Common use of Health & Dental Insurance Clause in Contracts

Health & Dental Insurance. 1. The District shall pay the following premiums for individual employees’ health and dental insurance for the life of this contract: a. For employees that elect dental insurance, the District shall provide a maximum of $10.80 per month towards the elected dental insurance in accordance with the term and schedule of benefits currently in effect. b. The District agrees to pay 100% of the cost of the health insurance premium equivalent for employee-only coverage for the three (3) health insurance plans: Premier Plus Plan, Premier Plan, and Premier Choice Plan. Employees will continue to pay the cost of the health insurance premium for any coverage selected other than employee-only coverage. For future plan years: The parties are committed to working through the Superintendent’s Insurance and Wellness Advisory Committee to implement cost effective improvements to the group health insurance program, such as the increased usage of: • Teladoc • Wellness Programs • Extended Rx offerings • Urgent Care over Emergency Room visits, when feasible The District shall separately account for costs of group insurance program within the General Fund in a manner that allows costs and savings to be readily identified. At the end of each fiscal year, any savings in the overall cost of the insurance programs (defined as the total premium equivalent contributions for that year compared to the projected total premium contributions for the next year) shall be placed in a reserve which may only be used to fund future employee supplements, and/or other benefits for employees, prior to the end of the next plan year. c. All new employees may elect to enroll in a District offered plan of their choice subject to conditions for enrollment in such plan. d. Benefit levels, plan design, cost containment for the plan, premium contributions and benefit improvements will be reviewed annually by the Superintendent Insurance and Wellness Advisory Committee. The Superintendent’s Insurance and Wellness Advisory Committee will make recommendations to the Superintendent about benefit levels, plan design, cost containment for the plan and benefit improvements. Either party may demand negotiations through the Superintendent or designee to amend benefit levels, plan design, cost containment for the plan and benefit improvements, or premium contributions. e. An employee eligible for health insurance may voluntarily decline such insurance. An employee declining medical insurance shall be required to sign an affidavit indicating other medical coverage and provide proof of other medical insurance during the open enrollment period each year. Employees shall be responsible to maintain proof of continuing medical insurance. Employees choosing not to participate in the School District of Broward County’s medical health insurance program shall be reimbursed at a rate of seven hundred fifty dollars and no cents ($750) per year (opt-out dollars) only if such proof is provided. If an employee does not provide proof of other medical insurance, then employee will not be reimbursed any opt-out dollars. Said opt-out dollars shall be deposited into the employee’s cafeteria plan and those opt-out dollars may be used in a manner consistent with the provisions of said plan. f. During the clearance process, new employees shall be informed in writing of the date on which their health insurance becomes effective.

Health & Dental Insurance. 1. The District shall pay the following premiums for individual employees’ employee’s health and dental insurance for the life of this contract: a. . For employees that elect dental insurance, the District shall provide a maximum of $10.80 per month towards toward the elected dental insurance in accordance with the term and schedule of benefits currently in effect. b. a. The District agrees to pay 100% of the cost of the health insurance premium equivalent for employee-only coverage for the three (3) health insurance plans: Premier Plus Plan, Premier Plan, and Premier Choice Plan. Employees will continue to pay the cost of the health insurance premium for any coverage selected other than employee-only coverage. For future plan years: The parties are committed to working through the Superintendent’s Insurance and Wellness Advisory Committee to implement cost effective improvements to the group health insurance program, such as the increased usage of: • Teladoc • Wellness Programs • Extended Rx offerings • Urgent Care over Emergency Room visits, when feasible The District shall separately account for costs of group insurance program within the General Fund in a manner that allows costs and savings to be readily identified. At the end of each fiscal year, any savings in the overall cost of the insurance programs (defined as the total premium equivalent contributions for that year compared to the projected total premium contributions for the next year) shall be placed in a reserve which may only be used to fund future employee supplements, and/or other benefits for employees, prior to the end of the next plan year. c. b. Either party may demand negotiations through the Superintendent or designee to amend benefit levels for the specific purpose of cost containment, (e.g., co-payments, deductibles, etc.) or benefit improvements. All new employees may elect to enroll in a District offered plan of their choice subject to conditions for enrollment in such plan. d. c. Benefit levels, plan design, cost containment for the plan, premium contributions and benefit improvements will be reviewed annually by the Superintendent Insurance and Wellness Advisory Committee. The Superintendent’s Insurance and Wellness Advisory Committee will make recommendations to the Superintendent about benefit levels, plan design, cost containment for the plan and benefit improvements. Either party may demand negotiations through the Superintendent or designee to amend benefit levels, plan design, cost containment for the plan and benefit improvements, improvements or premium contributions. e. d. An employee eligible for health insurance may voluntarily decline such insurance. An Beginning in the 2014 Open Enrollment Period, an employee declining medical insurance shall be required to sign an affidavit indicating other medical coverage and provide proof of other medical insurance during the open enrollment period each year. Employees shall be responsible to maintain proof of continuing medical insurance. Employees choosing not to participate in the School District Board of Broward County’s medical health insurance program shall be reimbursed at a rate of seven hundred fifty dollars and no cents ($750750.00) per year (opt-out dollars) only if such proof is provided. If an employee does not provide proof of other medical insurance, then employee will not be reimbursed any opt-out dollars. Said opt-out dollars shall be deposited into the employee’s cafeteria plan and those opt-out dollars may be used in a manner consistent with the provisions of said plan. f. e. During the clearance process, new employees shall be informed in writing of the date on which their health insurance becomes effective.

Health & Dental Insurance. 1. The District shall pay the following premiums for individual employees’ employee’s health and dental insurance for the life of this contract: a. . For employees that elect dental insurance, the District shall provide a maximum of $10.80 per month towards toward the elected dental insurance in accordance with the term and schedule of benefits currently in effect. b. a. The District agrees to pay 100% of the cost of the health insurance premium equivalent for employee-only coverage for the three (3) health insurance plans: Premier Plus Plan, Premier Plan, and Premier Choice Plan. Employees will continue to pay the cost of the health insurance premium for any coverage selected other than employee-only coverage. For future plan years: The parties are committed to working through the Superintendent’s Insurance and Wellness Advisory Committee to implement cost effective improvements to the group health insurance program, such as the increased usage of: • Teladoc • Wellness Programs • Extended Rx offerings • Urgent Care over Emergency Room visits, when feasible The District shall separately account for costs of group insurance program within the General Fund in a manner that allows costs and savings to be readily identified. At the end of each fiscal year, any savings in the overall cost of the insurance programs (defined as the total premium equivalent contributions for that year compared to the projected total premium contributions for the next year) shall be placed in a reserve which may only be used to fund future employee supplements, and/or other benefits for employees, prior to the end of the next plan year. c. b. Either party may demand negotiations through the Superintendent or designee to amend benefit levels for the specific purpose of cost containment, (e.g., co-payments, deductibles, etc.) or benefit improvements. All new employees may elect to enroll in a District offered plan of their choice subject to conditions for enrollment in such plan. d. c. Benefit levels, plan design, cost containment for the plan, premium contributions and benefit improvements will be reviewed annually by the Superintendent Insurance and Wellness Advisory Committee. The Superintendent’s Insurance and Wellness Advisory Committee will make recommendations to the Superintendent about benefit levels, plan design, cost containment for the plan and benefit improvements. Either party may demand negotiations through the Superintendent or designee to amend benefit levels, plan design, cost containment for the plan and benefit improvements, improvements or premium contributions. e. d. An employee eligible for health insurance may voluntarily decline such insurance. An Beginning in the 2014 Open Enrollment Period, an employee declining medical insurance shall be required to sign an affidavit indicating other medical coverage and provide proof of other medical insurance during the open enrollment period each year. Employees shall be responsible to maintain proof of continuing medical insurance. Employees choosing not to participate in the School District Board of Broward County’s medical health insurance program shall be reimbursed at a rate of seven hundred fifty dollars and no cents ($750750.00) per year (opt-out dollars) only if such proof is provided. If an employee does not provide proof of other medical insurance, then employee will not be reimbursed any opt-out dollars. Said opt-out dollars shall be deposited into the employee’s cafeteria plan and those opt-opt- out dollars may be used in a manner consistent with the provisions of said plan. f. e. During the clearance process, new employees shall be informed in writing of the date on which their health insurance becomes effective.