End provisions. 13.1. The Master Loan Agreement, these Standard Terms and the business relationship between Ferratum and the Customer shall be governed by Maltese law. Any mandatory protection granted under German law for the purpose of consumer protection shall apply to the Customer. The Customer may only bring proceedings against Ferratum in the Member State of the European Union where the Customer is domiciled or in Malta. Ferratum may bring proceedings against the Customer in the Member State of the European Union where the Customer is domiciled. Both parties may bring a counter-claim in the court where the original claim is pending. This provision shall survive the termination of the Master Loan Agreement.
