Additional Definitions Used. In This Part Only
1. Insured person, in Part III, means:
a. You or any listed driver, or your dependent child(xxx) who are not undisclosed drivers:
(1) While occupying any car; or
(2) When struck as a pedestrian by a motor vehicle; or
b. Any other person while occupying your insured car with permission of the owner. SAMPLE POLICY Any person while operating a car that is available for hire or while using a car that is part of a Personal Car Sharing Program, a Commercial Ridesharing Program or a similar arrangement.
2. Necessary medical services mean prescribed medical services which are reasonable and necessary for treatment of the bodily injury, including the number and duration of treatments in the region in which those services are provided. The services are limited to medical, surgical, dental, x-ray, ambulance, hospital and professional nursing, and funeral services; and include the cost of pharmaceuticals, orthopedic and prosthetic devices, eyeglasses, and hearing aids.
a. Treatment, services, products, or procedures that are:
(1) Experimental in nature, for research, or not primarily designed to serve a medical purpose, or
(2) Not commonly and customarily recognized throughout the medical profession and within the United States as appropriate for the treatment of bodily injury; or
b. The use of:
(1) Thermography or other related procedures of a similar nature, or
(2) Acupuncture or other related procedures of a similar nature; or
(1) Hot tubs, spas, water beds,
(2) Exercise equipment,
(3) Heating or vibrating devices,
(4) Furniture or equipment not primarily designed to serve a medical purpose,
(5) Memberships in health clubs, or
(6) Medical reports unless requested by
3. Reasonable expenses mean an amount for a medical service that is the lowest of:
a. The charges that are usual among providers of similar necessary medical services in the region in which those services are provided;
b. Any fee schedule applicable to the type of necessary medical services that were provided in the State where the services were provided, including but not limited to, fee schedules applicable to no-fault benefits, personal injury protection benefits and medical payments coverage;
c. The amount agreed upon between the insured person’s medical provider and any third party concerning charges for medical services, if we have a relationship with that third party by contract or through a series of contracts;
d. The fees that are agreed to by the medical provider and us;
e. I...
Additional Definitions Used. In This Part Only Insured person in Part I means:
1. You or any listed driver;
2. Any person using your insured car with
3. Any other person or organization with respect only to legal liability for acts or omissions of:
a. Any person insured under Part I while using your insured car, or
b. You or any listed driver insured under Part I while using any car, other than your insured car, if not owned or hired by that person or organization.
1. The United States of America or any of its agencies;
2. Any person for bodily injury or property damage arising from the operation of a vehicle by that person as an employee of the United States Government when the provisions of the Federal Tort Claims Act apply;
3. Municipal or state governments;
4. Any named excluded driver, while operating or maintaining a vehicle; or
5. Any person while occupying, operating or using a car that is available for hire or while using a car that is part of a Personal Car Sharing Program, a Commercial Ridesharing Program or a similar arrangement.
Additional Definitions Used. In This Part Only
Additional Definitions Used in This Part Only
1. Actual Cash Value means the fair and reasonable cash price for which property can be repaired or replaced in the marketplace at the time of loss. The price includes an allowance for depreciation, physical deterioration and obsolescence.
2. Additional equipment means any equipment, devices, accessories, enhancements and changes, other than those that are offered as either standard or optional equipment by the original manufacturer for your insured car, or that are installed by the dealership as part of the original sale of a new car that are permanently attached to your insured car and common to its use, but is not the car's factory available furnishing or equipment.
Additional Definitions Used. In This Part Only
1. Insured person in Part II means:
a. You or any listed driver, or your dependent child(ren) who are not undisclosed drivers;
b. Any person while occupying your insured car with your permission; or
c. Any person who is entitled to recover damages covered by Part II because of bodily injury sustained by a person described in a or b above. SAMPLE POLICY Any person while operating a car that is available for hire or while using a car that is part of a Personal Car Sharing Program, a Commercial Ridesharing Program or a similar arrangement.
2. Underinsured motor vehicle means a land motor vehicle or trailer of any type to which a bodily injury liability policy applies at the time of the accident but the sum of all applicable limits of liability for bodily injury is less than the total damages for bodily injury resulting from the accident. To the extent that the total damages exceed the total applicable limits, any Underinsured Motorist Coverage under this policy is applicable to the difference. However, an underinsured motor vehicle does not include any vehicle or trailer:
a. For which there is a policy or bond providing bodily injury liability coverage or protection at the time of the accident but the limit for bodily injury liability is less than the minimum limit for bodily injury liability specified by the financial responsibility laws of Arizona;
b. Operated on rails or crawler treads;
c. Designed mainly for use off public roads, while not on public roads;
d. While located for use as a residence or premises;
e. That is owned or operated by a self- insurer within the meaning of any motor vehicle financial responsibility law, motor carrier law or any similar law;
f. Insured under the Liability Coverage of this policy if the insured person has recovered the "Each Person" liability limit under the Liability Coverage of this policy. However, if the insured person has recovered less than the "Each Person" limit under the liability section of this policy, then the total amount of this coverage shall not exceed the difference between the amount recovered and the "Each Person" liability limit; or
g. That is an uninsured motor vehicle.
3. Uninsured motor vehicle means a land motor vehicle or trailer of any type:
a. To which no liability bond or policy applies at the time of the accident;
b. To which a liability bond or policy applies at the time of the accident, but its limit for bodily injury liability is less than the minimum required by the fin...
Additional Definitions Used. In This Part Only Insured person in Part I means:
1. You or any listed driver;
2. Any other person using your insured car with your permission, unless that person is covered for Liability Coverage as a named insured or an insured family member under another policy; or
3. Any other person or organization with respect only to legal liability for acts or omissions of:
a. Any person insured under Part I while using your insured car, or
b. You or any listed driver insured under Part I while using any car, other than your insured car, if not owned or hired by that person or organization.
1. The United States of America or any of its agencies;
2. Any person for bodily injury or property damage arising from the operation of a vehicle by that person as an employee of the United States Government when the provisions of the Federal Tort Claims Act apply;
3. Municipal or state governments;
4. Any named excluded driver while operating or maintaining a vehicle; or
5. Any person while occupying, operating or using a car that is available for hire or while using a car that is part of a Personal Car Sharing Program, a Commercial Ridesharing Program or a similar arrangement.
Additional Definitions Used. In This Part Only
1. Insured person, in Part III, means:
a. You or any listed driver, or your dependent child(xxx) who are not undisclosed drivers:
(1) While occupying any car; or
(2) When struck as a pedestrian by a motor vehicle; or
b. Any other person while occupying your insured car with permission of the owner. Any person while operating a car that is available for hire or while using a car that is part of a Personal Car Sharing Program, a Commercial Ridesharing Program or a similar arrangement. SAMPLE POLICY
2. Necessary medical services mean prescribed medical services which are reasonable and necessary for treatment of the bodily injury, including the number and duration of treatments in the region in which those services are provided. The services are limited to medical, surgical, dental, x-ray, ambulance, hospital and professional nursing, and funeral services; and include the cost of pharmaceuticals, orthopedic and prosthetic devices, eyeglasses, and hearing aids.
a. Treatment, services, products, or procedures that are:
(1) Experimental in nature, for research, or not primarily designed to serve a medical purpose, or
(2) Not commonly and customarily recognized throughout the medical profession and within the United States as appropriate for the treatment of bodily injury; or
b. The use of:
(1) Thermography or other related procedures of a similar nature, or
(2) Acupuncture or other related procedures of a similar nature; or
