GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. We shall not be liable to make any payment under any Section of this Policy directly or indirectly for, caused by, based upon, arising out of or howsoever attributable to any of the following:
1. Any Pre-Existing Disease.
2. Any claim relating to events occurring before the commencement of the Period of Insurance or after the completion of the Period of Insurance.
3. Any hospital admission or routine examination for investigative/ diagnostic purpose.
4. Non-allopathic medicine.
5. Cosmetic surgery and plastic surgery.
6. Any costs incurred on spectacles, contact lenses, hearing aids, corrective and cosmetic dental surgeries.
7. In so far as it relates to, the Insured:
a) travelling against the advice of a Medical Practitioner;
b) receiving, or is on a waiting list to receive, specified medical treatment declared in a Medical Practitioner’s report or certificate;
c) received terminal prognosis for a medical condition;
d) taking part in a naval, military or air force operation;
8. Injury or Illness directly or indirectly caused by or contributed to by nuclear weapons/materials.
9. In respect of your travel to any country other than declared in proposal form which is in the sanctioned list of travel restrictions issued by Government of India , Coverage for travel on Ship, travel to Mansarovar , Haj.
10. Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted injury or illness, or sexually transmitted conditions, mental or nervous disorder, anxiety stress or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection.
11. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Medical Practitioner and taken as prescribed
12. Any treatment related to alcoholism or drug dependency.
13. Participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion.
14. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft.
15. Participation in skydiving/ parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used), riding or diving in races or rallies using a motorized vehicle or bicycle, caving or potholing hunting or equestrian activities, skin diving or other underwater activity, rafting or canoeing involving white water rapids, yachting or boating outside coastal waters (2 miles), any bodily contact sport, ...
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. The Company will not pay under any section of this policy for loss, injury, damage or liability suffered and/or sustained by or arising directly or indirectly as a result of or in connection with any of the following:
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. The following Exclusions apply to all Sections of this Policy:
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. This Policy does not apply
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. This Policy does not apply Illegal Uses 1. Whilst the Aircraft is being used for any illegal purposes or for any purpose other than those stated in Part 3 of the Schedule and as defined in the Definitions.
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. We shall not be liable to make any payment under any Section of this Policy directly or indirectly for, caused by, based upon, arising out of or howsoever attributable to any of the following:
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. We shall not liable for any loss resulting in whole or in part from, or expenses incurred, directly or indirectly in respect of:
1. Any claim relating to events occurring before the commencement of the Trip covered hereunder and any time after the completion of the Trip at any port at the Country of Residence of the Insured mentioned hereunder (except Visa Denial Insurance Cover if specifically opted for)
2. A claim which is fraudulent in any respect, or if any false declaration has been made or used in support thereof or if any fraudulent means or devices are used by the Insured or any one acting on his behalf to obtain any benefit under the Policy or if the loss or damage is occasioned by the wilful act, or with the connivance of the Insured.
3. Where the Insured Person is travelling against the advice of a Physician; or receiving or on a waiting list for receiving specified medical treatment; or is travelling for the purpose of obtaining medical treatment; or has received a terminal prognosis for a medical condition.
4. Any Pre-existing Condition or any complication arising from it unless specifically covered in the Policy.
5. Congenital anomalies or any complications or conditions arising therefrom.
6. Any claim relating to Adventure Sports or Hazardous Activities, unless specifically covered in the Policy.
7. Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted Injury or Illness, or sexually transmitted conditions other than HIV/ AIDS.
8. Serving in any branch of the Military or Armed Forces of any country, whether in peace or War
9. Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens, substance abuse or any addictive condition and consequences thereof unless properly prescribed by a Physician and taken as prescribed.
10. Pregnancy and all related conditions, including services and supplies related to the diagnosis or treatment of infertility or other problems related to inability to conceive a child; birth control, including surgical procedures and devices; This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician.
11. Participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion.
12. Operating or learning to operate any aircraft, or performing duties as a member of the crew on any aircraft or Scheduled Airline.
13. Any loss arising out of War, civil war, invasion, insurrection, revolu...
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. We shall not pay, indemnify or otherwise be liable under this Policy in respect of any claim or loss arising from, resulting in or in connection with:
1 Any War, Civil War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), Insurrection, Rebellion or Revolution. 2 Illness that is first diagnosed prior to or within the Waiting Period. 3 any Insured Person who is Your Family Member. 4 any engagement or participation by You or the Insured Person in a Strike, riot or civil commotion.
5 a Pre-existing Condition or congenital condition. 6 any pregnancy, childbirth, miscarriage, abortion, sterilization, menopause, or any complication arising from any of these conditions.
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. We will not cover You or any person allowed by You to control Your Pens & Jetties when:
1. You do not keep the Pens & Jetties in good order and repair, or in compliance with any statutory requirements.
2. Your Pens & Jetties are undergoing major repair or undergoing alteration unless You tell Us beforehand in writing, and We agree in writing to cover You. In addition, this Certificate excludes loss, damage, destruction, death, injury, illness, liability, cost or expense of any nature directly or indirectly caused by, contributed to by, resulting from, arising out of or in connection with any of the following, regardless of any other cause or event contributing concurrently or in any other sequence to the loss. In no case shall this insurance cover loss damage liability or expense directly or indirectly caused by or contributed to by or arising from: • ionising radiations from or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from the combustion of nuclear fuel; • the radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof; • any weapon or device employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter; • the radioactive, toxic, explosive or other hazardous or contaminating properties of any radioactive matter. The exclusion in this sub- clause does not extend to radioactive isotopes, other than nuclear fuel, when such isotopes are being prepared, carried, stored, or used for commercial, agricultural, medical, scientific or other similar peaceful purposes; • any actual or alleged liability whatsoever for any claim or claims in respect of loss or losses directly or indirectly arising out of, resulting from or in consequence of asbestos; • any chemical, biological, bio-chemical, or electromagnetic weapon. This Certificate also excludes any loss, destruction, damage, death, injury, illness, liability, cost or expense of any nature directly, or indirectly caused by, contributed to by, resulting from or arising out of or in connection with any action taken in controlling, preventing, suppressing, retaliating against, or responding to or in any way relating to the above exclusions.
GENERAL EXCLUSIONS APPLICABLE TO ALL SECTIONS. We shall not pay, indemnify or otherwise be liable under this Policy in respect of any claim or loss arising from, resulting in or in connection with:
1. Any War, Civil War, invasion, acts of foreign enemies, hostilities (whether war be declared or not), Insurrection, Rebellion or Revolution.
2. Any Sickness.
