Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: You are not making regular deposits into your checking account; You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; Your membership is not in good standing; You are more than thirty (30) days past due or are in default in any other respect on any loan or other obligation to us; You have an outstanding balance due on an overdraft repayment plan; Your primary savings account does not have a positive balance; Your checking account is subject to any legal or administrative orders or levies; You have insufficient credit or negative credit history; You are a party to a bankruptcy proceeding; Any or all of your account(s) with us are being reviewed for improper activity or transactions; Your checking account is classified as inactive; You use the Service to pay items written to check cashing agencies; You have an unresolved prior loss with us; or We believe you are not managing your checking account in a responsible manner which may harm you or us.
Eligibility for Courtesy Pay. New accounts are not eligible for Courtesy Pay until we complete a three (3) month review of the account for which you request Courtesy Pay. Once you sign-up for Courtesy Pay, we will let you know at that time whether your account is accepted for Courtesy Pay. In order to maintain your eligibility for Courtesy Pay, you must not be in default on any loan obligation with us, you must bring your account to a positive balance at least once every thirty days, and your account cannot be the subject of any legal or administrative order or levy. If you have any questions regarding your eligibility with regard to our Courtesy Pay program, please contact our Member Service at (000) 000-0000.
Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included with eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information we get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for which the primary checking account owner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: • You are at least 18 years of age. • You are not in default (30 days or longer past due) on any loan or other obligation to us. • You are not subject to any legal or administrative order or levy. • Your account has not been overdrawn longer than 45 days. • You do not have a revoked Debit Card. • You have a valid mailing address on file with UMCU.
Eligibility for Courtesy Pay. Courtesy Pay is not a credit product. It is a feature that is automatically included w ith eligible checking accounts (unless you decline Courtesy Pay entirely as described below or information w e get from a consumer reporting agency does not meet Credit Union standards). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. Courtesy Pay may be available for checking accounts for w hich the primary checking account ow ner is 18 years of age or older. We reserve the right to limit Courtesy Pay to one (1) account per household or member. We may suspend or permanently revoke Courtesy Pay from your checking account, in our sole and absolute discretion, based on any one or more of the follow ing criteria:
