Other Things You Should Know. We continue to update Our online access for Members. You may now be able to go online for many functions described below, without contacting Our Customer Service Unit. Simply log on to xxx.xxxxxx.xxx. For copies of the forms mentioned in this Plan: ◼ Download them from the Forms for Members page at xxx.xxxxxx.xxx, ◼ Contact one of Our local service offices (Blue Cross and Blue Shield of Louisiana has Local Service Offices in Baton Rouge, New Orleans, Lake Charles, Lafayette, Alexandria, Monroe and Shreveport) or ◼ Write to Us at: Blue Cross and Blue Shield of Louisiana P. O. Box 98029 Baton Rouge, Louisiana 70898-9029 ◼ The Individual Change of Status Card has the medical questionnaire on the reverse side. Go online at xxx.xxxxxx.xxx or see Your insurance agent for a copy. ◼ Mail documentation for a Claim to Us at: Blue Cross and Blue Shield of Louisiana P. O. Box 98029 Baton Rouge, LA 70898-9029 or: Blue Cross and Blue Shield of Louisiana 0000 Xxxxx Xxxxxx Baton Rouge, LA 70809 or fax it to the Blue Cross Claims Department at: (000) 000-0000 ◼ If You have questions about any information in this section, call Your insurance agent or call Us at: Customer Service Department 0-000-000-0000 or 0-000-000-0000 Your ID Card Helps When You Travel Your Blue Cross and Blue Shield Identification Card (ID card) allows shows You to conveniently receive healthcare when You travel outside of Louisiana. If You travel or live outside of Louisiana and You need medical attention for Covered Disease, follow these steps:
Other Things You Should Know. We continue to update Our online access for Members. You may now be able to go online for many functions described below, without contacting Our Customer Service Unit.
Other Things You Should Know. Can We Increase Interest Charges & Fees? We may increase your interest charges for new transactions based on the movements in the highest prime rate as published in The Wall Street Journal, but not more often than once within any three-month period. We may not charge fees beyond 25% of the total initial credit line (other than penalty fees) during the first year in which your account is opened. We may change any other terms of your account at any time. We will give you notice of any changes as required by law. How Do We Calculate Variable Rates? Variable rates may change based upon the movements in the highest prime rate as published in The Wall Street Journal (the "Prime Rate") but not more often than once within any three-month period. We add, depending on your creditworthiness, 9.15%, 10.40%, 11.90% or 13.65% to the Prime Rate to determine the Purchases/Balance Transfers APR. We will notify you of a rate increase and the new rate in the month before the increase becomes effective. What Are the Daily Periodic Rates Used to Calculate Your Interest? We determine your daily periodic rate by dividing the corresponding Annual Percentage Rate by 365 and round to the nearest 1/100,000th of 1%. If the daily periodic rates and corresponding Annual Percentage Rates increase, the interest charge will increase and our minimum payment may be greater. See How Do We Calculate the Interest Charge? below for more details. Based on the rates set forth in the above table, the daily periodic rate for your Purchases/Balance Transfers APR, would be .04630%, .04973%, .05384% or .05863% and the daily periodic rate for your Cash Advances APR would be .04904%.
Other Things You Should Know. Energy Conservation Please turn off your lights when not in use, conserve water whenever possible, and leave your windows closed during the winter months to conserve heat and avoid costly damage by freezing.
Other Things You Should Know. REIMBURSEMENT PROVISION If you or one of your covered dependents incur expenses for sickness or injury that occurred due to the negligence of a third party and benefits have been pro vided for Covered Services described in this Policy, you agree:
Other Things You Should Know. The HSBC Group gives you a non-exclusive right to use the mobile banking app but you can’t grant any rights relating to it to anyone else. We’re responsible for the mobile banking app and its content. Some services that can be used with our online banking service are not provided by us (such as Google Maps/Google Earth API/Google Pay/Google reCAPTCHA and ApplePay). Separate terms between the service provider and you may apply.
