Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. Tell us AT ONCE if you believe your Card or PIN has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses to a minimum. You could lose all the money in your Account (plus your maximum overdraft line of credit, if any).
a. For Signature-based, Point-of-
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. Tell us AT ONCE if you believe your GECU Debit Card, GECU ATM Card, or any PIN we have issued to you has been lost or stolen. Telephoning is the best way of keeping your possible losses down. Failure to notify us could cause you to lose all the funds available in your Checking Account, Share Account, Checking Line Of Credit, and other accounts you have designated for overdraft protection. Note: If your Card can be used to access a line of credit account directly, then your liability for unauthorized use of the Card in connection with the line of credit account is governed by your line of credit agreement unless the unauthorized access to the line of credit account was for overdraft protection purposes, in which case the disclosures below will apply. Under MasterCard’s® zero liability policy, you will not be liable for an unauthorized transaction, as long as you exercised reasonable care in safeguarding the card from risk of loss or theft, and upon becoming aware, promptly report the loss or theft to us. If you do not exercise reasonable care and promptly notify us, your liability will be determined under the standards set forth below for all other transactions. If you notify us within two business days, your liability will not exceed $50 if someone used your Card without your permission. If you do NOT notify us within two business days after you learn of the loss or theft of your Card, and we can prove we could have stopped someone from using your Card without your permission if you had told us, your liability shall not exceed $500. Also, if your statement shows transfers that you did not make, notify us at once. If you do not notify us within 60 days after the statement was delivered to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. Anytime you believe your GECU SmartLine PIN has been compromised, in addition to notifying us, you should change your PIN to protect your accounts by calling GECU SmartLine (available 24 hours a day) at: * If your GECU Online Banking password has been compromised, log on to our website at xxx.xxxx.xxx, click on the GECU Online Banking icon, and follow the directions for a password change. Remember, it is your responsibility to change your GECU SmartLine PIN immediately after becoming a GECU member...
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. Tell us AT ONCE if you believe your card or PIN has been lost or stolen. Calling FCCU is the best way of keeping your possible losses down.
(a) For Visa® Debit Card Point-of-Sale and U.S. ATM Transactions Sent Over the Visa and Plus Networks. If you believe your card or PIN has been lost or stolen, you will not be liable once you notify us that someone may or has used your card or PIN without your permission. The foregoing liability limitation does not apply if you are grossly negligent or fraudulent in the handling of your account or your card. In those cases, your liability will be determined under the standards set forth below for all other transactions. If your card was lost or stolen and the PIN was used, we may not issue you another debit card.
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. Effective October 17, 2014, the MasterCard zero liability rule will apply to all MasterCard Debit transactions provided that (a) you have exercised reasonable care in safeguarding your Card from risk of loss or theft, and (b) upon becoming aware of the loss or theft, you promptly notify us. If you do not meet these conditions, then the liability standards of All Other Transactions as set forth in paragraph 9(b) of the Electronic Fund Transfers Agreement and Disclosures will apply.
(a) For Signature-based, Point-of-Sale Transactions Using Your MasterCard Master Money ATM/Debit Card. If you believe your Card or PIN has been lost or stolen, you will not be liable once you notify us that someone may use or has used your Card or PIN without your permission. The foregoing liability limitation does not apply unless (a) you have exercised reasonable care in safeguarding the Card from risk of loss or theft, (b) you have not reported two or more incidents of unauthorized use on your Account within the preceding 12 months, and (c) your Account is in good standing. If you do not meet these conditions, your liability for unauthorized use will not exceed $50.
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. Credit Union’s Liability
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. If you believe your Code has been lost, stolen, or compromised, you should change your Code immediately by visiting one of branches.
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. If you believe your Password has been lost, stolen, or compromised, you should change your Password immediately by accessing the "Change Password" feature in the Online Banking program.
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. If you believe your password has been lost, stolen, or compromised, you should change your password immediately using CyberMAT.
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. Tell us AT ONCE if you believe your Card or PIN has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses to a minimum. You could lose all the money in your Account (plus your maximum overdraft line of credit, if any).
(a) For Signature-based, Point-of-Sale Transactions Using Your MasterCard Master Money ATM/Debit Card. If you believe your Card or PIN has been lost or stolen, you will not be liable once you notify us that someone may use or has used your Card or PIN without your permission. The foregoing liability limitation does not apply unless (a) you have exercised reasonable care in safeguarding the Card from risk of loss or theft, (b) you have not reported two or more incidents of unauthorized use on your Account within the preceding 12 months, and (c) your Account is in good standing. If you do not meet these conditions, your liability for unauthorized use will not exceed $50.
Your Liability for Unauthorized Transfers and Advisability of Prompt Reporting. If your Card or PIN has been lost, stolen, or compromised or if you believe that someone has used your Card or PIN or has trans- ferred or may transfer money from your Account without permission, or if you believe that an electronic fund transfer has been made without your permission using information from your check, NOTIFY US IMME- DIATELY. Telephoning us is the best way of limiting your possible losses. You could lose all the money in your Account plus the maximum amount of your overdraft line of credit. Call 000.000.0000 (in San Antonio) or 800.227-5328 (outside San Antonio). Our regular business hours are from 9:00 am to 5:00 pm central time. Or write us at: For Point-of-Sale Debit Card Transactions with the Visa Debit Card . If you believe your Visa Debit Card or PIN has been lost or stolen, you will not be liable once you notify us that someone may or has used your Visa Debit Card or PIN without your permission. The foregoing liability limitation does not apply if you are grossly negligent or fraudulent in the handling of your Account or your Visa Debit Card. In those cases, your liability will be determined under the standards set forth below for all other unauthorized transfers. Business Days . Our business days are Monday through Friday except for federal holidays.
