LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook.
LOAN RISK RATING SYSTEM. (1) Within thirty (30) days, and on an ongoing basis thereafter, the Board shall ensure that the Bank’s internal ratings of commercial credit relationships in excess of one hundred thousand dollars ($100,000) (“Covered Relationship”) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook and the OCC’s Summary of Key Principles: Construction & Development Lending, dated April 8, 2008. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk of any Covered Relationship:
LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial credit relationships (“covered relationships”), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in 12 C.F.R. § 160.160, the Rating Credit Risk Booklet of the Comptroller’s Handbook, and the OCC’s Summary of Key Principles: CRE/Construction & Development Lending dated April 9, 2008. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:
LOAN RISK RATING SYSTEM. (1) Beginning July 31, 2005, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial, commercial real estate, and agricultural credit relationships in excess of $150,000 (“covered relationships”) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook. At a minimum, the Board must ensure that, with respect to the Bank’s assessment of credit risk of any covered relationship:
LOAN RISK RATING SYSTEM. (1) Within ninety (90) days, and on an ongoing basis thereafter, the Board shall ensure that the Bank’s internal risk ratings of commercial credit relationships, including agricultural credits, in excess of $50,000 (each being a “covered commercial relationship”), as assigned by responsible loan officers and by the Bank’s loan review system, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit Risk, A- RCR, booklet of the Comptroller’s Handbook. At a minimum, on an ongoing basis, the Board must ensure that with respect to the assessment of any covered commercial relationship’s risk rating:
LOAN RISK RATING SYSTEM. (1) Beginning December 31, 2008, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of credit relationships are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A- RCR, of the Comptroller’s Handbook. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk:
LOAN RISK RATING SYSTEM. (1) Within ninety (90) days, and on an ongoing basis thereafter, the Board shall ensure that the Bank’s internal risk ratings of commercial credit relationships, including agricultural credits, in excess of $50,000 (each being a “covered commercial relationship”), as assigned by responsible loan officers and by the Bank’s loan review system, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit Risk, A- RCR, booklet of the Comptroller’s Handbook. At a minimum, on an ongoing basis, the Board must ensure that with respect to the assessment of any covered commercial relationship’s risk rating:
LOAN RISK RATING SYSTEM. (1) Beginning December 31, 2008, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of credit relationships are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A- RCR, of the Comptroller’s Handbook. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk:
