Pre-contractual information Sample Clauses

Pre-contractual information. An employee of the CREDITOR shall fill out a Loan Request on behalf of the CREDITOR by asking questions from the form displayed in the retail locations of the CREDITOR.

Pre-contractual information. The trader shall provide the traveller with the following information, where applicable: a. the main characteristics of the travel services: 1. the travel destination, itinerary, periods of stay and number of nights included. If the exact travel time has not yet been determined when the contract is concluded, the organiser, and, where applicable, the retailer, shall inform the traveller of the approximate time of departure and return; 2. the means and characteristics of transport; 3. the location, features and quality category of the accommodation; 4. the meal plans, if included; 5. visits, excursions or other included services; 6. whether any of the travel services will only be provided to the traveller as part of a group and, if so, the approximate size of the group; 7. the language in which the services will be provided; and 8. whether the trip is suitable for persons with reduced mobility and, upon the traveller's request, information on the suitability of the trip taking into account the traveller's needs; b. the name, address, telephone number and e-mail address of the organiser and, where applicable, the retailer; c. the total price of the package inclusive of all taxes and, where applicable, all additional fees, or, where those additional costs cannot reasonably be calculated in advance, an indication of the type of additional costs which the traveller may have to bear; d. the arrangements for payment, including, where applicable, the amount which is to be paid as a down payment, the timetable for payment of the balance, and any financial guarantees to be provided by the traveller; e. the minimum number of persons required for the package to take place and the time- limit, referred to in Article 16, before the start of the package required for the termination of the trip by the organiser; f. information on passport and visa requirements, including approximate periods for obtaining visas, and information of health formalities, of the country of destination; g. information that the traveller may terminate the contract before the start of the package in return for payment of a fee, see Article 15; h. information on optional or compulsory insurance. The information referred to in point (a), points (c) to (e) and point (g) of the first paragraph shall form an integral part of the contract on the package and shall not be altered unless the contracting parties expressly agree otherwise.

Pre-contractual information. Either the UCITS prospectus and/or the pre-contractual disclosure by Alternat- ive Investment Managers to investors, must specify the securities financing transactions and total return swaps that the respective funds are authorised to use and include a clear statement that those transactions and instruments are used. This is to “ensure that investors understand and appreciate the inherent risks before they decide to invest in a particular UCITS or” Alternative Investment Fund.298 The following information must be included in either a UCITS prospectus and/or the pre-contractual disclosure to investors for Alternative Investment Funds:299 · Acceptable collateral: description of acceptable collateral with regard to asset types, issuer, maturity, liquidity as well as the collateral diversification and correlation policies. · Collateral valuation: description of the collateral valuation methodology used and its rationale, and whether daily mark-to-market and daily vari- ation margins are used. · Risk management: description of the risks linked to securities financing transactions and total return swaps as well as risks linked to collateral management, such as operational, liquidity, counterparty, custody and legal risks and, where applicable, risks arising from collateral reuse. · Specification of any restrictions (regulatory or self-imposed) on reuse of collateral. Recital 15 of the SFTR highlights that the use of securities financing transactions and total return swaps can increase the risk profile of the respective fund. Therefore, it is crucial to ensure that investors in funds are able to make informed choices and are able to assess the overall risk and reward profile of a fund. This is further emphasised in Recital 20 of the SFTR where such information is necessary to ensure that investors understand and appreciate the inherent risks before deciding to invest in a particular fund. 297 Recitals 19 and 20 and Articles 13 and 14 SFTR. 298 Recital 20 SFTR. 299 This list is not exhaustive, but only outlines the most relevant sections for the purpose of this thesis. For an exhaustive list, see Section B of the Annex SFTR.

Pre-contractual information. Supplier represents and warrants that all material information provided during pre-contractual discussions with Kyndryl related to privacy, security and data governance, whether pursuant to these Terms or otherwise, is accurate in all material respects and is not, whether by omission or otherwise, misleading.

Pre-contractual information. 1. Member States shall ensure that the creditor and, where applicable, the credit intermediary or appointed representative, provides the consumer with the personalised information needed to compare the credits available on the market, assess their implications and make an informed decision on whether to conclude a credit agreement: (a) without undue delay after the consumer has given the necessary information on his needs, financial situation and preferences in accordance with Article 20; and (b) in good time before the consumer is bound by any credit agreement or offer. 2. The personalised information referred to in paragraph 1, on paper or on another durable medium, shall be provided by means of the ESIS, as set out in Annex II. 3. Member States shall ensure that when an offer binding on the creditor is provided to the consumer, it shall be provided on paper or on another durable medium and accompanied by an ESIS where: (a) no ESIS has been provided to the consumer previously; or (b) the characteristics of the offer are different from the information contained in the ESIS previously provided. 4. Member States may provide for the obligatory provision of the ESIS before the provision of an offer binding on the creditor. Where a Member State so provides, it shall require that the ESIS shall only be required to be provided again where point

Pre-contractual information. Before concluding the purchase contract, the customer examines the characteristics of the goods that are illustrated in the individual product sheets. Before concluding the purchase contract and before validating the order with “payment obligation”, the customer is informed about: – total price of the goods including taxes, with details of shipping costs and any other costs; – payment method; – the deadline by which ▇▇▇▇▇’ undertakes to deliver the goods; – conditions, terms and procedures for exercising the right of withdrawal, as well as the standard withdrawal form referred to in Annex I, Part B of Legislative Decree 21/2014; – information to the customer of the need to bear the cost of the return in the event of exercising the right of withdrawal; • existence of the legal guarantee of conformity for the goods purchased; • after-sales assistance conditions and commercial guarantees provided by Bifro';

Pre-contractual information. The Company has already provided the Client with general information regarding the services provided by it, including the policies of Client categorization, conflict of interest and execution of orders, as they are included in the attached pre-contractual information package.