ACCOUNT USE BY AUTHORIZED USERS. You may request to add one or more Authorized Users to your Account. If we approve your request, use of your Account by an Authorized User is subject to the terms of this Agreement. You must: ACCOUNT INFORMATION RIGHTS FOR AUTHORIZED USERS: We are permitted to discuss your Account with an Authorized User. This includes giving him or her access to your Account information and history. You understand and agree that an Authorized User may use and receive information about the Account the same way you do. An Authorized User cannot add other Authorized Users, adjust the Credit Limit or close the Account. WHAT CAN AUTHORIZED USERS DO? INFORMATION ABOUT AUTHORIZED USERS: You agree to give us certain personal information about each Authorized User. You must let each one know that you will give us that information and you must have his or her permission to do so. You must have permission from each one to allow us to share information about him or her as permitted by applicable law. This includes information we may obtain from you, any Authorized User and others. It also includes information about their Transactions on the Account. CREDIT REPORTING: We report information about this Account to Consumer Reporting Agencies in the Authorized User’s name that may appear on their credit report. This could include information about: DEFAULT, CLOSING OR SUSPENDING THE ACCOUNT DEFAULT: You will be in default if:
ACCOUNT USE BY AUTHORIZED USERS. We currently do not allow Authorized Users, but in the event we do so in the future, this Section 5 applies. If we approve the addition of an Authorized User, use of your Account by the Authorized User is subject to the terms of this Agreement. You must think carefully before you allow anyone to
ACCOUNT USE BY AUTHORIZED USERS. You must identify a person or persons, via a writing currently ON FILE WITH US to act as a program administrator on your Account (“Program Administrator”). If you are an entity, this writing must be in the form of an appropriate business resolution (e.g., a corporate resolution, if you are a corporation). A Program Administrator may request to add one (1) or more authorized users to the Account. If we approve such a request, use of the Account by an authorized user is subject to the terms of this Agreement. A Program Administrator must: • Obtain permission from each authorized user before naming him or her as an authorized user on your Account. • Make a copy of this Agreement available to each authorized user. • Upon termination of the employment of any employee to whom a card was issued, immediately notify us and destroy or return the card to us. • Notify us to remove the authorized user from your Account. If we remove an authorized user, we may close your Account, open a new Account, and issue you a new card. We may limit the number of authorized users on your Account. The Business and all Guarantor(s), if any, are responsible for: • Any transactions made by an authorized user on your Account. • Any transaction made by an authorized user even if the postdate shown on your periodic statement for that transaction occurs after the date you ask us to remove the authorized user from your Account. • Any transactions made by others if an authorized user allows them to use your Account. • Fees and charges resulting from any transactions made by an authorized user or others if an authorized user allows them to use your Account. An Authorized User is permitted to do the following: • Report lost or stolen cards; • Initiate billing disputes; • Change the billing address for your Accounts; • Obtain Account information, such as transaction histories; • Request periodic statement copies; • Make Payments; and • Request refund checks.
