Indemnity Plan. The teachers shall pay 100 per cent of the cost of premiums of the plan. The Board will deduct premiums from teachers for the S.I.F. Plan.
b. Coverage for teachers will be provided while they are on Salary Indemnity payments for medical, dental and life insurance premiums in accordance with coverage generally provided.
Indemnity Plan. The Committee shall cease to offer an Indemnity Plan to any new hires or former hires not currently enrolled in said plan upon ratification of this Agreement. All bargaining unit members currently enrolled in an Indemnity Plan shall contribute as follows: Bargaining unit members hired after 7/1/98 shall pay one-hundred percent (100%) of the additional cost of the Indemnity Plan. Bargaining unit members hired before 7/1/98 shall pay twenty percent (20%) of the additional cost of the Indemnity plan.
Indemnity Plan. 1. Effective January 1, 2019 2018, the City will provide the following medical indemnity plan benefit level through December 31, 2019 2018, subject to additional changes approved in this Addendum and changes under Section C. The following changes to the medical indemnity plan have been approved:
(a) Employee Contributions
(b) Deductibles
(c) Co-Payments
(d) Co-Insurance
Indemnity Plan. The Employer shall cease to offer an Indemnity Plan to any new hires not currently enrolled in said plan upon ratification of this agreement. All bargaining unit members currently enrolled in the Plan shall contribute as follows: Bargaining unit members hired after 7/1/98 shall pay 100% of the additional cost of the Indemnity Plan. Bargaining unit members hired before 7/1/98 shall pay 20% of the additional cost of the Indemnity plan.
3. a. High Deductible Health Plan/Health Savings Account. The Employer shall provide employees a high deductible health plan (“HDHP”) option, with the same benefits, levels of coverage, and limitations as provided in the PPO, in conjunction with portable, individual Health Savings Accounts (HSA1), pursuant to changes in the Internal Revenue Code made possible by the Medicare Modernization Act of 2003. Effective for all employees hired for the 2019-2020 school year and beyond, the HDHP option shall be the standard health insurance plan offered to members of the bargaining unit. New employees shall be provided with the Preferred Provider Organization (PPO) plan with co-shares and co-pays consistent with this agreement until January 1st of the first year of employment. At that time, new employees shall convert to the HDHP HSA plan.
Indemnity Plan. The Employer will contribute to UNITE HERE, Local Health and Welfare Trust the following amount for each hour paid on behalf of each bargaining unit employee who has completed probationary period: (Health and Welfare increases will be from the start of the pay period closest to the set out below) Effective date of receipt of written notice of ratification 2006: per hour. February per hour August per hour February per hour August per hour February per hour hour It is understood that hours “paid” includes holidays, vacations, parental leave, disability and sickness (non-work related), and adjustments to pay cheques. In addition, the Employer will continue to make contributions on behalf of an employee for the first month of an authorized leave of absence. For greater clarity, the Employer is responsible for any provincial or federal sales tax imposed on such contributions, and any such taxes are in addition to the above contribution rates. All Health and Welfare payments shall be calculated from the first of each month to the last day of each month, and shall be remitted and received by the trust of the Health and Welfare Plan of Local prior to the fifteenth day of the following month. The Employer will be responsible for loss of benefits to any employee because of any Employer’s default action in payments.
Indemnity Plan. 1. Effective January 1, 2006 2005, the City will provide the following medical indemnity plan benefit level through December 31, 2006 2005, subject to additional changes approved in this Addendum and changes under Section C. The following changes to the medical indemnity plan have been approved:
(a) Employee Contributions Effective January 1, 2006 2005, Employees enrolled in the Comprehensive Healthcare Plan (Medical Indemnity Plan) shall contribute a rate equivalent to 20% 17.5% of the projected premium equivalent rates as calculated for the period ending November 30, 2003 (as reflected in the Xxxxxx report dated December 19, 2003, for plan year 2006 2005 only. Premium equivalent rates for future years shall be established by the August immediately preceding the next plan year. Employees shall be notified of the projected premium equivalent rates and the required premium contribution prior to the annual open-enrollment period. The monthly contribution for plan year 2006 2005 shall be based on the following tiers and shall be divided equally and withheld during the first two pay periods of each month as follows. Employee Only: $ 94.80 76.47 Employee plus spouse: $179.32 145.09 Employee plus child: $132.84 107.35 Employee plus children: $170.86 138.23 Employee plus spouse, plus children: $242.70 196.56 (b) Deductibles Individual deductibles will be $300 for non-network and $200 for network providers. Family Deductible will be $900 for non-network and $400 for network providers.
Indemnity Plan. The benefits in the Indemnity Plan shall not be less than those in effect on January 1, 2003, except as modified herein. See Appendix H and the Medical and Dental Benefits booklet for a detailed plan summary.
Indemnity Plan. The Employer shall cease to offer an Indemnity Plan to any new hires not currently enrolled in said plan upon ratification of this agreement. All bargaining unit members currently enrolled in the Plan shall contribute as follows: Bargaining unit members hired after 7/1/98 shall pay 100% of the additional cost of the Indemnity Plan. Bargaining unit members hired before 7/1/98 shall pay 20% of the additional cost of the Indemnity plan.
3. a. High Deductible Health Plan/Health Savings Account. In addition to the above plans, the Employer may offer employees, as an alternative, a high deductible health plan (“HDHP”), with the same benefits, levels of coverage, and limitations as provided in the PPO, in conjunction with portable, individual Health Savings Accounts (HSA1), pursuant to changes in the Internal Revenue Code made possible by the Medicare Modernization Act of 2003.
Indemnity Plan. A indemnity plan is hereby established for every employee to which this by-law applies and, subject to the control of Council, the conduct and of such shall be vested i n the Director
Indemnity Plan. The Board shall pay 93.9 percent of the premium for 11 employees with a family dental plan and 97.4 percent of the premium for 12 employees for the single dental plan. 14 SCHEDULE OF DENTAL BENEFITS 16 Maximum per participant 17 Per calendar year $1,500 19 Deductible ............................................................................................................ $25 21 Maximum number of deductibles per family per calendar year ........................ 3 23 Co-Insurance 24 % 25 *Diagnostic 26 Diagnostic x-rays .............................................................................................. 80% 27 Oral examinations ............................................................................................ 80% 28 *Preventive .......................................................................................................... 80% 29 Ancillary 30 Anesthesia and injections ................................................................................. 80% 31 Emergency palliative treatment and denture repairs/ 32 adjustments ..................................................................................................... 80% 33 Restorations 34 Direct fillings (regular) .................................................................................... 80% 35 Indirect fillings (cast restorations) ................................................................... 80% 36 Oral Surgery ....................................................................................................... 80% 37 Endodontics ........................................................................................................ 80% 38 Periodontics ........................................................................................................ 80% 39 Prosthodontics .................................................................................................... 50% 1 Orthodontics (separate maximum) to age 19 .................................................... 50% 2 The lifetime maximum for orthodontia shall be 3 increased to $1,500. 5 *Deductible does not apply to diagnostic or preventive services.
