Authorizing Transactions. We reserve the right to decline a transaction on your account for any reason including but not limited to operational considerations, your account being in default, or we suspect fraudulent or unlawful activity. We are not responsible for any losses incurred if a transaction on your account is declined for any reason, either by us or a third party, even if you have sufficient credit available.
Authorizing Transactions. We reserve the right to decline to authorize a transaction for any reason, including but not limited to an account default, suspected fraudulent, illegal or unlawful activity or any indication of increased risk related to a transaction. We do not guarantee approval of any transaction. We are not responsible for any losses resulting from our decision to decline a transaction even if you have available credit on your Account. We reserve the right to limit the number of transactions that may be approved in one day. We may close or suspend your Account if we suspect fraud or illegal activity or for our own business reasons, and we will notify you as soon as possible if we do so. We may refuse to authorize any transaction when your credit card has been reported lost or stolen or when we reasonably believe there may be fraudulent, suspicious, or illegal activity involving the credit card or your Account. If you freeze your credit card, we will stop authorizing card transactions. When we issue you a credit card, it is not activated and cannot be used to make purchases until you activate it. Temporary authorizations for amounts greater than the actual purchase price may occur with some merchants (e.g., hotels, car rental companies, gas stations, and restaurants). These types of authorizations will result in less credit available to you on your Account for several days until the date the actual purchase amount is received from the merchant. You must inspect each Statement you receive and must immediately contact us about any errors or questions you have, as described in the “Billing Rights Summary” on your Statement and in this Agreement. If you do not notify us of an error, we will assume that all information on the Statement is correct. If we credit your Account for all or part of a disputed transaction, you give us all of your rights against others regarding that transaction and will also: (1) give us any information about the disputed transaction, if we ask; (2) not pursue any claim or reimbursement of the transaction amount from the merchant or any other person; and (3) help us get reimbursement from others.
Authorizing Transactions. 5.1 You will be asked to authorize each Transaction at the time it is initiated by you through the Xxxxx Prepaid Card or Xxxxx Virtual Card as applicable. A Transaction will be regarded as authorized by you where you:
(a) authorize a POS Transaction by following the instructions provided by the merchant or retailer to authorize the POS Transaction which might include: (i) entering your PIN; (ii) signing a sales voucher; (iii) inserting your Xxxxx Prepaid Card into a card reading device for the purpose of making a payment; (iv) swiping your Xxxxx Prepaid Card through a card reader;
(b) authorize an E-Commerce Transaction by following the instructions provided by the merchant or retailer to authorize the E-Commerce Transaction and by providing the Xxxxx Prepaid Card or Xxxxx Virtual Card details and/or any other details as requested;
(c) authorize an ATM Transaction by inserting your Xxxxx Prepaid Card and entering your PIN to request a cash withdrawal.
5.2 Subject to clause 5.3 below, you can withdraw or revoke your authorization for a Transaction at any time until the authorization is received by us, using one of the Contact Methods. Authorization for a Transaction may not be withdrawn or revoked by you once it is received by us although in the case of a POS Transaction, the merchant may give you a refund.
5.3 Your authorization for a POS Transaction, an E-Commerce Transaction or for an ATM Transaction will be received by us at the time we receive the POS Transaction or E-Commerce Transaction instruction from the merchant acquirer or at the time we receive the ATM Transaction instruction from the ATM acquirer, respectively. All these authorizations will be received by us almost instantaneously and it is unlikely that you will be able to withdraw your authorization for a Transaction before this time.
Authorizing Transactions. 6.1 You will need to give your consent to each Transaction so that we can check it is genuine by, where applicable, providing the Payment Device details and/or providing any other details personal to you and/or your Payment Device, tapping the Payment Device over a contactless reader. Once you have given such consent to the Transaction, it will be deemed to be authorized.
6.2 Once a Transaction has been authorized byyou it cannot be revoked.
6.3 Certain Merchants may not accept payments made with a Payment Device and we accept no liability for this: it is your responsibility to check the restrictions of each Merchant.
6.4 We reserve the right to decline any Transaction at our sole discretion.
6.4.1 We may also decline to authorize a Transaction:
6.4.1.1 if we suspect your Payment Device is being used in an unauthorized or fraudulent manner;
6.4.1.2 if sufficient funds are not loaded on your Payment Device at the time of a Transaction to cover the amount of the Transaction and any applicable Fees;or
6.4.1.3 if we believe that a Transaction will break the law.
6.5 We shall not be liable if a Merchant refuses to accept your Payment Device or if we do not authorize a Transaction, or if we cancel or suspend use of your Payment Device. Unless otherwise required by law, we shall not be liable for any loss or damage you may suffer because of your inability to use your Payment Device for a Transaction.
Authorizing Transactions. For Card Not Present Transactions, some merchants may process an authorizing Transaction (which may exceed the amount of your purchase). This authorizing Transaction will remove the funds from your Account and it will later be reversed. The reversal may occur after the purchase Transaction is processed.
Authorizing Transactions. The authorization of a transaction can include authorizing any single transaction, a series of or recurring Transactions (including transactions for an indefinite period) or pre-authorizing future transactions of a certain or uncertain amount. A transaction will be regarded as authorized by you where you: • authorize the transaction at the point of sale by following the instructions provided by the merchant to authorize the Transaction, which may include: • entering your PIN or providing any other security code; • signing a sales voucher; • providing the card details and/or providing any other details as requested; and/or • waving/swiping the card over a card reader or inserting your card into a card reading device for the purpose of making a payment; • insert a Card and enter your PIN to request a cash withdrawal at an ATM, or • make a request for a cash advance at a bank counter. Once a transaction is authorized, it cannot be withdrawn or revoked unless both the merchant and we agree to allow you to revoke it at our discretion.
Authorizing Transactions. We reserve the right to decline a xxxx xx ct io n on your account for any reason, including but not limited to operational considerations, your account being in default, or we suspect fraudulent or unlawful activity. We are not responsible for any losses incurred if a transaction on your account is declined for any reason, either by us o r a th ird party, even if you have sufficient credit available.
