Common use of HEALTH AND WELFARE PLAN Clause in Contracts

HEALTH AND WELFARE PLAN. The Co-operative shall make available the following or similar benefits as mutually agreed between the Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b) and (c) below shall be paid one hundred percent (100%) by the Co-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concerned. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operative. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen (13) consecutive weeks. Such employees shall receive the same benefits as set out for full-time employees in this section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraph, the Co-operative shall make available the plans set out in Sections (a) and

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b) and (c) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirtytwenty-two seven (3227) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirtytwenty-two seven (3227) hours per week for a period of thirteen six (136) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen six (136) consecutive weeks months from the time he or she first fails to meet it before they are disqualified. Notwithstanding New employees from date of ratification of the above paragraphJanuary 1, 1993 to December 31, 1994 Collective Agreement will cost share at 75/25% the Copremiums of the Health and Welfare Plan. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the date that regular full-operative time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, he or she may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer, but in such cases a medical examination at the employee's own expense shall make available the plans set out in Sections be compulsory and a three (a3) andmonth penalty period may be imposed.

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The Effective August 1, 1999, all cost of the benefits under Subsections (a), (b) and (c) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (MSP) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet For the above hour requirement for a period purposes of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraphentitlement and disentitlement, the Co-operative shall make available the plans conditions set out in Sections (a) andbelow will apply:

HEALTH AND WELFARE PLAN. The Co-operative shall make available the following or similar benefits as mutually agreed between the Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Co-operative for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing Aid, Eyeglass and Prescription Drug Coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operative. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen three (133) consecutive weeks months from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraph, the The Co-operative shall also make available the plans set out in Sections available: - Medical Services Plan (aM.S.P.) and- Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three

HEALTH AND WELFARE PLAN. The Co-operative shall make available the following or similar benefits as mutually agreed between the Co-operative and the Union to eligible regular full-time and part-time employees (as defined below). All eligibility for plans included in this section is subject to the rules and regulations of each respective plan. The cost of the benefits premiums under Subsections (a), (b), (c), (d) and (ce) below shall be paid one hundred percent (100%) by the Co-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. The Co-operative shall also make available the benefits to part-time employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months, and have been employed for one (1) year. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. The employee must fail to meet the above hour requirement for a period of three (3) consecutive months from the time they first fails to meet it before they are disqualified. The Co-operative shall also make available: - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglasses, Prescription Drug Plan (H.E.P.) to all employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Section of the Agreement. At the end of the first three (3) months in which an employee fails to average twenty-four (24) hours per week, they shall lose this coverage. Employees shall return completed enrollment forms as soon as possible. The Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her their responsibility to make application to the Co-operative. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full-full- time staff may be imposed. Enrollment of group benefits shall be compulsory at the option of the Co-operative. The Co-operative shall also make available operative, at their option, may require all enrollment cards to be signed within three (3) months from the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen (13) consecutive weeks. Such employees shall receive the same benefits as set out for date that regular full-time employees in this section employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, they may be allowed a further month of grace at the Agreement. The employee must fail to meet the above hour requirement for a period option of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraph, the Co-operative operative. A period of grace longer than one (1) month may be allowed by the Co-operative, but in such cases a medical examination at the employee's own expense shall make available the plans set out in Sections be compulsory and a three (a3) andmonth penalty period may be imposed.

HEALTH AND WELFARE PLAN. ‌ The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet For the above hour requirement for a period purposes of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraphentitlement and disentitlement, the Co-operative shall make available the plans conditions set out in Sections (a) andbelow will apply:

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (MSP.) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet For the above hour requirement for a period purposes of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraphentitlement and disentitlement, the Co-operative shall make available the plans conditions set out in Sections (a) andbelow will apply:

HEALTH AND WELFARE PLAN. The Co-operative shall make available the following or similar benefits as mutually agreed between the Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits premiums under Subsections (a), (b) and (c) below shall be paid one hundred percent (100%) by the Co-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her their responsibility to make application to the Co-operative. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen (13) three-(3)- consecutive weeks months from the time he or she they first fails fail to meet it before they are disqualified. Notwithstanding the above paragraph, the The Co-operative shall also make available available: Medical Services Plan (M.S.P.) Extended Health Benefit (E.H.B.) Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full- time employees in this Section of the plans set out Agreement. The employee must fail to meet the above hour requirement for a period of three (3) consecutive months from the time they first fail to meet it before they are disqualified. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. Enrollment of group benefits shall be compulsory at the option of the Co-operative. The Co-operative, at their option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, they may be allowed a further month of grace at the option of the Co- operative. A period of grace longer than one (1) month may be allowed by the Co-operative, but in Sections such cases a medical examination at the employee's own expense shall be compulsory and a three (a3) andmonth penalty period may be imposed.

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 15 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing Aid, Eyeglasses and Prescription Drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-full- time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her their responsibility to make application to the Co-operativeEmployer. If he or she is they are eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen three (133) consecutive weeks months from the time he or she they first fails fail to meet it before they are disqualified. Notwithstanding The Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. The employee must fail to meet the above paragraphhour requirement for a period of three (3) consecutive months from the time they first fail to meet it before they are disqualified. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. Enrollment of group benefits shall be compulsory at the option of the Employer. The Employer, at his option, may require all enrollment cards to be signed within three (3) months from the Codate that regular full-operative time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, they may be allowed a further month of grace at the option of the Employer. A period of grace longer than one (1) month may be allowed by the Employer, but in such cases a medical examination at the employee's own expense shall make available the plans set out in Sections be compulsory and a three (a3) andmonth penalty period may be imposed.

HEALTH AND WELFARE PLAN. The Co-operative shall make available the following or similar benefits as mutually agreed between the Co-operative and the Union to eligible regular full-time and part-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. The Co-operative shall also make available the benefits to part-time employees (except students) who work an average of thirty-two (32) hours per week for a period of three (3) consecutive months, and have been employed for one (1) year. Such employees shall receive the same benefits as set out for full-time employees in this Section of the Agreement. The employee must fail to meet the above hour requirement for a period of three (3) consecutive months from the time he or she first fails to meet it before they are disqualified. The Co-operative shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglasses, Prescription Drug Plan (H.E.P.) to all employees (except students) who work an average of twenty-four (24) hours per week for a period of three (3) consecutive months. Such employees shall receive these benefits as described for full-time employees in this Section of the Agreement. At the end of the first three (3) months in which an employee fails to average twenty-four (24) hours per week, he/she shall lose this coverage. Employees shall return completed enrollment forms as soon as possible. The Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operative. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Enrollment of group benefits shall be compulsory at the option of the Co-operative shall also make available operative. The Co- operative, at his option, may require all enrollment cards to be signed within three (3) months from the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen (13) consecutive weeks. Such employees shall receive the same benefits as set out for date that regular full-time employees in this section employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen (13) consecutive weeks from the time employment, he or she first fails to meet it before they are disqualifiedmay be allowed a further month of grace at the option of the Co- operative. Notwithstanding the above paragraph, A period of grace longer than one (1) month may be allowed by the Co-operative operative, but in such cases a medical examination at the employee's own expense shall make available the plans set out in Sections be compulsory and a three (a3) andmonth penalty period may be imposed.

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (MSP) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Where two (2) or more employees commence work on the same date, their seniority shall be determined at the end of the four (4) month probationary period. At the end of the four (4) month period after the store opening, the seniority dates of transferred and newly hired employees will be sent to the Union office. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail Employer shall also make available: - Medical Services Plan (MSP) - Extended Health Benefit (E.H.B.) - Hearing Aid, Eyeglass, Prescription Drug Plan (HEP) to meet the above hour requirement employees (except students) who work an average of twenty-four (24) hours per week for a period of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraph, the Co-operative shall make available the plans set out in Sections (a) andthree

HEALTH AND WELFARE PLAN. The Co-operative shall make available the following or similar benefits as mutually agreed between the Co-operative and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b) and (c) below shall be paid one hundred percent (100%) by the Co-operative. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concerned. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her the employee’s responsibility to make application to the Co-operative. If he or she the employee is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen (13) consecutive weeks. Such employees shall receive the same benefits as set out for full-time employees in this section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen (13) consecutive weeks from the time he or she they first fails to meet it before they are disqualified. Notwithstanding the above paragraph, the Co-operative shall make available the plans set out in Sections (a) andand (b) below to employees (except students) who work an average of twenty-four (24) hours per week for a period of thirteen (13) consecutive weeks. The employee must fail to meet the above hour requirement for a period of thirteen (13) consecutive weeks from the time they first fails to meet it before they are disqualified. New employees who are covered by the B.C. Medical Services Plan at the date of their employment can elect to maintain their continuity of coverage to be paid as defined above. Enrollment of group benefits shall be compulsory at the option of the Co-operative. The Co-operative, at its option, may require all enrollment cards to be signed within three (3) months from the date that regular full-time employment commenced. If, under exceptional circumstances, an employee does not sign an enrollment card within three (3) months of employment, the employee may be allowed a further month of grace at the option of the Co-operative. A period of grace longer than one (1) month may be allowed by the Co-operative, but in such cases a medical examination at the employee's own expense shall be compulsory and a three (3) month penalty period may be imposed.

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen three (133) consecutive weeks months from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraphThe Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, the CoEyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-operative shall make available the plans set out in Sections four (a24) andhours per week for a period of three

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (MSP) - Group Life Insurance - Hearing aid, eyeglasses and prescription drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-Full- time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet For the above hour requirement for a period purposes of thirteen (13) consecutive weeks from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraphentitlement and disentitlement, the Co-operative shall make available the plans conditions set out in Sections (a) andbelow will apply:

HEALTH AND WELFARE PLAN. The Co-operative Employer shall make available the following or similar benefits as mutually agreed between the Co-operative Employer and the Union to eligible regular full-time employees (as defined below). The cost of the benefits under Subsections (a), (b), (c) and (cd) below shall be paid one hundred percent (100%) by the Co-operativeEmployer. An eligible full-time employee shall be one who has three (3) consecutive months current employment at the effective date of the plan. Benefits for full-time employees who are laid off will be maintained by the Employer for one half of the employee's recall period as specified in Section 14 (c) on the following basis: - B.C. Medical Services Plan (M.S.P.) - Group Life Insurance - Hearing Aid, Eyeglasses and Prescription Drug coverage. A regular full-time employee who does not have three (3) months current consecutive full-time service at the effective date of the plan, or a new employee, shall be eligible the day following the date their current consecutive full-time service reaches three (3) months. A regular full-time employee reduced to part-time shall continue to be eligible to participate in the plan subject to the bylaws of the plans concernedplan. Full-time employees reducing to below thirty-two (32) hours per week shall receive proportionate Long Term Disability Weekly Indemnity benefits. Employees shall return completed enrollment forms as soon as possible. The Co-operative Employer will only offer benefits after first eligibility test is met. If refused at that time by the employee, further testing is not required. If an employee later wants coverage, it is his or her responsibility to make application to the Co-operativeEmployer. If he or she is eligible for coverage, the same rules regarding late enrollment as apply to full-time staff may be imposed. The Co-operative Employer shall also make available the benefits to employees (except students) who work an average of thirty-two (32) hours per week for a period of thirteen three (133) consecutive weeksmonths. Such employees shall receive the same benefits as set out for full-time employees in this section Section of the Agreement. The employee must fail to meet the above hour requirement for a period of thirteen three (133) consecutive weeks months from the time he or she first fails to meet it before they are disqualified. Notwithstanding the above paragraphThe Employer shall also make available: - Medical Services Plan (M.S.P.) - Extended Health Benefit (E.H.B.) - Hearing Aid, the CoEyeglass, Prescription Drug Plan (H.E.P.) to employees (except students) who work an average of twenty-operative shall make available the plans set out in Sections four (a24) andhours per week for a period of three