Loss of Personal Money. If during the period of insurance an Insured Person sustains loss of cash, signed traveller’s cheque(s) or money order as a direct result of theft, robbery or burglary in the course of a trip, We shall indemnify the Insured Person for such loss subject to the maximum Sum Insured stated in the Schedule.
Loss of Personal Money. We will pay You up to the amount as shown in the Takaful Membership Certificate for the accidental loss of, theft of or damage to personal money. We will also cover foreign currency during the 72 hours immediately before Your departure on the outward journey If personal money is lost, stolen or damaged while in the care of a hotel or your accommodation provider you must report details of the loss, theft or damage to them in writing and get (at Your own expense) written confirmation of it. If personal money, is lost, stolen or damaged whilst in the care of an airline You must:
a) get a Property Irregularity Report from the airline.
b) give written notice of the claim to the airline within the time limit contained in their conditions of carriage (please retain a copy).
c) keep all travel tickets and tags for submission if You are going to make a claim under this policy
d) You must provide (at your own expense) an original receipt or proof of ownership for items lost, stolen or damaged to help You to substantiate Your claim.
a. The excess as shown in the Schedule of benefits
b. Loss or damage due to delay, confiscation or detention by customs or any other authority
c. Loss, theft of or damage to travellers’ cheques if You have not complied with the issuer’s conditions or where the issuer provides a replacement service
d. Loss or damage due to depreciation (loss in value), variations in exchange rates or shortages due to error or omission.
e. Any other exclusions applicable to the entire policy
Loss of Personal Money. Covered Not Covered
Loss of Personal Money. We will pay for actual loss of cash, bank or currency notes, travellers cheques, postal or money orders during the Trip.
(a) The items are within Your control or custody at all times; and
(b) the items must not be left unattended and must not be kept in the Checked-in Baggage with a Common Carrier; and
(c) such loss is reported to the police having jurisdiction at the place of loss immediately no later than twenty-four
Loss of Personal Money. No benefits will be paid:
