Information About Your Accounts Sample Clauses
The "Information About Your Accounts" clause defines the rights and obligations regarding the collection, use, and disclosure of information related to a user's accounts. Typically, this clause outlines what types of account information may be gathered, such as transaction history, balances, or personal details, and specifies how this information may be shared with third parties or used for service provision. Its core practical function is to ensure transparency and compliance with privacy regulations, while informing users about how their account data is managed and protected.
Information About Your Accounts. Although there are two or more accounts associated with your funds (the Account and the Sub-Deposit Account), your Account is treated as a single account for our reporting deposits and withdrawals, as well as for balance requirement, service charge, and monthly statement (which will reflect the total balance in your Account and each Sub-Deposit Account, excluding any payments or amounts owed or belonging to us or any Program Bank). The funds you deposit with us in your Account (whether or not transferred to a Sub-Deposit Account) will be made available to you in accordance with this Agreement (and regardless of the performance of any of our loans or investments, subject to FDIC insurance limitations). The existence of the Sub-Deposit Account will not change the manner in which you use or obtain information about your Account. Transfers to and from your Sub-Deposit Account will not appear on your monthly statement. We are responsible for the accuracy of your Account statements, not the Program Banks.
Information About Your Accounts. You authorize us to share information concerning your accounts with other entities as permitted or required by law, including affiliates of the Credit Union.
Information About Your Accounts. Although there are two or more accounts associated with your funds (the Account and the Sub-Deposit Account), your Account is treated as a single account for reporting deposits and withdrawals, accruing interest in accordance with the subsection titled “Interest and Interest Rate,” as well as for balance requirement, service charge, and monthly statement (which will reflect the total balance in your Account and each Sub-Deposit Account, excluding any payments or amounts owed or belonging to us or any Program Bank). The funds you deposit with us in your Account (whether nor not transferred to a Sub-Deposit Account) will be made available to you in accordance with this Agreement (and regardless of the performance of any of our loans or investments, subject to FDIC insurance limitations). The existence of the Sub-Deposit Account will not change the manner in which you use, obtain information about your Account or obtain interest on your Account. Transfers to and from the Sub-Deposit Account will not appear on your monthly statement. We are responsible for the accuracy of your Account statements, not the Program Banks. You will receive periodic information which will reflect the opening and closing balances of your Sub-Deposit Accounts at each Program Bank for the applicable period.
Information About Your Accounts. At the present time, you may use Jefferson Financial FCU Online Banking to: • Withdraw funds from your savings and checking accounts via check. • Transfer funds from your savings and checking accounts. • Obtain balances, histories, and other information for your savings, checking, loan, and share certificate (CD) accounts. • Make loan payments from your savings and checking accounts. • Access your LOC, and HELOC accounts, to make loan advances on your pre-approved lines of credit. • Determine if a particular item has cleared. • Obtain tax information on amounts earned on savings and checking accounts or interest paid on loan accounts. • Verify the last date and amount of your payroll deposit. • Transfer funds to member accounts. • Place stop payments and reorder checks. • Personalize account titles • Purchase Share Certificates (CDs) • Change the Jefferson Financial FCU Online Banking ID and password. • Open secondary accounts. The following limitations on Jefferson Financial FCU Online Banking may apply: • For security reasons, your access to the Service will be blocked in the event your Password is entered incorrectly on six (6) consecutive access attempts. • There is an inactive time limit for a member, and a total time limit for a member’s session. • This service may be interrupted for a time each day for data processing. Balances shown may include deposits still subject to verification by us. The balances shown also may differ from your records because they may not include deposits in progress, outstanding checks, or other withdrawals, payments, or charges. In addition to viewing account information, you may use Online Banking to conduct the transfer of funds among accounts. Account history information can be downloaded to your PC using Quicken®. Should you wish to download history information, you are solely responsible for the purchase, installation and support of such software packages.
