External Congenital Anomaly. Congenital anomaly which is in the visible and accessible parts of the body.
External Congenital Anomaly. Screening, counseling or treatment related to external Congenital Anomaly.
External Congenital Anomaly. We will cover Medical Expenses incurred towards treatment of External Congenital Anomalies and its complications up to the limits as specified in the Policy Schedule or Certificate of Insurance. Exclusion towards External Congenital Anomaly under Permanent Exclusions shall not apply in respect of this Benefit.
External Congenital Anomaly. Congenital anomaly which is in the visible and accessible parts of the body. Day Care Center means any institution established for day care treatment of illness and/or injuries or a medical setup within a hospital and which has been registered with the local authorities, wherever applicable, and is under the supervision of a registered and qualified medical practitioner AND must comply with all minimum criteria as under: ⚫ Has qualified nursing staff under its employment; ⚫ Has qualified medical practitioner/s in charge; ⚫ Has a fully equipped operation theater of its own where surgical procedures are carried out; ⚫ Maintains daily records of patients and will make these accessible to the insurance company’s authorized personnel Day Care Treatment refers to medical treatment, and/or Surgical Procedure which is: i. Undertaken under General or Local Anesthesia in a Hospital/Day care center in less than 24 hrs because of technological advancement, and ii. Which would have otherwise required a hospitalization of more than 24 hours. Treatment normally taken on an outpatient basis is not included in the scope of this definition. Disclosure to information norm means that the Policy shall be void and all premium paid hereon shall be forfeited to Us, in the event of misrepresentation, mis-description or non disclosure of any material fact. EMI or EMI Amount means and includes the amount of monthly payment required to repay the principal amount of Loanand Interest by the Insured Person as set forth in the amortization chart referred to in the loan agreement (or any amendments thereto) between the Bank/Financial Institution and the Insured Person prior to the date of occurrence of the event giving rise to a Claim under Section III of the Policy. For the purpose of avoidance of doubt, it is clarified that any monthly payments that are overdue and unpaid by the Insured Person prior to the occurrence of the event giving rise to a Claim under Section III will not be considered for the purpose of this Policy and shall be deemed as paid by the Insured Person. It is further clarified that EMI refers to the EMI or pre-EMI on the Loan. Financial Institution shall have the same meaning assigned to the term under Section 45 I of the Reserve Bank of India Act, 1934 (as amended from time to time) and shall include a Non-Banking Financial Company as defined under Section 45 I of the Reserve Bank of India Act, 1934 (as amended from time to time).
