Common use of HEALTH AND WELFARE PLAN Clause in Contracts

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 and 9.13 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer Co-operative shall make available the following or similar benefits as mutually agreed between the Employer Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08, 9.09, 9.10, 9.11, 9.12 (b) and 9.13 (c) below shall be paid one hundred percent (100%) by the EmployerCo-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan subject to the bylaws of the plans concerned. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity Long Term Disability benefits. Employees shall return completed enrollment forms as soon as possible. The Employer Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the EmployerCo-operative. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three thirteen (313) consecutive monthsweeks. Such employees shall receive the same benefits as set out for full-time employees in this Section section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an The employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails must fail to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week above hour requirement for a period of three thirteen (313) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months weeks from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at first fails to meet it before they are disqualified. Notwithstanding the option of above paragraph, the Employer. A period of grace longer than one Co-operative shall make available the plans set out in Sections (1a) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.and

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aidAid, eyeglasses Eyeglasses and prescription drug coverage Prescription Drug coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For . The employee must fail to meet the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week above hour requirement for a period of three (3) month period will be eligible for all benefits under Section 9 on consecutive months from the time he or she first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) monthsit before they are disqualified. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08, 9.09, 9.10, 9.11, 9.12 (b) and 9.13 (c) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirtytwenty-two seven (3227) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirtytwenty-two seven (3227) hours per week for a period of three six (36) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an The employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails must fail to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week above hour requirement for a period of three six (36) consecutive monthsmonths from the time he or she first fails to meet it before they are disqualified. For New employees from date of ratification of the purposes January 1, 1993 to December 31, 1994 Collective Agreement will cost share at 75/25% the premiums of entitlement the Health and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per weekWelfare Plan. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 . Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections Subsections 9.06, 9.07, 9.08, 9.09, 9.10, 9.11, 9.11 and 9.12 and 9.13 below shall be paid one hundred percent (100%) percent by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months months' current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½1/2) of the employee's recall period as specified in Section 14.04 14.03 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment Enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except studentsStudents) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an The employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails must fail to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week above hour requirement for a period of three (3) consecutive months. For months from the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. time he or she first fails to meet it before they are disqualified. 9.04 New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 9.05 Enrollment of group benefits Group Benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards Enrollment Cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card Enrollment Card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer Co-operative shall make available the following or similar benefits as mutually agreed between the Employer Co-operative and the Union to eligible regular full-time and part-time employees (as defined below). All The cost of the benefits premiums under Sections 9.07Subsections (a), 9.08(b), 9.09(c), 9.10, 9.11, 9.12 (d) and 9.13 (e) below shall be paid one hundred percent (100%) by the EmployerCo-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. The Co-operative shall also make available the benefits to part-time employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months, and have been employed for one (1) year. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. The employee must fail to meet the above hour requirement for a period of three (3) consecutive months from the time they first fails to meet it before they are disqualified. The Co-operative shall also make available: - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglasses, Prescription Drug Plan (H.E.P.) to all employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Section of the Agreement. At the end of the first three (3) months in which an employee fails to average twenty-four (24) hours per week, they shall lose this coverage. Employees shall return completed enrollment forms as soon as possible. The Employer Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her their responsibility to make application to the EmployerCo-operative. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full- time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the EmployerCo-operative. The EmployerCo-operative, at his their option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she they may be allowed a further month of grace at the option of the EmployerCo-operative. A period of grace longer than one (1) month may be allowed by the Employer; butCo-operative, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 ‌ The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 . For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. 1) Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, : i.e.: if If an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 2525th, he/she would become eligible for the benefit package on May 11st. B. 2) If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time time, he/she will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: . - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.MSP.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 . For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. 1) Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, : i.e.: if If an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 2525th, he/she would become eligible for the benefit package on May 1. B. 2) If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time time, he/she will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: . - Medical Services Plan (M.S.P.MSP.) - Extended Health Benefit (E.H.B.EHB) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.HEP) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 The (a) Effective August 1st, 1993, the Employer shall make available the following or similar benefits as mutually agreed between the Employer implement a Health and the Union to eligible regular Welfare Plan for all full-time employees (as defined below)subject to the jurisdiction of this Agreement. The Employer will continue and/or commence contributions to the Plan and Fund on the following basis: (1) for all full-time employees employed on August 1, 1993, coverage shall commence on August 1, 1993. (2) for all full-time employees whose date of employment is after August 1, 1993: (i) from the first (1st) day of the month next following or coincident with the date which is one (1) month after his date of employment, contributions shall commence with respect to all benefits except Dental; (ii) from the first day of the month next following or coincident with the date which is two (2) months after his date of employment, contributions shall commence with respect to Dental benefits. (b) The Employer agrees to pay 80% of the cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 Health and 9.13 below Welfare Plan except for Long Term Disability which shall be 100% paid one hundred percent (100%) by the Employerfull-time employee. An eligible The Employer will ensure that all full-time employees complete such forms as are required in the operation and administration of the Plan and for making the required contributions to the Plan on their behalf. Failure of the Employer to secure the necessary administration forms from full-time employees, forward completed forms and/or remit contributions on the due date will cause the Employer to be liable for any claims arising as a result of such failure. If any full-time employee is otherwise covered for Dental Benefits or Extended Health Care Benefits including prescription drugs, the full-time employee may opt out of coverage under this Agreement. If such other coverage ceases, then it shall be one who has three the full-time employee's responsibility to notify the Employer and to request coverage which the Employer shall then provide immediately. (3c) consecutive months current employment at The benefits as described below shall be provided to the effective date full-time employee in accordance with the terms and conditions of the Plan: Group Term Life Insurance$20,000.00 Accidental Death and $20.000.00 Dismemberment Insurance Weekly Indemnity Benefits 50% of weekly salary. Benefits to be paid on a first (1st) day accident, fourth (4th) day sickness, 26-week duration basis (1/4/26). Maximum benefit $750.00 per week. Long Term Disability 75% of monthly salary to a maximum of $750.00 per month. Eligibility after 26 weeks. Dental Benefit Basic - 80% coverage Major Restorative - 50% coverage with $2,500 annual limit per individual. Orthodontic - 50% coverage with $3,000 lifetime benefit per individual. Extended Health Care Benefit $25.00 deductible, 80% reimbursement of claims above deductible with vision care. Prescription Drugs Included with Extended Health Care and reimbursed subject to the terms of that benefit. (d) The Employer shall pay 100% of the premium cost of the Medical Services Plan of B.C. for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on from the first (1st) day of the month next following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at or coincident with the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than which is one (1) month after his date of employment at such rates as may be allowed established from time-to-time by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.the

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.MSP) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 . For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. 1) Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, : i.e.: if If an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 2525th, he/she would become eligible for the benefit package on May 11st. B. 2) If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time time, he/she will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 . The Employer shall also make available: - Medical Services Plan (M.S.P.MSP) - Extended Health Benefit (E.H.B.EHB) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.HEP) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 and 9.13 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for fullPart-time employees in this Section of the Agreement.Employees 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. 1. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first (1st) of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 4/4/5 basis, i.e.: if ie: If an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 2525th, he/she would become eligible for the benefit package on May 11st. B. 2. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time time, he/she will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter Thereafter, at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 re-instated. The Employer shall also make available: - Medical Services Plan M.S.P. (M.S.P.including Extended Health Plan) - Extended Health Benefit (E.H.B.) - Eye-glass, Drug and Hearing AidAid Plan to employees, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Section of the Agreement. For the purposes purpose of entitlement and disentitlement, the hours' tests test set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. Enrollment for these benefits shall be a condition of employment for eligible full-time employees, except for such employees as may hereinafter be exempted in respect to medical benefits only. New employees who are covered by the B.C. Medical Services Plan M.S.P. at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one per Item (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposedbelow.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 9.12, 9.13 and 9.13 9.14 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½1/2) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced by the Employer to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing reduced by the Employer to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: i.e. if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 and 9.13 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for fullPart-time employees in this Section of the Agreement.Employees 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. 1) Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first (1st) of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 4/4/5 basis, i.e.: if ie: If an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 2525th, he/she would become eligible for the benefit package on May 11st. B. 2) If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time time, he/she will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter Thereafter, at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 re-instated. The Employer shall also make available: - Medical Services Plan • M.S.P. (M.S.P.) - including Extended Health Benefit (E.H.B.Plan) - • Eye-glass, Drug and Hearing AidAid Plan to employees, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Section of the Agreement. For the purposes purpose of entitlement and disentitlement, the hours' tests test set out above will apply, but will be based on twenty-four (24) hours instead of thirty-thirty- two (32) hours per week. Enrollment for these benefits shall be a condition of employment for eligible full- time employees, except for such employees as may hereinafter be exempted in respect to medical benefits only. New employees who are covered by the B.C. Medical Services Plan M.S.P. at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one per Item (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposedbelow.

HEALTH AND WELFARE PLAN. 9.01 The Employer Co-operative shall make available the following or similar benefits as mutually agreed between the Employer Co-operative and the Union to eligible regular full-time and part-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the EmployerCo-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. The Co-operative shall also make available the benefits to part-time employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months, and have been employed for one (1) year. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. The employee must fail to meet the above hour requirement for a period of three (3) consecutive months from the time he or she first fails to meet it before they are disqualified. The Co-operative shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglasses, Prescription Drug Plan (H.E.P.) to all employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Section of the Agreement. At the end of the first three (3) months in which an employee fails to average twenty-four (24) hours per week, he/she shall lose this coverage. Employees shall return completed enrollment forms as soon as possible. The Employer Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the EmployerCo-operative. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the EmployerCo-operative. The EmployerCo- operative, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the EmployerCo- operative. A period of grace longer than one (1) month may be allowed by the Employer; butCo-operative, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer Co-operative shall make available the following or similar benefits as mutually agreed between the Employer Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the EmployerCo-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer Co-operative for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aidAid, eyeglasses Eyeglass and prescription drug coverage Prescription Drug Coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the EmployerCo-operative. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For . The employee must fail to meet the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week above hour requirement for a period of three (3) month period will be eligible for all benefits under Section 9 on consecutive months from the time he or she first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) monthsit before they are disqualified. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer Co-operative shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 15 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aidAid, eyeglasses Eyeglasses and prescription drug coverage Prescription Drug coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-full- time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her their responsibility to make application to the Employer. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For . The employee must fail to meet the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week above hour requirement for a period of three (3) month period will be eligible for all benefits under Section 9 on consecutive months from the time they first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails fail to meet the eligibility test, he/she will continue to be eligible for three (3) monthsit before they are disqualified. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For The employee must fail to meet the purposes above hour requirement for a period of entitlement and disentitlement, three (3) consecutive months from the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per weektime they first fail to meet it before they are disqualified. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 . Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she they may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer Co-operative shall make available the following or similar benefits as mutually agreed between the Employer Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits premiums under Sections 9.07Subsections (a), 9.08, 9.09, 9.10, 9.11, 9.12 (b) and 9.13 (c) below shall be paid one hundred percent (100%) by the EmployerCo-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity Long Term Disability benefits. Employees shall return completed enrollment forms as soon as possible. The Employer Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her their responsibility to make application to the EmployerCo-operative. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an The employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails must fail to meet the eligibility test, he/she will continue above hour requirement for a period of three-(3)- consecutive months from the time they first fail to be eligible for three (3) monthsmeet it before they are disqualified. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer Co-operative shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For Such employees shall receive these benefits as described for full- time employees in this Section of the purposes Agreement. The employee must fail to meet the above hour requirement for a period of entitlement and disentitlement, three (3) consecutive months from the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per weektime they first fail to meet it before they are disqualified. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 . Enrollment of group benefits shall be compulsory at the option of the EmployerCo-operative. The EmployerCo-operative, at his their option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she they may be allowed a further month of grace at the option of the EmployerCo- operative. A period of grace longer than one (1) month may be allowed by the Employer; butCo-operative, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.MSP) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Where two (2) or more employees commence work on the same date, their seniority shall be determined at the end of the four (4) month probationary period. At the end of the four (4) month period after the store opening, the seniority dates of transferred and newly hired employees will be sent to the Union office. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.MSP) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.HEP) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections subsections 9.06, 9.07, 9.08, 9.09, 9.10, 9.11, 9.11 and 9.12 and 9.13 below shall be paid one hundred percent (100%) percent by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months months' current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½1/2) of the employee's recall period as specified in Section 14.04 14.03 on the following basis: - B.C. Medical Services Plan (M.S.P.MSP) - Group Life Insurance Insurances - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment Enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except studentsStudents) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an The employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails must fail to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week above hour requirement for a period of three (3) consecutive months. For months from the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. time he or she first fails to meet it before they are disqualified. 9.04 New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 9.05 Enrollment of group benefits Group Benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards Enrollment Cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card Enrollment Card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 and 9.13 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections Subsections 9.06, 9.07, 9.08, 9.09, 9.10, 9.11, 9.11 and 9.12 and 9.13 below shall be paid one hundred percent (100%) percent by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months months' current employment at the effective date of the Plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½1/2) of the employee's recall period as specified in Section 14.04 14.03 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment Enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 The Employer shall also make available the benefits to employees (except studentsStudents) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an The employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails must fail to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week above hour requirement for a period of three (3) consecutive months. For months from the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. time they first fail to meet it before they are disqualified. 9.04 New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 9.05 Enrollment of group benefits Group Benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards Enrollment Cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card Enrollment Card within three (3) months of employment, he or she they may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08(b), 9.09, 9.10, 9.11, 9.12 (c) and 9.13 (d) below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section section of the Agreement. 9.04 For . The employee must fail to meet the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week above hour requirement for a period of three (3) month period will be eligible for all benefits under Section 9 on consecutive months from the time he or she first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) monthsit before they are disqualified. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.three

HEALTH AND WELFARE PLAN. 9.01 Full-time Employees‌ The Employer shall make available the following benefits or similar benefits as mutually agreed upon between the Employer Union and the Union Employer, to eligible regular full-time employees. Such an employee shall be considered eligible when they have qualified under the thirty-two (32) hour eligibility rules below with a minimum of thirteen (13) consecutive weeks' service. For full-time employees (as defined below). The cost reduced by the Employer to part-time and not laid off, full coverage, regardless of the benefits under Sections 9.07hours worked, 9.08, 9.09, 9.10, 9.11, 9.12 and 9.13 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee maintained in accordance with Article 9.01, and Group Life Insurance shall be one who has three the amount specified in Article 9.03. In the case of Weekly Indemnity and Long-term Disability, the amount shall be the average of earnings during the thirteen (313) consecutive months current employment at weeks immediately preceding the effective date of the Planaccident or illness. Benefits for full-time employees who are laid off will be maintained by the Employer for one one-half (½1/2) of the employee's recall period as specified in Section 14.04 Article 13.08 on the following basis: - • B.C. Medical Services Plan (M.S.P.) - • Group Life Insurance - • Hearing aid, eyeglasses eyeglasses, and prescription drug coverage A regular fullcoverage. Part-time employee who does not have three (3) months' current consecutive full-time service at the effective date of the Plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Plan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- time staff may be imposed. 9.03 Employees‌ The Employer shall also make available the benefits to the employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-full- time employees in this Section Article of the Agreement. 9.04 . For the purposes purpose of entitlement and disentitlement, the conditions set out below will apply: A. 1) Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section Article 9 on the first (1st) of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 4/4/5 basis, i.e.: if ie: If an employee had averaged thirty-thirty- two (32) hours per week in the three (3) months prior to April 2525th, he/she they would become eligible for the benefit package on May 11st. B. 2) If an employee fails to meet the eligibility test, he/she they will continue to be eligible for three (3) months. At that time he/she time, they will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter Thereafter, at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes they become eligible again, benefits will be reinstated. 9.05 re-instated. The Employer shall also make available: - Medical Services Plan • M.S.P. (M.S.P.) - including Extended Health Benefit (E.H.B.Plan) - • Eye-glass, Drug and Hearing AidAid Plan to employees, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Article of the Agreement. For the purposes purpose of entitlement and disentitlement, the hours' tests test set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. Enrolment for these benefits shall be a condition of employment for eligible full-time employees, except for such employees as may hereinafter be exempted in respect to medical benefits only. New employees who are covered by the B.C. Medical Services Plan M.S.P. at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one per Item (1) month may be allowed by the Employer; but, in such cases, a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposedbelow.

HEALTH AND WELFARE PLAN. 9.01 The Employer Co-operative shall make available the following or similar benefits as mutually agreed between the Employer Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07Subsections (a), 9.08, 9.09, 9.10, 9.11, 9.12 (b) and 9.13 (c) below shall be paid one hundred percent (100%) by the EmployerCo-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan subject to the bylaws of the plans concerned. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity Long Term Disability benefits. Employees shall return completed enrollment forms as soon as possible. The Employer Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her the employee’s responsibility to make application to the EmployerCo-operative. If he or she the employee is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three thirteen (313) consecutive monthsweeks. Such employees shall receive the same benefits as set out for full-time employees in this Section section of the Agreement. 9.04 For . The employee must fail to meet the purposes of entitlement and disentitlement, the conditions set out below will apply: A. Employees who average thirty-two (32) hours per week above hour requirement for a three period of thirteen (313) month period will be eligible for all benefits under Section 9 on consecutive weeks from the time they first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, i.e.: if an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 25, he/she would become eligible for the benefit package on May 1. B. If an employee fails to meet it before they are disqualified. Notwithstanding the eligibility test, he/she will continue to be eligible for three (3) months. At that time he/she will be tested again and, if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each monthabove paragraph, the employee's eligibility will be tested and, as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 The Employer Co-operative shall also make available: - Medical Services Plan available the plans set out in Sections (M.S.P.a) - Extended Health Benefit and (E.H.B.b) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) below to employees (except students) who work an average of twenty-four (24) hours per week for a period of three thirteen (313) consecutive monthsweeks. For The employee must fail to meet the purposes above hour requirement for a period of entitlement and disentitlement, thirteen (13) consecutive weeks from the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per weektime they first fails to meet it before they are disqualified. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 . Enrollment of group benefits shall be compulsory at the option of the EmployerCo-operative. The EmployerCo-operative, at his its option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she the employee may be allowed a further month of grace at the option of the EmployerCo-operative. A period of grace longer than one (1) month may be allowed by the Employer; butCo-operative, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. 9.01 The Employer shall make available the following or similar benefits as mutually agreed between the Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Sections 9.07, 9.08, 9.09, 9.10, 9.11, 9.12 and 9.13 below shall be paid one hundred percent (100%) by the Employer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the Planplan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half (½) of the employee's recall period as specified in Section 14.04 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.MSP) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage coverage. A regular full-time employee who does not have three (3) months' months current consecutive full-time service at the effective date of the Planplan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. 9.02 . A regular full-time employee reduced to part-time shall continue to be eligible to participate in the Planplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Employer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full- full-time staff may be imposed. 9.03 . The Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. 9.04 . For the purposes of entitlement and disentitlement, the conditions set out below will apply: A. (1) Employees who average thirty-two (32) hours per week for a three (3) month period will be eligible for all benefits under Section 9 on the first of the month following meeting this requirement. Eligibility verifications will be done each month ending on the last Saturday of the month on a 4, 4, 5 basis, : i.e.: if If an employee had averaged thirty-two (32) hours per week in the three (3) months prior to April 2525th, he/she would become eligible for the benefit package on May 11st. B. (2) If an employee fails to meet the eligibility test, he/she will continue to be eligible for three (3) months. At that time time, he/she will be tested again and, and if eligible, will continue receiving benefits. If not eligible, will cease receiving benefits. Thereafter at the end of each month, the employee's eligibility will be tested and, and as soon as he/she becomes eligible again, benefits will be reinstated. 9.05 . It is understood and agreed between the Employer and the Union that Weekly Indemnity payments to entitled employees shall be the responsibility of the Employer. If payment of valid claims is not made by the Insurance Company within two (2) weeks from the time the Employer receives the completed application, the Employer shall then pay to the claiming employee an amount equal to the employee’s entitlement. Similarly, when payments are stopped by the carrier, while the employee’s entitlement continues, the employee shall be able to claim the amount of the entitlement from the Employer. Claims must be submitted Monday to Friday to commence two (2) week waiting period. The Employer shall also make available: - Medical Services Plan (M.S.P.MSP) - Extended Health Benefit (E.H.B.EHB) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.HEP) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three three (3) consecutive months. For the purposes of entitlement and disentitlement, the hours' tests set out above will apply, but will be based on twenty-four (24) hours instead of thirty-two (32) hours per week. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. 9.06 . Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer; but, but in such cases, cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.