The L.T. I.P. benefits commence after a qualification period of six (6) months from the date the employee becomes totally disabled, unless the employee elects to continue to use accumulated attendance credits on a day-to-day basis after the six (6) month period.
The L.T. I.P. benefit to which an employee is entitled under Article 42.2.1 shall be reduced by the total of other disability or retirem ent benefits payable under any other plan toward which the Employer m akes a contribution except for Workplace Safety & Insurance benefits paid for an unrelated disability and such benefits are payable until recovery, death or the end of the month in which the employee reaches age sixty-five (65).
The L.T. I.P. coverage will terminate at the end of the calendar month in which an employee ceases to be a civil servant. If the employee is totally disabled on the date his or her insurance term inates, he or she shall continue to be insured for that disability.
The L.T. I.P. benefits under rehabilitative employment shall be reduced when an employee’s total earnings exceed one hundred percent (100%) of his or her earnings as at the date of commencement of total disability.
