Charging Your Account. When you transmit a payment request, you authorize us to charge your designated account on the date we process the payment (e.g., the day we initiate payment by an ACH entry or pay a check). We may treat online checks with the same effect as if you had signed them. You may not stop the payment of an online check once the transaction has been posted to your account.
Charging Your Account. In addition to our rights under applicable law and our Deposit Account brochure, we may deduct fees, overdrafts and other amounts you owe us (including, but not limited to, transaction amounts from returned transactions) under this Agreement from your accounts with us or our affiliates except as prohibited by law. Your Password and User ID. You must establish a Password and User ID (collectively, the "Credentials") to access the Service and your Account information at Bank. Your Credentials will never expire, but you may change them at any time. You authorize us to follow any instructions you or your authorized agent enters through the Service using your Password. Because your Credentials can be used to access money and information about your Accounts, you should treat your Credentials with the same degree of care and secrecy that you use to protect your automated teller machine (ATM) card, personal identification number (PIN) or other sensitive personal financial data. You agree not to give your Credentials, or make it available, to any person not authorized to access your Accounts. You may also be asked your personal security questions to access the Service. You are solely responsible for all transactions conducted using your Credentials.
Charging Your Account. When you transmit a payment request ("Order"), you authorize us to charge your account for the payment. If your account does not have enough available funds to cover a payment, we may reject the transaction. We may charge a fee for each payment request presented against insufficient available funds, whether or not we honor the request. You assume the sole responsibility for providing us with accurate payment information in the form and format that we require. We are not responsible for confirming such information, or for monitoring or refusing to process duplicate Orders. If you give us an Order that is incorrect in any way, you agree that we may charge your account for the payment whether or not the error could have been detected by us. We are not obligated to detect errors in your transfer or payment instructions.
Charging Your Account. When you transmit a payment request, you authorize us to charge your designated account. This charged will be processed within three (3) business days of the scheduled request. We may treat online checks with the same effect as if you had signed them. For a stop payment request – refer to subsection “h” below.
Charging Your Account. You authorize Us to charge the Account You designate for each Transaction and You will have a sufficient available balance in the Account for this purpose. Refer to Sections 2 through 4 below for more information on the posting of Transactions. If any Transaction You request exceeds the sufficient available balance in the Account either at the time You request the Transaction or at any later time that Your Account is scheduled to be debited, We need not make such Transaction and will not be liable to You if We don’t. If We elect to make such Transaction, an overdraft will be created.
