Financial Product Advice. 6.1. The Adviser agrees that PIS can amend the terms of this clause 6, by giving the adviser 14 days’ notice in writing.
6.2. Without limiting in any way the other provisions of this Agreement or Applicable Law, when providing Financial Product Advice to a client as a retail client, the Adviser must:
a) Only provide Financial Product Advice in those areas listed on the Adviser’s Authorised Representative Certification;
b) Make and maintain file notes in respect of each instruction the Adviser receives from a client at the time of receiving the instruction;
c) Prior to the provision of Financial Services provide each client with a Financial Services Guide (including adviser profile) in accordance with the Corporations Act, such Financial Services Guide to be approved in writing by PIS;
d) In relation to the provision of general advice to retail clients, provide the client with a written warning that the advice does not take into account the client’s objectives, financial situation and particular needs in accordance with the Corporations Act;
e) In relation to the provision of personal advice to retail clients:
i. Have a reasonable basis for the advice in accordance with the Corporations Act;
ii. At all times take reasonable steps to ascertain the objectives, financial situation and needs of the client;
iii. Take all steps necessary to ensure they ‘know the client’ and ‘know the product’ as required by the Corporations Act;
iv. At all times act in the best interests of the client in accordance with the Corporations Act.
v. Warn the client in writing if the advice is based on incomplete or inaccurate information in accordance with the Corporations Act and make reasonable inquiries to obtain complete and accurate information;
vi. Assess whether the Adviser has the expertise required to provide the client with advice on the subject matter sought and, if not, decline to provide advice to the client;
vii. Provide the client with an Advice Document in accordance with the Corporations Act or any other law, such Advice Document to be in a form approved by PIS;
viii. Provide the client with a Product Disclosure Statement where required by the Corporations Act or otherwise required by PIS; and
6.3. The Adviser must not make any representations or provide Financial Product Advice which is materially different to the contents of any then current Financial Services Guide, Advice Document or Product Disclosure Statement (as the case may be) with respect to the Financial S...
Financial Product Advice. 2.2.1 Any information or financial product advice that we give you is generic in nature and does not take into account your financial situation, needs or personal objectives. In particular, you acknowledge that we do not provide personal advice or give you advice about whether you should open, hold or close out a Contract. You must consider the appropriateness of entering into a Contract having regard to your own financial situation, needs or personal objectives and obtain your own independent financial advice.
2.2.2 GMT Markets does not provide any advice to you on any tax related matters. GMT Markets encourages you to obtain independent advice from your financial advisor, auditor and/or legal counsel with respect to tax implications of any the Products.
Financial Product Advice. 1.1 If we agree to provide you with personal financial product advice, you acknowledge and agree that:
a. on our request, you will provide us with information relating to your Financial Needs, sufficient and necessary for us to make informed financial product recommendations and to comply with statutory obligations;
b. you will notify us of any change in your Financial Needs or any relevant new information as it occurs; and
c. if you do not provide all information relevant to your Financial Needs as required by this clause 1.1:
i. we will not be able to provide a comprehensive analysis of your Financial Needs;
ii. any financial product recommendation made to you may not be appropriate for you; and
iii. you will need to consider whether any recommendation is appropriate in light of your Financial Needs.
1.2 If we agree to provide you with financial product advice, you acknowledge and agree:
a. that in providing you with general financial product advice including in the form of research reports, email bulletins and trading ideas, we do not take into account your Financial Needs; and
b. it is your responsibility, before acting on any financial product advice we provide to you, to consider the appropriateness of the advice having regard to your Financial Needs.
Financial Product Advice. 2.2.1 Any information or financial product advice that we give you is generic in nature and does not take into account your financial situation, needs or personal objectives. In particular, you acknowledge that we do not provide personal advice or give you advice about whether you should open, hold or close out a Contract. You must consider the appropriateness of entering into a Contract having regard to your own financial situation, needs or personal objectives and obtain your own independent financial advice. You are entirely responsible for assessing the features and risks of the Products and seeking your own independent advice about whether they are suitable for you before you trade with us.
2.2.2 Fortune Prime Global does not provide any advice to you on any tax related matters. Fortune Prime Global encourages you to obtain independent advice from your financial advisor, auditor and/or legal counsel with respect to tax implications of any the Products.
Financial Product Advice. 6.1 Although AvaTrade issues general market recommendations, these should not be construed as personal recommendations or advice to trade with AvaTrade. As such we are under no obligation to assess the suitability or otherwise of the Customer trading Forex, CFDs, Options and Spread Betting with AvaTrade. All trades entered into by Customer represent an independent decision by the Customer to trade with AvaTrade. You should consider the appropriateness of entering into a Contract having regard to your own financial situation, needs or personal objectives and obtain your own independent financial advice.
Financial Product Advice. Any information or general financial product advice that we give you is generic in nature and does not take into account your financial situation, needs or personal objectives. You should, before acting on the advice, consider the appropriateness of the advice, having regard to your objectives, financial situation and needs. If our advice relates to the acquisition, or possible acquisition, of a particular Financial Product you should read any relevant Product Disclosure Statement and Agreements.
Financial Product Advice. 1.1 If we agree to provide you with personal financial product advice, you acknowledge and agree that:
(a) on our request, you will provide us with information relating to your Financial Needs, sufficient and necessary for us to make informed financial product recommendations and to comply with statutory obligations;
(b) you will notify us of any change in your Financial Needs or any relevant new information as it occurs; and
Financial Product Advice. 2.2.1 Any information or financial product advice that we give you is generic in nature and does not take into account your financial situation, needs or personal objectives. In particular, you acknowledge that we do not provide personal advice or give you advice about whether you should open, hold or close out a Contract. You must consider the appropriateness of entering into a Contract having regard to your own financial situation, needs or personal objectives and obtain your own independent financial advice.
2.2.2 Prospero Markets does not provide any advice to you on any tax related matters. Prospero Markets encourages you to obtain independent advice from your financial advisor, accountant and/or legal counsel with respect to tax implications of any the Products.
Financial Product Advice. (a) Any information or advice that we give you is generic in nature and does not take into account your financial situation, needs or personal objectives. In particular, you acknowledge that we do not provide personal advice or give you advice about whether you should utilise our services. You must consider the appropriateness of our services having regard to your own financial situation, needs or personal objectives and obtain your own independent financial advice.
(b) We have not completed an assessment of your financial situation, needs or personal objectives pursuant to the responsible lending requirements of the National Consumer Credit Protection Act 2009 (Cth). We have not considered whether entering into this Agreement is suitable or not unsuitable for you. We do not provide credit assistance and therefore, are not bound by the responsible lending provisions.
Financial Product Advice. (a) Any information or advice that we provide to you is generic in nature and does not take into account your financial situation, needs or personal objectives. In particular, you acknowledge that we do not provide personal advice or give you advice about whether you should utilise our services. You must consider the appropriateness of our services having regard to your own financial situation, needs or personal objectives and obtain your own independent financial advice.
(b) Stupay does not complete an assessment of your financial situation, needs or personal objectives pursuant to the responsible lending requirements as set out in the National Consumer Credit Protection Act 2009 (Cth). Stupay does not provide credit products or credit assistance and therefore is not bound by the responsible lending provisions.
(c) Stupay does not and will not provide any advice to you on any tax related matters. Stupay encourages you to obtain independent advice from a financial advisor, auditor and/or legal counsel.
