Optional Overdraft Transactions. The following types of transactions require you to “opt in” (in other words, you must provide us with your affirmative consent) if you would like to include them in Courtesy Pay. Choosing not to opt in may result in these transactions being declined:
Optional Overdraft Transactions. If you would like to include ATM transactions and one-time debit card transactions in the Service, you arerequired to “opt-in” (in other words, you must provide us with your affirmative consent). Choosing not to opt in may result in these transactions being declined. You understand and agree that we do not require you to authorize the Service for your ATM and one-time debit card transactions as a condition of us providing the Service to you for the other types of transactions subject to this Courtesy Pay Service Section. If you want the Credit Union to authorize and pay overdrafts for ATM and one-time debit card transactions, you must provide us with your consent by contacting us provided in Part II Section 1 Paragraph 18. You may revoke your authorization to have us pay your ATM transactions and one-time debit card transactions at any time. Your decision to opt in does not guarantee that we will always pay your ATM transactions or one-time debit card transactions when there are insufficient available funds in your account to cover the transaction.
Optional Overdraft Transactions. If you would like to include debit card transactions in the Service, you are required to “opt-in” (in other words, you must provide us with your affirmative consent). Choosing not to opt in may result in debit card transactions being declined. You understand and agree that we do not require you to authorize the Service for your one-time debit card transactions as a condition of us providing the Service to you for your checks, ACH transactions or other transactions subject to this Courtesy Pay Service Agreement. If you want the Credit Union to authorize and pay overdrafts for one-time debit card transactions, you must provide us with your consent by: (1) calling us; (2) visiting any branch and speaking with a Member Service Representative; or
Optional Overdraft Transactions. If you would like to include debit card transactions in the Service, you are required to “opt-in” (in other words, you must provide us with your affirmative consent). Choosing not to opt in may result in debit card transactions being declined. You understand and agree that we do not require you to authorize the Service for your one-time debit card trans- actions as a condition of us providing the Service to you for your checks, ACH transactions or other transactions subject to this Overdraft Privilege Service Agreement. If you want the Credit Union to authorize and pay overdrafts for one-time debit card transactions, you must provide us with your consent by: Completing and submitting an opt-in consent form to a branch or by mail to Los Angeles Police Federal Credit Union, P.O. Box 10188, Xxx Xxxx, CA. 91410-0188. Eligibility for the Service. The Service is not a credit product and requires no application or credit approval process; it is a feature that is automatically included with eligible checking accounts (unless you opt out of the Service entirely as described below). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. The Service is available for checking accounts for which the primary checking account owner is 18 years of age or older, is in good standing, and the account has been open for at least thirty-one (31) days with the applicable minimum balance requirement. We reserve the right to limit the Service to one (1) account per household or member. We may suspend or permanently revoke the Service from your checking account, in our sole and absolute discretion, based on any one or more of the following criteria: • You are not making regular deposits into your checking account; • You do not bring your checking account to a positive balance for at least one full business day within a thirty (30) day period; • Your membership is not in good standing; • You are more than thirty-one (31) days past due or are in default in any other respect on any loan or other obligation to us; • You have an outstanding balance due on an overdraft repayment plan; • Your checking account is subject to any legal or administrative orders or levies; • You have insufficient credit or negative credit history; • You are a party to a bankruptcy proceeding; • Any or all of your account(s) with us are being reviewed for improper activity or transactions; • Your checking account is classified as ina...
Optional Overdraft Transactions. The following types of transactions require you to “opt in” (in other words, you must provide us with your
Optional Overdraft Transactions. The following types of transactions require me to “opt in” (in other words, I must provide you with my approval) if I would like to include them in the Service: ATM transactions One-time Visa Debit Card transactions Choosing not to “opt in” may result in these transactions being declined. I understand and agree that you do not require me to authorize the Service for my ATM and one-time Visa Debit Card transactions as a condition of you providing the Service to me for my checks, ACH transactions or other transactions subject to this Overdraft Service Agreement. If I want the Credit Union to authorize and pay overdrafts for ATM transactions and one-time Visa Debit Card transactions, I must provide you with my consent by: (1) calling you toll-free at (000) 000-0000; (2) visiting any branch and speaking with a member service employee; (3) mailing an opt-in consent form to P.O. Box 100, Hollywood, CA 90078-0100;
Optional Overdraft Transactions. If you would like to include ATM transactions and non-recurring debit card transactions in the Service, you are required to “opt-in” (in other words, you must provide us with your affirmative consent). Choosing not to opt in may result in these transactions being declined if your available balance is insufficient to cover the transaction. You understand and agree that we do not require you to authorize the Service for your ATM transactions and non-recurring debit card transactions as a condition of us providing the Service to you for the other types of transactions subject to this Courtesy Pay Service Agreement. If you want the Credit Union to authorize and pay overdrafts for ATM transactions and non-recurring debit card transactions, you must provide us with your consent by: (1) calling us toll-free at (000) 000-0000;
Optional Overdraft Transactions. If you would like to include debit card transactions in the Service, you are required to “opt-in” (in other words, you must provide us with your affirmative consent). Choosing not to opt in may result in debit card transactions being declined.
Optional Overdraft Transactions. The following types of transactions require you to “opt in” (in other words, you must provide us with your affirmative consent) if you would like to include them in Overdraft Privilege. Choosing not to opt in may result in these transactions being declined: ATM transactions Everyday Debit Card transactions We do not require you to authorize Overdraft Privilege for your ATM and everyday debit card transactions as a condition of us providing Overdraft Privilege to you for your checks, ACH transactions or other transactions. If you want the Credit Union to authorize and pay overdrafts for ATM and everyday debit card transactions through Overdraft Privilege, you must provide us with your consent by: (1) calling us at 000-000-0000 or 000-000-0000; (2) visiting any branch and speaking with a Representative; (3) mailing notice of your decision to opt in to Overdraft Privilege for ATM and everyday debit card transactions to 0000 X. Xxxxxx Street, P.O. Box 515, Alpena, MI 49707; or (4) opting into Overdraft Privilege through online banking.
Optional Overdraft Transactions. The following types of transactions require you to “opt in” (you must provide us with your approval to enroll) if you would like to include them in the Service. Choosing not to opt in may result in these transactions being declined: Eligibility for the Courtesy Pay Service. The Service is not a credit product and requires no application or credit approval process; it is a feature that is automatically included with eligible checking accounts (unless you opt out of the Service entirely as described below). Eligibility is at the sole discretion of the Credit Union and is based on you managing your checking account in a responsible manner. We may suspend or permanently revoke the Service from your checking account, in our sole and absolute discretion. When is the overdrawn (negative) balance amount due? The total of the overdraft (negative) balance in your checking account, including any and all fees and charges, is due and payable upon demand, and you are required to immediately deposit sufficient funds to cover the overdraft paid by us and pay the related fees.
