GROUP INSURANCE SCHEMES. Group insurance schemes apply from commencement of employment and expire when the group member leaves his/her position, but no later than when the member reaches the age of 70. Cover will be maintained during approved absence. DKK 150,000 If, during the policy period and before reaching the age of 70, an employee contracts a critical illness as stated in the special insurance terms and conditions, an insurance amount of DKK 200,000 will be paid. Critical illness means: – Cancer – Coronary thrombosis – Bypass operation or angioplasty – Cardiac valve surgery – Cerebral haemorrhage or cerebral blood clot – Saccular cerebral aneurysm or intracranial arteriovenous malformation (AV malformation) as well as cavernous angioma of the brain – Certain benign brain and spinal cord tumours – Disseminated schlerosis – Motor neuron diseases (MND) – Certain muscle and nerve diseases – HIV infection as a result of blood transfusion or work-related infection – AIDS – Chronic renal failure – Major organ transplantations – Xxxxxxxxx’x disease – Blindness – Deafness – Aortic disease – Consequences of encephalitis or cerebrospinal meningitis – Consequences of Borrelia infection or Tick Borne Encephalitis (TBE) – Major xxxxx, frostbites or caustic xxxxx – Implantation of an ICD unit as secondary prophylaxis – Chronic heart failure with implantation of an ICD/CRT unit or durable mechanical heart pump, e.g. Heartmate. In case of death within three months of the insurance sum payable in the event of critical illness having become payable, such sum will be set off against the death benefit.
GROUP INSURANCE SCHEMES. The group insurance schemes shall provide coverage from commencement of employment. During approved absence, the coverage shall remain in force. The scheme shall cover former employees who are unemployed, for up to 12 months from the cessation of employment, and employees on leave without pay and pension for up to 12 months, cf. the specific rules of the collective agreement. Sums at death (including agreed indexation as per 1 January 2012) Age under 60: DKK 938,400. Age 60 to 69: DKK 469,200. Age 70: DKK 0. The sum at death shall be adjusted annually as per 1 January in accordance with the applicable maximum of
GROUP INSURANCE SCHEMES. Group insurance schemes apply from commencement of employment and expire when the group member leaves his/her position, but no later than when the member reaches the age of 70. Cover will be maintained during approved absence. If an employee suffers critical illness during the insurance period, as stated in the special insurance terms, an insurance sum of DKK 200,000 is paid out. Critical illness refers to: – Cancer – Coronary thrombosis – Bypass operation or coronary angioplasty – Cardiac valve surgery – Brain haemorrhage or cerebral thrombosis – Sintracranial sacculated aneurysm or arteriovenous malformation (AVM), as well as cavernous an- gioma in the brain – Certain benign tumours of the brain and spinal cord – Multiple sclerosis – Motor neurone disease (MND) – Certain muscular diseases and nervous disorders – HIV infection as a result of blood transfusion or occupational infection – Aids – Chronic renal failure – Major organ transplants – Xxxxxxxxx’x disease – Blindness – Deafness – Aorta disease (coronary artery disease) – After-effects of encephalitis or cerebral meningitis – Implications of borreliosis infection or Tick Borne Encephalitis (TBE) – Major xxxxx, frostbites or corrosive xxxxx – Implant of ICD device (pacemaker) as secondary prophylaxis – Chronic heart failure with implantation of ICD/CRT device or long-lasting mechanical heart pump, e.g. Heartmate. If death occurs within 3 months after the sum insured for critical illness falls due, this is set off against the sum payable on death. The employees’ children are covered from birth and until they reach the age of 18. ”Children” means the employee’s biological children and adoptive children as well as the biological children and adoptive children of the employee’s spouse/cohabitant. The sum insured is DKK 50,000. Special insurance terms apply to children. The sum insured is paid to the employee if the employee’s child is diagnosed with one of the illnesses listed in the insurance conditions, provided the conditions are met. The insurance covers the below diseases which must be diagnosed while the insurance is in effect. – Cancer – Surgery-requiring heart disease – Brain haemorrhage or cerebral thrombosis – Sintracranial sacculated aneurysm or arteriovenous malformation (AVM), as well as cavernous an- gioma in the brain – Certain benign tumours of the brain and spinal cord – Multiple sclerosis – Chronic renal failure – Major organ transplants – After-effects of encephalitis or cerebral menin...
GROUP INSURANCE SCHEMES. Group insurance schemes apply from commencement of employment and expire when the group member leaves his/her position, but no later than when the member reaches the age of 70. Cover will be maintained during approved absence. Below 70 years of age DKK 150,000 70 years of age DKK 0 If, during the policy period and before reaching the age of 70, an employee contracts a critical illness as stated in the special insurance terms and conditions, an insurance amount of DKK 200,000 will be paid.- Critical illness means: – Cancer – Coronary thrombosis – Bypass operation or coronary angioplasty – Cardiac valve surgery – Brain haemorrhage or cerebral thrombosis – Sintracranial sacculated aneurysm or arteriovenous malformation (AVM) as well as cavernous an- gioma in the brain – Certain benign tumours of the brain and spinal cord – Multiple sclerosis – Amyotrophic lateral sclerosis (ALS) – Certain muscular diseases and nervous disorders – HIV infection as a result of blood transfusion or occupational infection – Aids – Irreversible renal failure – Major organ transplants – Xxxxxxxxx’x disease – Blindness – Deafness – Aorta disease (coronary artery disease) – After-effects of encephalitis or cerebral meningitis – After-effects of Borrelia infection – Major xxxxx, frostbites or corrosive xxxxx In case of death within three months of the insurance sum payable in the event of critical illness having become payable, such sum will be set off against the death benefit.
