Passwords and System Security a. ACH includes the ability for Customer to establish passwords and various security levels over ACH, including verification and authorizations levels. The Customer agrees that the password and security levels, if used as provided in the instructions and online help, are consistent with commercially acceptable practices and meet all standards for its security. The Bank strongly advises the Customer to use all verification, passwords, and security level authorizations provided. The Customer is fully liable for all activities and consequential damages arising from any authorized or unauthorized use of such passwords. Customer agrees to monitor its Accounts and notify the Bank immediately of the possibility that unauthorized transaction(s) have occurred. Until written notice or electronic instructions to the contrary is received and duly processed, the Bank shall be entitled to rely on agreed upon procedures for all Services under this agreement. Customer acknowledges and agrees that Customer will be responsible for all transactions initiated by any person utilizing an appropriate access password or other security procedure.
Passwords and System Security. 1. Each individual who is authorized to have access to Customer accounts and information through BBO must do so according to the Customer instructions completed by Customer. The level of access for each user is determined by the Access ID number, which will be assigned by Bank. The password shall consist of at least 6 characters within a specific format subject to a maximum of 17 characters and/or provided a token distributed by bank. Customer will enter their access ID on the log on screen and submit. The system will require each user to select a new password during their initial session. Token users will enable the token and select a 4-digit PIN that will be used in conjunction with the token password, complete an e-mail address and security question/answer. Customer’s 4-digit PIN will be used in conjunction with token password when logging in. To log in Customer will press their token for a unique password. Customer will then enter token password, and their personal 4-digit PIN and submit. Log on screen will display a 4-digit authentication code. Customer will press token one time to view the same authentication code. Matching authentication codes will signal to Customer that they have reached the correct site. Customer’s Access Id and password or token and 4-digit PIN is to be used only by that authorized individual and should be protected from use by others. Once selected by each user, this password is to be used only by that individual and protected from use by others. Bank may require users to change their password every 90 days, which can be completed within the software. Customer must have an Internet browser that supports a minimum 128-bit encryption standard with antimalware software, firewalls and a valid e-mail address.
