Services Available Through Ibc Bank Online. IBC Bank Online is available to you seven days a week, 24 hours a day (except for a daily update and maintenance period which typically takes place between 12 a.m. Central Time and 2 a.m. Central Time). This service is available to conduct the following: • view account balances • view transaction information • view check images • view statements • pay bills with your designated qualified accounts • transfer funds between designated qualified accounts • deposit checks electronically to your designated qualified accounts • reorder checks online • request a stop payment • request a change of address • have access to secure messaging Services are limited to the extent and subject to the terms as noted below: Federal law limits your ability to transfer funds from certain accounts as well as the number of times you may debit certain types of accounts. You should refer to the Deposit Account Agreement for these legal limits and the service charges and penalties related to overstepping these restrictions and limitations. Transfers made using these services are included in calculating the number of transfers from affected accounts. There is a maximum dollar limit on any transfer, which is the available balance, and/or credit line or overdraft courtesy availability. With regard to transfers between your IBC accounts, all funds transfer instructions received before 9 p.m. Central Time on a business day will be posted to your account the same day. Funds transfer instructions received after 9 p.m. Central Time on a business day or at any time on a Saturday, Sunday or banking holiday will be considered as having been received the next business day. Bank business days are Monday through Friday. Federal holidays are not included. You understand that you cannot cancel an immediate transfer from your IBC account after it has been entered into IBC Bank Online Services and the information has been transmitted to Bank. In order to cancel future-dated payments, you must log into IBC Bank Online and follow the directions provided for canceling transfers. You may also request to cancel a future-dated transfer by calling Bank at (000) 000-0000 or writing us at 0000 Xxx Xxx, Xxx Xxxxxxx, XX 00000. Bank must receive a cancellation request via telephone or in writing at least three (3) business days before the transfer is scheduled. If you call, we may ask you to put your request in writing and get it to us within fourteen (14) days after you call. If you do not provide required noti...
Services Available Through Ibc Bank Online
