounts will be subject to the terms of your Membership and Account Agreement and transactions involving a line of credit will be subject to your Loan Agreement and Disclosures, as applicable.
Credit Union Service Center. You may use a Credit Union Service Center to make deposits, withdraws, transfers, and inquire as to the amount of your available balance. Transactions involving your share accounts will be subject to the terms of your Membership and Account Agreement and transactions involving a line of credit account will be subject to your Loan Agreement and Disclosures as applicable. LIMITATIONS ON TRANSFERS As with any banking transactions, we may limit the amount of the withdrawal current collected business balances. All deposits are accepted on a provisio basis subject to collection through normal banking procedures. You m withdraw a maximum of $510 or your account balance, whichever is less, from ATM, per day. We will charge against your account all purchases and withdraw made with your card(s). The use of your VISA Check Card to purchase go and services will constitute a simultaneous withdrawal and/or demand fr your Checking Account. You cannot place a stop payment on any transaction made with your VISA Ch Card. If you use your VISA Check Card and a dispute arises with the merchant, y agree to make a good faith effort to resolve the dispute with the merchant. addition to the limits on cash withdrawals at terminals, you may use your V Check Card to purchase up to $2000 in goods and services each day provid the funds are available in your accounts. For security reasons there are limits to the number of transfers you may perform at automated teller machines (ATM) and using your VISA Check Card. If the balance in your account is not sufficient to pay the transaction amount, we may treat the transaction as an overdraft request pursuant to any overdraft protection plan including Courtesy Pay, or may terminate all services under this Agreement. Federal regulations require limitations on the frequency of transfers from your Share and Money Market Accounts. We may refuse to authorize any transaction that we believe may be illegal or unlawful. Use of your ATM or Visa Check Card may be restricted in certain countries due to security risks. DISCLOSURE OF CHARGES We will charge you fees in accordance with the information found in the Service Charge Schedule. These fees and charges may be changed at any time, subject to our giving you notice as required by law. When you use an ATM not owned by TTCU, you may be charged a fee by the ATM operator and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer. Purchases and withdrawals made in foreig...
