REPRESENTATIONS AND WARRANTIES OF SFC. SFC represents and warrants to FFC, as of the date of this Agreement, as follows:
REPRESENTATIONS AND WARRANTIES OF SFC. 31- 5.01 Incorporation and Corporate Power-31- 5.02 Execution, Delivery; Valid and Binding Agreement-31- 5.03 Approval of Agreement-31- 5.04 No Breach-31- 5.05 Governmental Authorities; Consents-32- 5.06 Litigation-32- 5.07 Brokerage-32- 5.08 Disclosure-32-
REPRESENTATIONS AND WARRANTIES OF SFC. SFC hereby represents and warrants to Sellers that:
REPRESENTATIONS AND WARRANTIES OF SFC. 6 Section 3.1. Authority.............................................................................6 Section 3.2. Organization and Standing.............................................................7 Section 3.3. Subsidiaries..........................................................................7 Section 3.4. Capitalization........................................................................7 Section 3.5. Charter, Bylaws and Minute Books......................................................8 Section 3.6. Financial Statements..................................................................8 Section 3.7. Absence of Undisclosed Liabilities....................................................8 Section 3.8. Absence of Changes....................................................................8 Section 3.9. Dividends, Distributions and Stock Purchases..........................................9 Section 3.10. Taxes................................................................................9 Section 3.11. Title to and Condition of Assets.....................................................9 Section 3.12. Contracts............................................................................9 Section 3.13. Litigation and Governmental Directives..............................................11 Section 3.14. Compliance with Laws; Governmental Authorizations...................................11 Section 3.15. Insurance...........................................................................12
REPRESENTATIONS AND WARRANTIES OF SFC. SFC represents and warrants as follows:
REPRESENTATIONS AND WARRANTIES OF SFC. 6 5.1 Organization, Standing, and Power ............................. 6 5.2 Authority; No Breach By Agreement ............................. 6 5.3
REPRESENTATIONS AND WARRANTIES OF SFC. SFC hereby represents and warrants to UPC as follows:
REPRESENTATIONS AND WARRANTIES OF SFC. SFC represents and warrants that as of the Closing Date and (except for representations and warranties which relate to a specific date only) as of the date of each Purchase:
REPRESENTATIONS AND WARRANTIES OF SFC. 9 Section 3.1 Corporate Organization 9 Section 3.2 Capitalization 11 Section 3.3 Financial Statements, Condition and Reports 11 Section 3.4 Loan Portfolio; Reserves; Mortgage Loan Buy-Backs 12 Section 3.5 Certain Loans and Related Matters 13 Section 3.6 Authority; No Violation 13 Section 3.7 Consents and Approvals 14 Section 3.8 Broker’s Fees 14 Section 3.9 Absence of Certain Changes or Events 14 Section 3.10 Legal Proceedings; Etc. 15 Section 3.11 Taxes and Tax Returns 15 Section 3.12 Employee Benefit Plans 17 Section 3.13 Title and Related Matters 19 Section 3.14 Real Estate 20 Section 3.15 Environmental Matters 21 Section 3.16 Commitments and Contracts 22 Section 3.17 Regulatory and Tax Matters 22 Section 3.18 Registration Obligations 23 Section 3.19 Insurance 23 Section 3.20 Labor 23 Section 3.21 Compliance with Laws 24 Section 3.22 Transactions with Management 24 Section 3.23 Derivative Contracts 24 Section 3.24 Deposits 24 Section 3.25 Accounting Controls 25 Section 3.26 Proxy Materials 25 Section 3.27 Deposit Insurance 25 Section 3.28 Intellectual Property 25 Section 3.29 Antitakeover Provisions 27 Section 3.30 Communications with Shareholders 27 Section 3.31 Claims under Insurance Policies 27 Section 3.32 Fairness Opinion 27 Section 3.33 Untrue Statements and Omissions 27
REPRESENTATIONS AND WARRANTIES OF SFC. SFC hereby represents and warrants to HRB as follows as of the date hereof and as of all times up to and including the Effective Time of the Merger (except as otherwise provided):
